Author: The Turtle Investor

My Net Worth Is Only 5-Figure And I’m OK With It

Just the other day, I had chanced upon by an old article from 2014 by BULLy the BEAR titled “I’ve Zero networth!” which was shared by Kyith of Investment Moats. Both are really talented writers and I regularly read their blogs – check them out if you haven’t done so already! The title of the blog post caught my attention and naturally, I clicked on it. I read through the content and was intrigued enough to leave a comment, not noticing that the article and comments were last dated 1st December 2014 – haha! I had wanted to write a short...

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Card Game Preview With Wongamania

I joined a couple of other table-top gamers for a game preview session for Wongamania : Banana Economy just a few days ago. Out of the blue, I had received an email from the creators of Wongamania, then one thing led to another, and there I was having a relaxing mid-week gaming session. During the gaming session, I had the chance to chat a little bit with Xeo on gaming and he shared a little bit on the the game design aspects such as how and why the international version differed from the local version. Very enlightening indeed! I have...

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101 ETF Investing Tips

In the beginning, it started from a simple email correspondence from the folks at Poseidon Financial who wanted to share their writings – I gladly obliged by sharing it on my Facebook page. Then came yet another article, which I thoroughly enjoyed as well. One of the most unexpected positive outcomes of writing on a blog is the kind of interaction I’ve had with investors not just in Singapore but overseas as well, which really opened my eyes to investing perspectives not just within our sunny shores. Index investing is catching up all over the world. I was learning...

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Giving Week – Paying It Forward

At the end of every year, I make it a point to count my blessings and appreciate what I already have. Putting aside the eventual goal of investing, it is kind of amazing to note that the little things many of us take for granted are really a simple form of luxury. A roof over my head. Clean water. Hot shower. Warm food. Internet. Comfortable bed. Loving wife. Right from the start, when I started writing on this blog, I have been thinking of simple ways to do my part. To pay it forward. In previous years, I’ve usually done...

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Turtle Investor 3rd Annual Giveaway – Join For Free Now!

The month of December is coming, and it is time for the 2015 annual giveaway contest! If you have been visiting my blog regularly, you might have noticed a countdown timer on the top right hand corner of the main page. It is counting down towards 2016! Every year, I will pick a lucky reader from the everyone who has subscribed to the mailing list. Simple as that. In 2013, it was Andrew Hallam’s Millionaire Teacher and in 2014, I have selected Invest Lah! The Average Joe’s Guide to Investing. This year, I have chosen Teh Hooi Ling’s Show Me The Money...

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A Simple Way To Look At Yields Of REITs

Once in a while, a reader or two would stumble upon the fact that I have a tiny portion of my portfolio allocated to Singapore REITs. I usually steer far, far away from the discussion of individual stocks, even when I’m asked about it. Instead, I would prefer to share a little reading material. One of my favourite articles, originally published on The Business Times, that I like to share is written by Teh Hooi Ling, titled “The Pros And Cons Of Rights Issues In REITs”. However, I won’t be touching on rights issues (even though it is a really...

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Turtle Talk – Authority Bias In Acquiring Info & Decision Making

I haven’t been able to go for a run for quite some time, being bogged down by work, life and the haze (ah, excuses). It is all in the mind, as they all say. Finally got my lazy ass down to Punggol Waterway for a couple of runs in the nice weather, and it was simply amazing how much the area has changed in a couple of months. HDB flats are completed, SAFRA construction is underway and Punggol Waterway Point is almost done as well. Here is an artiste impression of the end product. During the run, it is...

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Shop & Save With Picodi Codes & Deals

Nowadays, I spend a fair bit of money shopping online, and it isn’t exactly because my wants and needs have changed. I’m still spending the same amount (or even less) of money on the things I need. It just happened that the things that I used to do physically in person, I am able to do it online at the comfort of my own home. I’ve written a fair bit on how I save a crazy amount of money buying groceries online, and it is only one of the numerous options available to consumers. All we need to do...

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Supercharge Your EZ-Link Card To Save & Earn Money

The plain, humble and boring EZ-Link card. Who would have thought one could make a truckload of savings when using it on public transport? Or to make a purchase? Don’t believe me? Read on. #1 Travel Smart Rewards This is not the first time I’ve written on Travel Smart Rewards – see here. Travel (grab a seat and sleep) during off-peak hours (I exit Dhoby Gaut station before 7:45am everyday) for free, earn points, earn platinum status and win cash rewards! Let’s check out my $124 cash rewards earned in 2015 – I’m not kidding, it’s real! Jan –...

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Black Friday 2015 Sale Is Coming

Just wanted to do a quick post since we’re nearing the end of October – this means that my most anticipated event of the year is nearing. The annual Black Friday / Cyber Monday Sale is coming! For this year, Black Friday falls on 27th November 2015. Black Friday is the Friday following Thanksgiving Day in the United States (the fourth Thursday of November). Since the early 2000s, it has been regarded as the beginning of the Christmas shopping season in the US. With the onslaught of online shopping, consumers all around the world (including yours truly) have been able...

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A Quick Look At My Money @ Campus Seminar

The day before the inaugural My Money @ Campus seminar kicked off on Wednesday at Singapore Management University (SMU) , I received an invite from MAS to check out the event. This is the first in the series of the quarterly My Money seminars, designed to educate investors on various investment products, highlighting the risk-return trade-offs and key issues investors should consider before deciding whether to take up a product. Usually, I am pretty selective about such invitations and my first thought was erm, I probably won’t gain much from it. But then, I saw this. Limited bento box dinner and goodies for early birds....

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Inheritance Tax For Index Investors Is Important?

It has been three years (December 2012) since I first started writing on Index Investing. 150 blog posts and tens of thousands of words later, we are finally here. In a morbid way, it is kind of fitting that inheritance tax is the final big piece of Index Investing puzzle left for me to tackle. Nah, don’t you worry. I’m gonna keep on writing for here. The possibilities are endless! The last topic I wrote about was on dividend withholding tax, an area which had caused considerable confusion. By sharing what I knew, I realized that I had also learnt...

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Turtle Talk – Focus On The Important Things

The Missus wasn’t feeling too good since the day before, and her condition didn’t seem to have improve much. Being the caring hubby I would like to think I am, I took a half-day leave yesterday so that I can keep an eye on her and take care of her. Yes, work has always been busy and there are always tonnes of unfinished business no matter when. Few months or years down the road, no one is going to remember that one single day. It is simply one of those days. I chose to spend this five hours making...

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Financial Advice? Stunned Like Vegetable

On one hand, it is heartening to see local personal finance portal MoneySmart getting another round of funding to expand its operations. We need more of these resources to help with financial education in SG. On the other hand, I can’t help but wonder if profiting and gains would eventually outweigh and corrupt the potential good that it can do. One would think that after the Straits Times debacle, people would think twice before peddling unit trusts to newbies of the investment world. The SG finance bloggers are about to strike back, I can be sure of that! Guess not...

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Turtle Tales – Square Luggage Bags

I’ll be parking my “random thoughts” posts under this new Category in my blog. Seems like there are lots of these recently hahaha. Forgive my indulgence. If you’re not interested just skip through the Turtle talk posts. This particular entry is partly inspired by my recent trip to the Land of Smiles, and partly by SMOL though I couldn’t exactly remember which post it was by him. Things just swirl in my head for days sometimes. Anyway. If you are like most people, you probably own a plain looking luggage bag or two that’s rectangular in shape. Left alone, it can...

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