Author: ValueChampion

E-Scooters: Are They Really a Big Risk for Residential Fires?

News of residential fires caused by personal mobility devices (PMDs) have been making rounds lately, with the latest accidents being reported in Bukit Batok and Ang Mo Kio. Indeed, e-scooters have taken Singapore by storm, both in its transformational impact on the country’s transportation industry and the subsequent changes in human behaviors that haven’t all been positive. But, do PMDs really present such a big risk for homeowners as these news reports make them out to be? We’ve reviewed the statistics to find out. How Common Are Fires Caused by PMDs? There Are Bigger Risks We Often Forget In...

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Can Switching to DIY Manicures Save You S$100s per Year?

Get the Best Credit Cards in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”credit-cards”,”title”:”Get the Best Credit Cards in Singapore”,”options”:[{“label”:”Rewards”,”url”:”https://www.valuechampion.sg/best-rewards-credit-cards”,”value”:”rewards”},{“label”:”Cashback”,”url”:”https://www.valuechampion.sg/best-cashback-credit-cards”,”value”:”cashback”},{“label”:”Miles”,”url”:”https://www.valuechampion.sg/best-travel-credit-cards”,”value”:”miles”},{“label”:”Promotions”,”url”:”https://www.valuechampion.sg/best-credit-cards-promotion-and-bonus”,”value”:”promotions”},{“label”:”No Annual Fee”,”url”:”https://www.valuechampion.sg/best-no-fee-credit-cards”,”value”:”no-annual-fee”},{“label”:”Petrol”,”url”:”https://www.valuechampion.sg/best-petrol-credit-cards”,”value”:”petrol”},{“label”:”Overseas Spending”,”url”:”https://www.valuechampion.sg/best-credit-cards-overseas-spending”,”value”:”overseas-spending”},{“label”:”Grab Rides”,”url”:”https://www.valuechampion.sg/best-credit-cards-grab-rides”,”value”:”grab-rides”},{“label”:”Shopping”,”url”:”https://www.valuechampion.sg/best-shopping-credit-cards”,”value”:”shopping”},{“label”:”EZ-Link”,”url”:”https://www.valuechampion.sg/best-ez-reload-credit-cards”,”value”:”ez-link”},{“label”:”Student”,”url”:”https://www.valuechampion.sg/best-student-credit-cards”,”value”:”student”}]} It’s not especially surprising that skipping the salon and painting your nails at home can save you money. However, the sheer amount you might be able to save–well into the S$100s–is quite remarkable (and could be a great boost to your savings account). Here at ValueChampion, we’ve broken down the costs of both salon and DIY manicures to identify exactly how you can maximise your savings while still enjoying your weekly or monthly manicure. 1-Year of Salon Manicures Can Cost...

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Fixed Rates Drop Below Floating Rates: What Does It Mean for Homeowners?

One of Singapore’s leading home lenders, DBS, just launched a home loan promotion that offers a fixed rate package with an introductory rate of 1.89% (as of July 18, 2019) in the first year. This is noteworthy due to the fact that this fixed rate loan’s first year rate is currently cheaper than any floating rates on the market, which are almost always the cheaper option. With this news in mind, we’ve laid out some important considerations for current and prospective homeowners as they compare the home loan and home loan refinancing options available to them. Understand the Difference...

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Cheapest Getaways for Singapore National Day Weekend

Get the Best Travel Insurance in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”travel-insurance”,”title”:”Get the Best Travel Insurance in Singapore”,”options”:[{“label”:”Travel Insurance”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance”,”value”:”travel-insurance”},{“label”:”Annual Travel Insurance”,”url”:”https://www.valuechampion.sg/best-cheap-annual-travel-insurance”,”value”:”annual”},{“label”:”Travel Insurance Promotions”,”url”:”https://www.valuechampion.sg/best-travel-insurance-promotions-discounts”,”value”:”promotions”},{“label”:”Travel Insurance for Sports”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance-sports”,”value”:”sports”},{“label”:”Travel Insurance for Families and Groups”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance-families-groups”,”value”:”families-and-groups”},{“label”:”Travel Insurance for Seniors”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance-seniors”,”value”:”seniors”}]} With National Day and Hari Raya Haji landing on Friday, August 9th and Sunday, August 11th respectively, Singaporeans will get the chance for a 4-day-long holiday. So while some people may want to stay in Singapore and enjoy the fireworks, others may want to jump at the opportunity to get away without having to take days off work. Unfortunately, due to the popularity of these travel dates, airfare...

