Author: The Turtle Investor

This is a follow-up post to my earlier post on AutoWealth : My AutoWealth Experience : The Best Robo-Advisor For Index Investors? The interest and response to my earlier review on AutoWealth robo-advisor far exceeded my expectations, which was why I’ve decided to add on a little bit of information to what I’ve shared earlier. SAXO View-Only Client As explained in my previous post, ETFs in my portfolio are kept and held in my own SAXO account as part of my account opening with AutoWealth. AutoWealth simply executes the trades for me. Because it is pretty much a standalone...

Kyith put out a good post on conviction which coincidentally was something that has been on the back of my mind for the past few weeks. What Is Conviction? Conviction (noun) – a firmly held belief or opinion In investment, the conviction that I have is my compass. Kyith put out four points in his blog post on gaining conviction, and yes – it could be a double edged sword. Where does mine come from? To me, conviction comes from understanding. Research and homework, an insanely huge amount of it, to get my doubts addressed. To me, the other three points are...

It seems almost customary for bloggers to do a blog post every time the market is in distress. The “flash dip” over the past two days spooked some investors. The grapevine was that some folks initiated withdrawals from robo-advisors, which caused them enough concern to make Facebook posts and videos. I don’t know how true that is. To me, it is a sad reflection of their thought process, or lack of it, when they decided to invest. Crash Strategy For Robos : Less Than 25% Drop I think it is the first time I’ve written on this. Hypothetically, if the...

Disclaimer : This post contains affiliate links that share a commission with me. There is no additional cost to you. Most of us who dabbled in crypto-currency made money. I did, too. If you have put in your own money into crypto-currencies prior to 2018 and didn’t make money, you’re doing something really, really wrong. I’m not going to talk about how much I’ve made yada-yada yada-yada. This is way too early for this sort of talk. What I would like to talk about it is this. Performing some sort of index investing within the crypto-currency universe. See how the crypto...

Looking back at 2017, it has been an incredible year in so many ways. Lots of development that are very much related to index investing too! Let’s touch on some topics then, shall we? The Rise Of Robo-Advisors This is no doubt the year of Robo-Advisors for Singapore, and they made a huge splash. For retail investors, there is AutoWealth, Smartly and StashAway (in alphabetical order) to choose from. Time will time whether they would be able to sustain themselves and mount serious challenge. Even in the space of a few months, I’m beginning to form my own impressions...

The indexing investing landscape has changed a fair bit from four years ago when I started blogging. We have more tools at our disposal now. This means it is much easier to do what I did in the past, and it is also much easier to do MORE. The Early Days In the past, I chose to DIY a BogleHeads 3-fund portfolio partly in consideration of the simplicity in maintaining the asset allocation. I have also mentioned that my deliberate tilt towards Singapore indexes is due to my home bias, and not because I have unwavering faith in our...

Haven’t gotten down to writing much lately. Shall take a shortcut and lump it all together here. Smartly Robo-Advisor – What Gives? Things can change really fast. Let’s see. I can’t seem to find the Smartly’s team page anymore on their official website – which led me to presume that some manpower movement might have taken place. Digging at LinkedIn, Kentwell has concurrent new role at AlgoHybrid. Danielle has moved on to the MAS. Artur, CEO of Smartly, is concurrently a partner at Change and even Smartly’s CTO is listed at Change’s team page. I haven’t heard from Keir in a...

For start-ups, traction or momentum is very important to keep up the pressure on their rivals. Look no further than the other trinity in the car-for-hire sector in SG (Grab/Uber/Comfort) and you can kind of predict what the robo-advisors are going to face in the near future. Google Keyword planner tool is a nifty little gem that helps you to uncover trends that you cannot detect in the mainstream media. For a start, does the general public even know about your product? From my humble blog’s perspective, I have internet keyword search volume to estimate the ground traction. The...