Author: ValueChampion

Why Isn't Singapore the Best APAC Country for Women in Fintech?

Fintech, a tech-driven industry devoted to making financial activities more accessible to consumers, is one of the fastest growing industries in the world. Many fintech hubs are located in Asia Pacific, with millions in global VC deals taking place in Singapore, Japan, Australia, Hong Kong and more. Nonetheless, fintech is an especially difficult field for women to break into, especially in countries with a large gender gap. So how does Singapore compare to its neighbouring regions? Singapore Ranks 2nd for Women in Fintech, Below Australia In a recent study carefully analysing the state of fintech in 12 APAC countries,...

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5 Overlooked Credit Card Traps You May Be Falling Into

Get the Best Credit Cards in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”credit-cards”,”title”:”Get the Best Credit Cards in Singapore”,”options”:[{“label”:”Rewards”,”url”:”https://www.valuechampion.sg/best-rewards-credit-cards”,”value”:”rewards”},{“label”:”Cashback”,”url”:”https://www.valuechampion.sg/best-cashback-credit-cards”,”value”:”cashback”},{“label”:”Miles”,”url”:”https://www.valuechampion.sg/best-travel-credit-cards”,”value”:”miles”},{“label”:”Promotions”,”url”:”https://www.valuechampion.sg/best-credit-cards-promotion-and-bonus”,”value”:”promotions”},{“label”:”No Annual Fee”,”url”:”https://www.valuechampion.sg/best-no-fee-credit-cards”,”value”:”no-annual-fee”},{“label”:”Petrol”,”url”:”https://www.valuechampion.sg/best-petrol-credit-cards”,”value”:”petrol”},{“label”:”Overseas Spending”,”url”:”https://www.valuechampion.sg/best-credit-cards-overseas-spending”,”value”:”overseas-spending”},{“label”:”Grab Rides”,”url”:”https://www.valuechampion.sg/best-credit-cards-grab-rides”,”value”:”grab-rides”},{“label”:”Shopping”,”url”:”https://www.valuechampion.sg/best-shopping-credit-cards”,”value”:”shopping”},{“label”:”EZ-Link”,”url”:”https://www.valuechampion.sg/best-ez-reload-credit-cards”,”value”:”ez-link”},{“label”:”Student”,”url”:”https://www.valuechampion.sg/best-student-credit-cards”,”value”:”student”}]} Credit cards offer a great way to earn from nearly all kinds of spending, from shopping sprees to buying groceries and even booking your next vacation. While the benefits are undeniable, it’s important to understand your card to avoid making unfortunate mistakes. Read the 5 sections below to learn more about credit card conditions and scenarios that are commonly overlooked or misunderstood. Last Minute Transactions May Not Count Towards Minimum Spend Most (but not all) cashback credit cards come with...

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No Time for a Full Reno? Try These 4 Cheap and Quick Home Upgrades Instead

Considering how busy our lives are, it can be difficult to juggle what we have to do and what we want to do. Most of the time, home renovations fall in the latter category. Furthermore, full renovations are expensive and may not be an option for everybody. However, you don’t have to redo your entire flat to freshen up your interiors. Below, we break down the cost of 4 small but noticeable home upgrades you can do if you are strapped for cash and time. Swap Out Bathroom Fixtures If you don’t have time for a full bathroom renovation,...

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Fashion Made Affordable: 3 Ways to Save on a Chic Wardrobe