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Tuxedos: Do They Really Belong in Every Man's Wardrobe?

Get the Best Credit Cards in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”credit-cards”,”title”:”Get the Best Credit Cards in Singapore”,”options”:[{“label”:”Rewards”,”url”:”https://www.valuechampion.sg/best-rewards-credit-cards”,”value”:”rewards”},{“label”:”Cashback”,”url”:”https://www.valuechampion.sg/best-cashback-credit-cards”,”value”:”cashback”},{“label”:”Miles”,”url”:”https://www.valuechampion.sg/best-travel-credit-cards”,”value”:”miles”},{“label”:”Promotions”,”url”:”https://www.valuechampion.sg/best-credit-cards-promotion-and-bonus”,”value”:”promotions”},{“label”:”No Annual Fee”,”url”:”https://www.valuechampion.sg/best-no-fee-credit-cards”,”value”:”no-annual-fee”},{“label”:”Petrol”,”url”:”https://www.valuechampion.sg/best-petrol-credit-cards”,”value”:”petrol”},{“label”:”Overseas Spending”,”url”:”https://www.valuechampion.sg/best-credit-cards-overseas-spending”,”value”:”overseas-spending”},{“label”:”Grab Rides”,”url”:”https://www.valuechampion.sg/best-credit-cards-grab-rides”,”value”:”grab-rides”},{“label”:”Shopping”,”url”:”https://www.valuechampion.sg/best-shopping-credit-cards”,”value”:”shopping”},{“label”:”EZ-Link”,”url”:”https://www.valuechampion.sg/best-ez-reload-credit-cards”,”value”:”ez-link”},{“label”:”Student”,”url”:”https://www.valuechampion.sg/best-student-credit-cards”,”value”:”student”}]} Tuxedos have become somewhat of a romantic anachronism. In fact, suits and even business casual wears have been replacing tuxedos as the go-to option for many men as their “dress to impress” attire at special events. Recently, however, tuxedos has been coming back into fashion as prominence of casual wears have actually made it fun to do “black-tie” events for parties, events and weddings. In fact, some might say it’s “cool,” “suave” or “sexy” to show up to a special...

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5 Affordable Ways to Reduce Your Risk of Cardiovascular Disease

Cardiovascular disease (CVD) is one of the most common maladies affecting Singaporeans. It’s also one of the most deadly, with a third of all deaths being attributed to conditions falling under the category of CVD. However, with the exception of rare genetic conditions, CVD is generally preventable. For instance, even simple lifestyle changes like being more active and eating more vegetables are great ways to reduce your risk of getting cardiovascular disease. Below, we discuss the five best ways to reduce your CVD risk, why they work and any financial benefits that may be associated with them. What Are...

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Are Golf Club Memberships Good Investments?

In the past, the high value of a golf club membership in Singapore lead individuals to consider them as an investment in addition to a status symbol and way to access great golf courses. However, membership prices have been trending downward in the last decade. Due, at least in part, to the fact that several clubs were unable to renew their land leases. For some, this decrease in membership prices might raise the question: are golf club memberships still worth considering as an investment? Costs and Benefits of a Golf Club Membership Despite the relative decrease among many golf...

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When is it Worth Buying Annual Travel Insurance?

Get the Best Travel Insurance in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”travel-insurance”,”title”:”Get the Best Travel Insurance in Singapore”,”options”:[{“label”:”Travel Insurance”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance”,”value”:”travel-insurance”},{“label”:”Annual Travel Insurance”,”url”:”https://www.valuechampion.sg/best-cheap-annual-travel-insurance”,”value”:”annual”},{“label”:”Travel Insurance Promotions”,”url”:”https://www.valuechampion.sg/best-travel-insurance-promotions-discounts”,”value”:”promotions”},{“label”:”Travel Insurance for Sports”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance-sports”,”value”:”sports”},{“label”:”Travel Insurance for Families and Groups”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance-families-groups”,”value”:”families-and-groups”},{“label”:”Travel Insurance for Seniors”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance-seniors”,”value”:”seniors”}]} With so many travel trends taking Singaporeans by storm, there is no longer a cookie-cutter approach to a typical vacation. This means that every traveller’s risks, budgets and goals will be different. Thus, when it comes to the easiest, but arguably one of the most necessary travel purchases—travel insurance—there is no one-size-fits-all plan. This is why insurers differentiate their products in an attempt to attract travellers of all...

