Author: The Fifth Person

How to invest in Malaysia: A practical guide for beginners

Before this resource on how to invest in Malaysia came about, we did a simple guide on how to start investing in Singapore some time back, which proved to be a great resource for Singaporeans who wanted a quick and easy way to get up to speed on how to invest in Singapore. So now we decided to do the same for our Malaysian readers and create a similar resource on how to invest in Malaysia. We’ve compiled a list of our best articles that will guide you step-by-step on what you need to do to start investing today....

Read More

8 things I learned from the 2018 CapitaLand Mall Trust AGM

CapitaLand Mall Trust (CMT) is the largest retail REIT in Singapore. It owns/co-owns 16 retail malls in Singapore, many of which are familiar to locals including Plaza Singapura, Junction 8, Bugis Junction, Bugis+, Bedok Mall, and Tampines Mall. As at 31 December 2017, CMT’s property portfolio is valued at $8.7 billion. Since it first listed in 2002, CMT has always been the ‘preeminent’ retail REIT in Singapore with its high-quality malls in great locations around Singapore. I attended the CMT’s annual meeting to evaluate its past year’s performance and its outlook ahead. Here are eight things I learned from...

Read More

6 things I learned from the 2018 Ascott Residence Trust AGM

Ascott Residence Trust (Ascott REIT) is a hospitality REIT that owns a portfolio of 75 serviced residences and rental housing properties in 38 cites and across 14 countries in Asia-Pacific, Europe, and the United States. As of 31 December 2017, the company has a total of 11,861 apartment units valued at $4.9 billion. Curious about the accommodation segment of the hospitality industry, I decided to attend Ascott Residence Trust’s annual general meeting to find out about the company’s past year performance and its outlook for the year ahead. Here are six things I learned from the 2018 Ascott Residence...

Read More

7 things I learned from the 2018 Suntec REIT AGM

Suntec REIT is a Singapore-listed office and retail REIT. It currently owns/co-owns four properties in Singapore (Suntec City, One Raffles Quay, Marina Bay Financial Centre, 9 Penang Road), two properties in Melbourne (Southgate Complex, 477 Collins Street) and one property in Sydney (177 Pacific Highway). As at 31 December 2017, its property portfolio was valued at $9.4 billion. Suntec REIT is currently on our watchlist, and I attended the annual general meeting to evaluate its past year’s performance and its plans for the year ahead. Here are seven things I learned from the 2018 Suntec REIT AGM: 1. Gross...

Read More

10 things to know about United Plantations before you invest

Question: How is the palm oil industry going to perform in 2018? I believe there are two different approaches to answering the question above. Firstly, for most, the follow-up question is: “Where would the price of crude palm oil be in the next 6-12 months?” A higher crude palm oil price would see palm oil companies benefiting from higher sales. This seems logical but this view is short-term and involves speculating on an event (a rise in crude palm oil prices) which may or may not happen in the near future. Secondly, for savvy investors, their focus is not...

Read More

Hatten Land: 4 risk factors you need to watch out for

In my previous article, I covered eight long-term growth drivers Hatten Land has in its favour and why the stock is in my portfolio. But as with any investment, there are always risks to consider. It is financially dangerous to invest in anything without exploring the possible downside. So in this article, I want to balance the views I shared in my first article and list four risk factors you need to know about Hatten Land: 1. Prolonged recession and counterparty risk A prolonged recession will impact Hatten’s financial position, and potentially compromise the integrity of its sale-and-leaseback scheme....

Read More

Hatten Land: 8 reasons why this property developer is in my portfolio

Hatten Land is a property developer focused on developing residential, hospitality and commercial real estate predominantly in the state of Malacca. Hatten Land listed on the SGX Catalist board on 28 February 2017 at 29.5 cents per share. Since its listing, however, Hatten Land’s share price has fallen over 40% to 17.5 cents (as at 11 April 2018). The company also posted a RM74 million loss in its most recent quarter (albeit mainly due to large one-off expenses). Despite its tumbling share price and recent quarterly loss, I’ll explain why Hatten Land is still in my portfolio and remains...