Get the Best Credit Cards in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”credit-cards”,”title”:”Get the Best Credit Cards in Singapore”,”options”:[{“label”:”Rewards”,”url”:”https://www.valuechampion.sg/best-rewards-credit-cards”,”value”:”rewards”},{“label”:”Cashback”,”url”:”https://www.valuechampion.sg/best-cashback-credit-cards”,”value”:”cashback”},{“label”:”Miles”,”url”:”https://www.valuechampion.sg/best-travel-credit-cards”,”value”:”miles”},{“label”:”Promotions”,”url”:”https://www.valuechampion.sg/best-credit-cards-promotion-and-bonus”,”value”:”promotions”},{“label”:”No Annual Fee”,”url”:”https://www.valuechampion.sg/best-no-fee-credit-cards”,”value”:”no-annual-fee”},{“label”:”Petrol”,”url”:”https://www.valuechampion.sg/best-petrol-credit-cards”,”value”:”petrol”},{“label”:”Overseas Spending”,”url”:”https://www.valuechampion.sg/best-credit-cards-overseas-spending”,”value”:”overseas-spending”},{“label”:”Grab Rides”,”url”:”https://www.valuechampion.sg/best-credit-cards-grab-rides”,”value”:”grab-rides”},{“label”:”Shopping”,”url”:”https://www.valuechampion.sg/best-shopping-credit-cards”,”value”:”shopping”},{“label”:”EZ-Link”,”url”:”https://www.valuechampion.sg/best-ez-reload-credit-cards”,”value”:”ez-link”},{“label”:”Student”,”url”:”https://www.valuechampion.sg/best-student-credit-cards”,”value”:”student”}]} Shopping in Singapore can be expensive, which isn’t surprising as it’s been ranked as one of the most expensive cities in the world for years. If you’re trying to stay fashionable and want to avoid showing up to events in dated looks, you may find yourself buying more and more clothing, even when your closet is beyond full. Fortunately, there’s a way to remain fashion-forward without spending so much on clothing, freeing up your budget for other expenses. Here are...

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5 Common Mistakes of First-Time Home Buyers

There are a lot of important decisions to make before you can move into your first home. While it may be overwhelming to keep track of all of these issues, neglecting to do so can end up costing you thousands of dollars. We strongly recommend keeping an eye out for the following missteps in order to comfortably enjoy your new home. Not Creating a Feasible Budget Before you even start visiting homes, it’s important to have a good idea of how much you can afford to pay for your new place. With that in mind, there are two cost...

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Cute But Costly? 4 Ways to Cut Down on Your Pet Expenses

The love and companionship you get from your pet is priceless. But regardless of the benefits you can’t put a price on, owning a pet can be very expensive. In fact, owning a dog can cost more than S$25,000 over 10 years. While there are some costs you shouldn’t skimp on to ensure the health of your pup, there are a few costs you can cut back on to make pet ownership more financially manageable. Below, we explore 4 ways to decrease dog ownership costs without sacrificing your pet’s quality of life. Buy Quality Pet Food in Bulk To...

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Where to Go In Autumn: Top 5 Destinations for Singaporeans

Get the Best Travel Insurance in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”travel-insurance”,”title”:”Get the Best Travel Insurance in Singapore”,”options”:[{“label”:”Travel Insurance”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance”,”value”:”travel-insurance”},{“label”:”Annual Travel Insurance”,”url”:”https://www.valuechampion.sg/best-cheap-annual-travel-insurance”,”value”:”annual”},{“label”:”Travel Insurance Promotions”,”url”:”https://www.valuechampion.sg/best-travel-insurance-promotions-discounts”,”value”:”promotions”},{“label”:”Travel Insurance for Sports”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance-sports”,”value”:”sports”},{“label”:”Travel Insurance for Families and Groups”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance-families-groups”,”value”:”families-and-groups”},{“label”:”Travel Insurance for Seniors”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance-seniors”,”value”:”seniors”}]} As we turn the bend towards the second half of 2019, there are a number of long weekends left and thus, still plenty of opportunities to travel. With many fantastic destinations just a short flight away, Singaporeans have plenty of options to choose from if they are looking to get away during the fall season. Below, we rounded up 5 of the most affordable destinations to travel to...

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How Much Cheaper are Flats in Johor Compared to Singapore?

Separated by just the Straits of Johor, Johor and Singapore are familiar neighbors. However, their respective property markets vary significantly. For those considering purchasing a home in either location, it is useful to understand just how significantly prices vary, as well as how prices compare by neighbourhood. We compared available data in order to help inform these consumers. How Do Median Transaction Prices in Singapore and Johor Compare? In order to compare prices between areas Singapore and Johor, we compared the median sale price of homes in areas of each. To make a relevant comparison, we used pricing data...