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3 Unique Baby Shower Gifts that Also Reward the Giver

Get the Best Credit Cards in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”credit-cards”,”title”:”Get the Best Credit Cards in Singapore”,”options”:[{“label”:”Rewards”,”url”:”https://www.valuechampion.sg/best-rewards-credit-cards”,”value”:”rewards”},{“label”:”Cashback”,”url”:”https://www.valuechampion.sg/best-cashback-credit-cards”,”value”:”cashback”},{“label”:”Miles”,”url”:”https://www.valuechampion.sg/best-travel-credit-cards”,”value”:”miles”},{“label”:”Promotions”,”url”:”https://www.valuechampion.sg/best-credit-cards-promotion-and-bonus”,”value”:”promotions”},{“label”:”No Annual Fee”,”url”:”https://www.valuechampion.sg/best-no-fee-credit-cards”,”value”:”no-annual-fee”},{“label”:”Petrol”,”url”:”https://www.valuechampion.sg/best-petrol-credit-cards”,”value”:”petrol”},{“label”:”Overseas Spending”,”url”:”https://www.valuechampion.sg/best-credit-cards-overseas-spending”,”value”:”overseas-spending”},{“label”:”Grab Rides”,”url”:”https://www.valuechampion.sg/best-credit-cards-grab-rides”,”value”:”grab-rides”},{“label”:”Shopping”,”url”:”https://www.valuechampion.sg/best-shopping-credit-cards”,”value”:”shopping”},{“label”:”EZ-Link”,”url”:”https://www.valuechampion.sg/best-ez-reload-credit-cards”,”value”:”ez-link”},{“label”:”Student”,”url”:”https://www.valuechampion.sg/best-student-credit-cards”,”value”:”student”}]} From onesies to pink or blue cupcakes, baby shower gifts may be cute, but are often predictable. Even more, guests at a gathering without a registry may end up buying duplicates (and there are only so many diaper bags a mom can use). For family and friends readily spending S$25–S$100+, it’s worth considering a few unique options that will stand out from the bunch. These 3 gifts not only reward the guest of honor (and her baby on the way),...

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3 Ways Employers Can Boost Office Productivity

Get the Best Credit Cards in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”credit-cards”,”title”:”Get the Best Credit Cards in Singapore”,”options”:[{“label”:”Rewards”,”url”:”https://www.valuechampion.sg/best-rewards-credit-cards”,”value”:”rewards”},{“label”:”Cashback”,”url”:”https://www.valuechampion.sg/best-cashback-credit-cards”,”value”:”cashback”},{“label”:”Miles”,”url”:”https://www.valuechampion.sg/best-travel-credit-cards”,”value”:”miles”},{“label”:”Promotions”,”url”:”https://www.valuechampion.sg/best-credit-cards-promotion-and-bonus”,”value”:”promotions”},{“label”:”No Annual Fee”,”url”:”https://www.valuechampion.sg/best-no-fee-credit-cards”,”value”:”no-annual-fee”},{“label”:”Petrol”,”url”:”https://www.valuechampion.sg/best-petrol-credit-cards”,”value”:”petrol”},{“label”:”Overseas Spending”,”url”:”https://www.valuechampion.sg/best-credit-cards-overseas-spending”,”value”:”overseas-spending”},{“label”:”Grab Rides”,”url”:”https://www.valuechampion.sg/best-credit-cards-grab-rides”,”value”:”grab-rides”},{“label”:”Shopping”,”url”:”https://www.valuechampion.sg/best-shopping-credit-cards”,”value”:”shopping”},{“label”:”EZ-Link”,”url”:”https://www.valuechampion.sg/best-ez-reload-credit-cards”,”value”:”ez-link”},{“label”:”Student”,”url”:”https://www.valuechampion.sg/best-student-credit-cards”,”value”:”student”}]} Office settings can have a surprisingly strong impact on employee performance. With the right combination of atmosphere and perks, it’s possible to improve productivity without implementing massive changes in company policy. These 3 recommendations can improve employee performance and potentially, quality of life–all without requiring extensive effort on the behalf of the employer. 1. Bump Up the Temperature Even while many aircon servicing companies recommend maintaining a temperature between 24–25°C, some companies–both in Singapore and abroad–maintain office temperatures below 20°C....

