Author: My Route To Financial Freedom

Invest with a peace of mind

For the past month and 2 more months forward, I won’t have much time to watch the stock markets let alone my stocks performance. But this realisation that I don’t have the opportunity to keep track of how my stocks are performing forces me to do better research and not allow the daily fluctuations to waver my convictions towards holding my stocks for the long term for their dividends. So both my stocks, UMS and CitySpring have been doing rather well lately and I’m really glad it has finally come to some fruitation after all the waiting. But more importantly,...

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Singapore Savings Bond: Cost to outweigh Benefit?

Many of you have probably heard about the Singapore Savings Bond. Essentially fixed deposit that doesn’t penalise for early withdrawal and pays you interest for however long you have been vested in the product. Eg. Buy a 10-year tenure bond and withdraw in Year 5, receive 5 years worth of interest without penalty for withdrawal. If you don’t know about it, here are some reads: MAS Media Release Investment Moats: More details of the Singapore Savings Bond. Looks like my Emergency Fund now. A lot of thoughts run through my mind after I have learnt about this product and...

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Noble: Relook 1 month later

As promised, I would review Noble when I’m back from my trip in Taiwan! This post is a follow-up of Noble – Were you caught by surprise? What Now? Short-term: Green Line: 7-Year Trend Red Line: New Support Line Blue Line: Old Support Line (Used in previous post) Brown Line: Resistance Line So it turns out, I used the ‘wrong’ support line(Blue) to estimate my buy price. The new support line (Red) would have been a far more accurate support line. Although hindsight is 20-20 but what’s inaccurate is still inaccurate. Had I drawn accurately from the start, the support...

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Revelation On Not Using Social Medias

As some of you may know, I’m away in Taiwan for ATEC and in this past 3 weeks, I have made a startling revelation and I think many could benefit or even try it out for themselves to see if it’s true. What happened This whole event wouldn’t have started had I not burst the 2gb data in my SIM card in 1 day. Yes, you read it right, 2gb in 1 day.. What happened was I didn’t activate the SIM card through my subscriber and I ended up using the international data which apparently that is how fast...

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Mental Contagion – Are we a part of it?

As I was reading The Fifteen Laws of Success by Napoleon Hill, I reached a part of the book that mentions “Mental Contagion”. This really caught my eye and interest because I realised how very real it is and it is happening right now as we speak. “Oil prices”, “Market crash”, etc. The media and people on the ground have been propagating their opinions towards a crowd and I realise that I too may have fallen victim and have possibly been propagating the same fear. “No form of contagion is so insidious in it’s outset, so difficult to check...

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Dividend Income: Now or Later?

Recently, people have been blogging about dividend income and I thought I should air my opinion about it as well! I have begun my dividend income investing for about a year now and have been really happy with it. My portfolio yields at 8% and I must say I’m very satisfied with what I have. Every now and then, I stop to think. Should I increase my position or wait for a major correction before I take action? Afterall, the bull run has been going on for awhile now. I thought about the scenarios that I would take in...

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Noble – Were you caught by surprise? What now?

I’m sure everyone is well aware of Iceberg’s research report on Noble. Honestly, I haven’t really read much into it. The only thing I’m aware of is the $600m on Yancoal and target price of $0.10 Honestly, I feel that $0.10 is too exaggerated. Using a TA perspective, here’s why. It’s a fact that Noble has been trending down since Sept 2014. To trade with the trend would mean to never have been long in the first place. I agree that the rally starting from Feb 2015 gave somewhat of an indication that trend may have been broken. However an uptrend...

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Portfolio and Risk Management!

Suddenly had the inspiration on a topic to write and I got up from my half-asleep mode to pen down all my thoughts! It’s probably a topic that everyone is familiar with and may already have a plethora of knowledge about it. A little more wouldn’t hurt, would it? I’ll just highlight 3 bite-sized points here and the details can be found in the link below! In the article I mentioned about how diversification should not be just diversifying across different sectors in the stock market. Always consider how much risk you are willing to take in a trade, preferably...

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NYSE vs SGX

Recently I have taken a keen interest in NYSE. I realised how very different it is from SGX. I’ll just list down a few points before I really move in on it! NYSE More opportunities due to more listings there Higher potential capital gains Faster markets Trading strategies seem to work better there Paper trades have all been profitable Commission rates of only $10 A stark difference is the market opening hours but personally I’m not too concerned about it. With the implementation of stops, I can easily enter or exit a trade without having to be awake! Without...

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Life decision: Save or Invest?

Today while I was walking around in my neighborhood, I realised my bank was having some sort of event going on and I decided to find out a little about what’s going on. Apparently they were having some CNY event and offering some savings plan (as usual). But this time, I decided that I would keep an open mind about what he is offering and listened intently. Also, I thought it would be a good opportunity to learn more about the industry and what the career prospects are for his line of job. I think I managed to get quite...

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A milestone achieved!

Today, I’m very excited to share that this blog has hit 10,000 page views! I really want to thank all of you who have shown me your constant support. This blog started as a personal tracking for my personal investments but it slowly grew into an enjoyment for me to share my thoughts and findings. This is definitely just the beginning and I look forward to coming up with more research and articles that could be of use to you all! I will keep reading and learning to learn how to extract better insights so as to benefit readers...

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Books Sharing

I’ve created a new section on my blog (It’s on the menu on the left!) to share books among readers! I understand that sometimes it’s hard to grab hold of some books or it could be too costly for some. Learning should not be limited by the issue of cost and I wish to promote free learning. Some of us may have obtained books that others want or is looking for books to read and have something in exchange to offer. Thus I created this section to promote Books Sharing! I created this section as a place to share/trade...

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STI Outlook: 15 Feb 2015

Recently I’ve been very focused on looking into companies, but I felt that it was time to take a step back and look at the bigger picture. As they say, “A rising tide lifts all boats.” Now, I ask myself, is the tide still rising? I personally don’t see a point trying to surf when there’s a tsunami out there. The probabilities simply work against you. The Big Picture: Overall trend of the market remains bullish, although I do feel that market is a little on the higher side. To me, it means that many stocks have been experiencing...

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A trip to the library!

It’s been an extremely long while since my last visit to the library to borrow a book back home. Probably 15 years ago when I was extremely interested in owls. That was my last recollection of the books I borrowed in library. Fast forward 15 years, I paid my visit to the library again and decided to borrow some books home! Initially I went to the library in search of books on Venture Capital Funds and how to start one. To my disappointment, I couldn’t find it from the creator of VC fund’s point of view. Nevertheless, I browsed...

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Frencken Group Limited

Company Background Frencken Group Limited, an investment holding company, operates as a capital and consumer equipment service provider primarily in Asia and Europe. The company offers integrated one-stop outsourcing solutions. It operates in two divisions, Mechatronics and Integrated Manufacturing Services (IMS). Dividend Information 2012: 0.0061 2013: 0.005 2014: 0.014 This wouldn’t be a dividend play in my opinion. The 0.014 dividend in 2014 doesn’t seem sustainable. I feel that the company would do better by keeping the money and growing the company instead. Holding onto a good sizeable amount of cash would be better for them seeing that their...

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