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3 Scientifically-Backed Ways to Boost Your Motivation in the Mornings

Get the Best Credit Cards in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”credit-cards”,”title”:”Get the Best Credit Cards in Singapore”,”options”:[{“label”:”Rewards”,”url”:”https://www.valuechampion.sg/best-rewards-credit-cards”,”value”:”rewards”},{“label”:”Cashback”,”url”:”https://www.valuechampion.sg/best-cashback-credit-cards”,”value”:”cashback”},{“label”:”Miles”,”url”:”https://www.valuechampion.sg/best-travel-credit-cards”,”value”:”miles”},{“label”:”Promotions”,”url”:”https://www.valuechampion.sg/best-credit-cards-promotion-and-bonus”,”value”:”promotions”},{“label”:”No Annual Fee”,”url”:”https://www.valuechampion.sg/best-no-fee-credit-cards”,”value”:”no-annual-fee”},{“label”:”Petrol”,”url”:”https://www.valuechampion.sg/best-petrol-credit-cards”,”value”:”petrol”},{“label”:”Overseas Spending”,”url”:”https://www.valuechampion.sg/best-credit-cards-overseas-spending”,”value”:”overseas-spending”},{“label”:”Grab Rides”,”url”:”https://www.valuechampion.sg/best-credit-cards-grab-rides”,”value”:”grab-rides”},{“label”:”Shopping”,”url”:”https://www.valuechampion.sg/best-shopping-credit-cards”,”value”:”shopping”},{“label”:”EZ-Link”,”url”:”https://www.valuechampion.sg/best-ez-reload-credit-cards”,”value”:”ez-link”},{“label”:”Student”,”url”:”https://www.valuechampion.sg/best-student-credit-cards”,”value”:”student”}]} For those who have been working at 9-5 jobs for years, it is understandable that some work mornings might seem a little more lethargic than usual–especially after a late night out with friends. Even for newcomers, the initial thrill of work might gradually transition into mundane wake-up sessions. Unfortunately, this sometimes results in us calling-in sick, which could result in adverse consequences for both your career and life if done too often. In this article, we explore cost-effective, motivation-boosting methods...

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Ride Sharing: Competition in Latin America & Asia Pacific Heats Up (Uber, Didi, Ola, Grab, GoJek)

Uber reported a disappointing Q2 2019 results earlier this month. While the company management didn’t highlight competitive pressures as a driving factor for the quarter, publicly available data suggests otherwise: competition is indeed heating up again in many of Uber’s growth markets like Latin America and Asia Pacific. More concerningly, as we highlighted in May, the source of competition is Uber’s regional rivals that are large, well funded and were previously perceived to have a sort of an “alliance” with Uber. The global ride sharing industry is becoming a battle amongst giants that Softbank created. Ola Is Now Beating...

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Thinking of Renting a Car Abroad? Here's Where Car Rentals Cost the Least

Get the Best Car Insurance in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”car-insurance”,”title”:”Get the Best Car Insurance in Singapore”,”options”:[{“label”:”Car Insurance”,”url”:”https://www.valuechampion.sg/best-cheap-car-insurance”,”value”:”car-insurance”},{“label”:”Car Insurance Promotions”,”url”:”https://www.valuechampion.sg/best-car-insurance-promotions-discounts”,”value”:”promotions”},{“label”:”Car Insurance for New Drivers”,”url”:”https://www.valuechampion.sg/best-cheap-car-insurance-young-inexperienced-drivers”,”value”:”new-drivers”},{“label”:”Car Insurance for Used Cars”,”url”:”https://www.valuechampion.sg/best-cheap-car-insurance-used-coe-cars”,”value”:”user-cars”},{“label”:”Car Insurance for Luxury Cars”,”url”:”https://www.valuechampion.sg/best-cheap-car-insurance-luxury-cars”,”value”:”luxury-cars”},{“label”:”Car Insurance for Families”,”url”:”https://www.valuechampion.sg/best-cheap-car-insurance-families”,”value”:”familes”}]} There are many cases to be made for renting a car when travelling. These include practicality (if you’re with a large family), exploring places that are off the beaten path, or simple convenience. However, rental cars can get quite pricey depending on the country you travel to and the car rental company you choose. Thus, to help travellers budget for their next trip, we found out...

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Which Disneyland in Asia is Cheapest?