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5 Tips for Being a Financially Savvy Bridesmaid

Get the Best Personal Loans in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”personal-loans”,”title”:”Get the Best Personal Loans in Singapore”,”options”:[{“label”:”Personal Loans”,”url”:”https://www.valuechampion.sg/best-personal-loans-singapore”,”value”:”personal-loans”},{“label”:”Personal Loans for Bad Credit”,”url”:”https://www.valuechampion.sg/best-personal-loans-bad-credit-singapore”,”value”:”bad-credit”},{“label”:”Personal Loans for Foreigners”,”url”:”https://www.valuechampion.sg/best-personal-loans-foreigners-singapore”,”value”:”foreigners”},{“label”:”Debt Consolidation Plans”,”url”:”https://www.valuechampion.sg/best-debt-consolidation-loans”,”value”:”debt-consolidation-plans”},{“label”:”Balance Transfers”,”url”:”https://www.valuechampion.sg/best-balance-transfer-loans”,”value”:”balance-transfer”},{“label”:”Personal Line of Credit”,”url”:”https://www.valuechampion.sg/best-personal-line-credit”,”value”:”personal-line-of-credit”},{“label”:”Student Loans”,”url”:”https://www.valuechampion.sg/best-education-loan”,”value”:”student-loans”},{“label”:”Education Loan for Studying Overseas”,”url”:”https://www.valuechampion.sg/best-overseas-education-loan”,”value”:”education-loan-for-studying-overseas”},{“label”:”Renovation Loans”,”url”:”https://www.valuechampion.sg/best-renovation-loan”,”value”:”renovation-loans”}]} From destination bachelorette parties to custom-made formal wear, being in a wedding party has become an expensive affair. In fact, these commitments have become so expensive that roughly one third of wedding party members go into debt as a result. We researched a number of ways for you to avoid racking up too much debt without sacrificing your participation in these special events. Book...

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Which Aircon Alternatives Actually Work–And Save Money?

Get the Best Credit Cards in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”credit-cards”,”title”:”Get the Best Credit Cards in Singapore”,”options”:[{“label”:”Rewards”,”url”:”https://www.valuechampion.sg/best-rewards-credit-cards”,”value”:”rewards”},{“label”:”Cashback”,”url”:”https://www.valuechampion.sg/best-cashback-credit-cards”,”value”:”cashback”},{“label”:”Miles”,”url”:”https://www.valuechampion.sg/best-travel-credit-cards”,”value”:”miles”},{“label”:”Promotions”,”url”:”https://www.valuechampion.sg/best-credit-cards-promotion-and-bonus”,”value”:”promotions”},{“label”:”No Annual Fee”,”url”:”https://www.valuechampion.sg/best-no-fee-credit-cards”,”value”:”no-annual-fee”},{“label”:”Petrol”,”url”:”https://www.valuechampion.sg/best-petrol-credit-cards”,”value”:”petrol”},{“label”:”Overseas Spending”,”url”:”https://www.valuechampion.sg/best-credit-cards-overseas-spending”,”value”:”overseas-spending”},{“label”:”Grab Rides”,”url”:”https://www.valuechampion.sg/best-credit-cards-grab-rides”,”value”:”grab-rides”},{“label”:”Shopping”,”url”:”https://www.valuechampion.sg/best-shopping-credit-cards”,”value”:”shopping”},{“label”:”EZ-Link”,”url”:”https://www.valuechampion.sg/best-ez-reload-credit-cards”,”value”:”ez-link”},{“label”:”Student”,”url”:”https://www.valuechampion.sg/best-student-credit-cards”,”value”:”student”}]} At the peak of summer, with temperatures hovering around 32°C, nothing may seem more important than keeping your flat nice and cool. However, with most wall mounted aircon systems ranging from S$1k–S$3k+, buying an air conditioner isn’t an easy option for everyone. Even more, currently-owned units require maintenance and cleaning, and their use can quickly bump up your monthly electricity bill. Overall, these expenses can feel quite daunting. As a result, many Singaporeans look for alternative ways to keep their...