Read More

13 things to know about Scientex before you invest

How do you know when stock investing has become a part of your life? I can’t say for all. But, to me, if your mind is proactive in hunting for stock deals as you go about your day, then I suppose stock investing has become second nature to you. For instance, yesterday, my mom asked me to grab a loaf of Gardenia bread before heading home. For most, Gardenia bread is just bread for breakfast or a light snack in the afternoon. To me, however, Gardenia bread is more than just food — it could potentially be an investment...

Read More

4 free stock screeners to find investment ideas from all over the world

‘What do you usually use to screen for companies?’ This is one of the most frequent questions we get from our readers and attendees of our Dividend Machines and Investment Quadrant courses. Back in 1951, when Warren Buffett started out, he had to go through 20,000 pages of Moody’s Manuals page by page to look for undervalued stocks. Fortunately for us, those days of flipping through tomes of yellow pages are behind us. Today, with the power of technology and the Internet, we have access to a number of stock screeners for free. With a click of the mouse,...

Read More

10 things we learned from the 2018 CapitaLand Malaysia Mall Trust AGM

Malaysian REITs have endured a stormy period in the past 2-3 months since February due to the election fever, rising interest rates, and uncertainty in the global economy. Share prices of almost all Malaysian REITs have dropped around 20% to 40% from their peak last year — especially retail REITs which face intense competition from new malls. CapitaLand Malaysia Mall Trust (CMMT) is one of the hardest hit as its share price fell 46% from a high of RM1.83 to a low of RM0.98. CMMT’s share price has rebounded slightly and is at RM1.08 as at 5 April 2018....

Read More

15 things to know about CapitaLand Commercial Trust before you invest

CapitaLand Commercial Trust (CCT) was listed on 11 May 2004 as the first commercial REIT on the SGX. It invests in a portfolio of 10 commercial properties in Singapore worth S$10.4 billion as of 31 December 2017 and, hence, remains the largest commercial REIT in the country. In this article, I’ll bring a detailed account of the performance of each property owned by CCT, their impact to CCT’s financial results, and discuss CCT’s plan to deliver sustainable returns in the future. Here are 15 things you need to know about CapitaLand Commercial Trust before you invest. Property portfolio 1....

Read More

7 things I learned from Warren Buffett’s 2017 letter to Berkshire shareholders

It’s around that time of year again when Warren Buffett releases his annual letter to Berkshire Hathaway shareholders. (Buffett has been writing his annual letters since 1965 and you can read his past letters here.) I shared 14 things I learned from Buffett’s 2016 annual letter the previous year (and the year before that). This year, Buffett has once again shared his wit and wisdom as he reveals his thoughts about Berkshire Hathaway’s past year’s performance and his outlook ahead. So if you don’t have the time to go through all 17 pages of his latest essay, here are...

Read More

5 management red flags you need to watch out for before you invest in a stock

Honest and competent — those are the traits Warren Buffett looks for in management before investing in a business. Managers must have integrity, intelligence, and the skill to allocate capital. They must have the ability to think like owners — to create value long-term shareholder value by reinvesting in existing operations, acquire businesses at reasonable prices, repurchase shares below their intrinsic value, and pay down debt. Managers who defy the laws of value creation will eventually cause the business to lose value over time. For example, there was a recent article in the Wall Street Journal about the strategic...

Read More

Sasseur REIT IPO – 5 key things you need to know before you invest

Singapore’s REIT market will soon welcome a new member – Sasseur Real Estate Investment Trust – which will become the very first ‘outlet mall’ REIT to be listed in Asia. Just two weeks ago, Sasseur REIT lodged its prospectus with the MAS for an initial public offering of 13.8 million shares to the public at 80 cents each. If you’re interested, you can download and read the prospectus here (all 728 pages of it!). Sasseur REIT IPO prospectus. You only have a couple more days to consume it though, before applications for the IPO close on Monday, 26 March...

Read More

6 ways to reduce your monthly expenses… without compromising on your lifestyle

While I was thinking up ideas for this article on how to save money, I realized that there were already a lot of tips out there on the Internet to help you save on your monthly expenses, but almost all of them required you to ditch your car, ditch your holidays and ditch your kids (in no particular order) for you to actually cut down on your expenses. In other words, it seemed like you had to give up all your worldly desires, live like a veritable pauper and somehow attain spiritual nirvana along the way just to scrimp away a measly sum every single...

Read More

Like us on Facebook

Follow us on Twitter