Get the Best Travel Insurance in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”travel-insurance”,”title”:”Get the Best Travel Insurance in Singapore”,”options”:[{“label”:”Travel Insurance”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance”,”value”:”travel-insurance”},{“label”:”Annual Travel Insurance”,”url”:”https://www.valuechampion.sg/best-cheap-annual-travel-insurance”,”value”:”annual”},{“label”:”Travel Insurance Promotions”,”url”:”https://www.valuechampion.sg/best-travel-insurance-promotions-discounts”,”value”:”promotions”},{“label”:”Travel Insurance for Sports”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance-sports”,”value”:”sports”},{“label”:”Travel Insurance for Families and Groups”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance-families-groups”,”value”:”families-and-groups”},{“label”:”Travel Insurance for Seniors”,”url”:”https://www.valuechampion.sg/best-cheap-travel-insurance-seniors”,”value”:”seniors”}]} A Disneyland vacation is a dream come true for children all around the world. Singaporean children are especially lucky, as they have 3 different Disneyland locations all a short flight away. But while children may be daydreaming about seeing their favourite characters, parents are thinking about how to budget for a traditionally costly vacation. To help parents budget for a trip to Disneyland, we analysed the costs of...

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3 Dog Expenses You Shouldn't Skimp On to Save Money in the Long-Run

Owning a pet in Singapore can be expensive, with the average cost of owning a dog over 10 years going as high as S$26,000. Thus, it makes sense that despite wanting the best for their pet, pet owners are always looking out for ways to reduce the costs. However, not all cost reductions are beneficial. In fact, trying to reduce costs in some areas such as quality food and medical check-ups can lead to higher pet care costs over the long run. Below, we discuss 3 areas of dog care you should not skimp on to reduce paying high...

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5 Things You Didn't Know About Motorcycle Insurance

At first glance, motorcycle insurance policies may seem like they just provide basic liability and accident coverage. However, these policies come full with lesser known benefits and caveats that are easily missed unless you thoroughly peruse the policy wording. Because some of these benefits and exclusions can determine the outcome of your claim and how much money you’ll have to pay out-of-pocket, it is beneficial to be aware of them. Below, we explore 5 things about a typical motorcycle insurance policy that you may not have known about. You Are Covered When Riding in Malaysia and Thailand If you’ve...

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Can You Save Money by Becoming a Vegetarian?

Get the Best Credit Cards in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”credit-cards”,”title”:”Get the Best Credit Cards in Singapore”,”options”:[{“label”:”Rewards”,”url”:”https://www.valuechampion.sg/best-rewards-credit-cards”,”value”:”rewards”},{“label”:”Cashback”,”url”:”https://www.valuechampion.sg/best-cashback-credit-cards”,”value”:”cashback”},{“label”:”Miles”,”url”:”https://www.valuechampion.sg/best-travel-credit-cards”,”value”:”miles”},{“label”:”Promotions”,”url”:”https://www.valuechampion.sg/best-credit-cards-promotion-and-bonus”,”value”:”promotions”},{“label”:”No Annual Fee”,”url”:”https://www.valuechampion.sg/best-no-fee-credit-cards”,”value”:”no-annual-fee”},{“label”:”Petrol”,”url”:”https://www.valuechampion.sg/best-petrol-credit-cards”,”value”:”petrol”},{“label”:”Overseas Spending”,”url”:”https://www.valuechampion.sg/best-credit-cards-overseas-spending”,”value”:”overseas-spending”},{“label”:”Grab Rides”,”url”:”https://www.valuechampion.sg/best-credit-cards-grab-rides”,”value”:”grab-rides”},{“label”:”Shopping”,”url”:”https://www.valuechampion.sg/best-shopping-credit-cards”,”value”:”shopping”},{“label”:”EZ-Link”,”url”:”https://www.valuechampion.sg/best-ez-reload-credit-cards”,”value”:”ez-link”},{“label”:”Student”,”url”:”https://www.valuechampion.sg/best-student-credit-cards”,”value”:”student”}]} There are numerous reasons as to why people go vegetarian. Religions like Buddhism and Hinduism have practiced vegetarianism over many centuries, while more recent vegetarians have cited health, ethical and environmental reasons for their culinary choice. The increase in vegetarian-dedicated food stores and organic grocery marts in Singapore have also made adopting vegetarianism an efficient option for both cooking at home and dining out. Join us as we explore if going vegetarian can result in more economical culinary experiences for...

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