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Will Your Travel Insurance Cover You in the Event of an Airline Strike?

Get the Best Travel Insurance in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”travel-insurance”,”title”:”Get the Best Travel Insurance in Singapore”,”options”:[{“label”:”Travel Insurance”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance”,”value”:”travel-insurance”},{“label”:”Annual Travel Insurance”,”url”:”https://www.valuechampion.sg/best-cheap-annual-travel-insurance”,”value”:”annual”},{“label”:”Travel Insurance Promotions”,”url”:”https://www.valuechampion.sg/best-travel-insurance-promotions-discounts”,”value”:”promotions”},{“label”:”Travel Insurance for Sports”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance-sports”,”value”:”sports”},{“label”:”Travel Insurance for Families and Groups”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance-families-groups”,”value”:”families-and-groups”},{“label”:”Travel Insurance for Seniors”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance-seniors”,”value”:”seniors”}]} As you are gearing up to go on vacation, you may be prepared to experience some minor disappointments. Flight delays, lost baggage and even pick-pocketing are all accepted risks of travel. On the other hand, most people rarely anticipate airline strikes, which could leave them stranded with little recourse. Unfortunately, this happened twice in the first half of 2019, first with China Airlines in February and then with...

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Should You Consider Accepting a Job You're Overqualified For?

Get the Best Credit Cards in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”credit-cards”,”title”:”Get the Best Credit Cards in Singapore”,”options”:[{“label”:”Rewards”,”url”:”https://www.valuechampion.sg/best-rewards-credit-cards”,”value”:”rewards”},{“label”:”Cashback”,”url”:”https://www.valuechampion.sg/best-cashback-credit-cards”,”value”:”cashback”},{“label”:”Miles”,”url”:”https://www.valuechampion.sg/best-travel-credit-cards”,”value”:”miles”},{“label”:”Promotions”,”url”:”https://www.valuechampion.sg/best-credit-cards-promotion-and-bonus”,”value”:”promotions”},{“label”:”No Annual Fee”,”url”:”https://www.valuechampion.sg/best-no-fee-credit-cards”,”value”:”no-annual-fee”},{“label”:”Petrol”,”url”:”https://www.valuechampion.sg/best-petrol-credit-cards”,”value”:”petrol”},{“label”:”Overseas Spending”,”url”:”https://www.valuechampion.sg/best-credit-cards-overseas-spending”,”value”:”overseas-spending”},{“label”:”Grab Rides”,”url”:”https://www.valuechampion.sg/best-credit-cards-grab-rides”,”value”:”grab-rides”},{“label”:”Shopping”,”url”:”https://www.valuechampion.sg/best-shopping-credit-cards”,”value”:”shopping”},{“label”:”EZ-Link”,”url”:”https://www.valuechampion.sg/best-ez-reload-credit-cards”,”value”:”ez-link”},{“label”:”Student”,”url”:”https://www.valuechampion.sg/best-student-credit-cards”,”value”:”student”}]} Whether you’re disillusioned with your current company or out of a job completely, searching for a new position can feel stressful and exhausting. As days, weeks, or even months pass, you may start questioning your prospects, and feel tempted to consider roles below your level of experience, with lower corresponding salaries. In fact, earning a salary, no matter the amount, is better than nothing–right? In reality, this isn’t quite true; accepting a lower-paying job that you’re overqualified for may be...

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The Top 5 Most Affordable Neighbourhoods in Singapore for Renters

There are a number of reasons why individuals may choose to rent a home rather than purchase one. For example, some HDB rules and grants make it harder for some individuals to purchase flats. Others may have a hard time getting approved for a home loan, or may prefer to avoid this financial burden altogether. Perhaps based on these factors, renting has become an increasingly popular practice in Singapore. In order to help renters understand the market and find an affordable place to live, we analysed updated rental prices and provided tips on reducing their rental cost. Rental Prices...

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