Author: ValueChampion

Addicted to Caffeine? 3 Coffee Hacks that are Financially and Environmentally Friendly

Get the Best Credit Cards in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”credit-cards”,”title”:”Get the Best Credit Cards in Singapore”,”options”:[{“label”:”Rewards”,”url”:”https://www.valuechampion.sg/best-rewards-credit-cards”,”value”:”rewards”},{“label”:”Cashback”,”url”:”https://www.valuechampion.sg/best-cashback-credit-cards”,”value”:”cashback”},{“label”:”Miles”,”url”:”https://www.valuechampion.sg/best-travel-credit-cards”,”value”:”miles”},{“label”:”Promotions”,”url”:”https://www.valuechampion.sg/best-credit-cards-promotion-and-bonus”,”value”:”promotions”},{“label”:”No Annual Fee”,”url”:”https://www.valuechampion.sg/best-no-fee-credit-cards”,”value”:”no-annual-fee”},{“label”:”Petrol”,”url”:”https://www.valuechampion.sg/best-petrol-credit-cards”,”value”:”petrol”},{“label”:”Overseas Spending”,”url”:”https://www.valuechampion.sg/best-credit-cards-overseas-spending”,”value”:”overseas-spending”},{“label”:”Grab Rides”,”url”:”https://www.valuechampion.sg/best-credit-cards-grab-rides”,”value”:”grab-rides”},{“label”:”Shopping”,”url”:”https://www.valuechampion.sg/best-shopping-credit-cards”,”value”:”shopping”},{“label”:”EZ-Link”,”url”:”https://www.valuechampion.sg/best-ez-reload-credit-cards”,”value”:”ez-link”},{“label”:”Student”,”url”:”https://www.valuechampion.sg/best-student-credit-cards”,”value”:”student”}]} Coffee (or just caffeine) is one of the biggest sources of modern day addictions. In fact, some studies have found that 64% of adults drink at least 1 cup of coffee every single day. Afterall, a cup of coffee can become more of a necessity if you want to stay awake at work between 2PM and 4PM. But, coffee is also a very expensive addiction: with a cup of Starbucks latte costing around S$3.5 in Singapore, daily coffee consumption cancost...

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5 Important Things You Need to Know Before Buying Life Insurance

Life insurance is a serious commitment and choosing a policy can be a tough and expensive project to tackle. This may be why 70% of Singaporeans surveyed by Prudential in 2016 were found to be underinsured, with almost half citing budget constraints as a reason why they didn’t want to increase coverage. Despite its high cost, life insurance can be a good way to protect you and your loved ones against the unexpected—if you know what you’re getting yourself into. Below, we discuss 5 things you should know before deciding to get life insurance. The Timing of Your Life...

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5 Important Things You Need to Know Before Buying Life Insurance

Life insurance is a serious commitment and choosing a policy can be a tough and expensive project to tackle. This may be why 70% of Singaporeans surveyed by Prudential in 2016 were found to be underinsured, with almost half citing budget constraints as a reason why they didn’t want to increase coverage. Despite its high cost, life insurance can be a good way to protect you and your loved ones against the unexpected—if you know what you’re getting yourself into. Below, we discuss 5 things you should know before deciding to get life insurance. The Timing of Your Life...

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4 Realistic Resolutions for a Healthier, Wealthier You in 2019

With 2019 around the corner, it’s time to reflect on what you accomplished this past year and start thinking about your New Year’s resolutions. However, resolutions such as learning a new skill, travelling more often, or changing your appearance often require long-term financial commitment. Coupled with a low success rate, many resolutions end up being quite costly without much to show for them. Luckily, there are resolutions you can consider adopting that will not only help you save money over the long-term and increase your well-being, but are also quite easy to accomplish. Below, we explore 4 resolutions, how...

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4 Realistic Resolutions for a Healthier, Wealthier You in 2019

With 2019 around the corner, it’s time to reflect on what you accomplished this past year and start thinking about your New Year’s resolutions. However, resolutions such as learning a new skill, travelling more often, or changing your appearance often require long-term financial commitment. Coupled with a low success rate, many resolutions end up being quite costly without much to show for them. Luckily, there are resolutions you can consider adopting that will not only help you save money over the long-term and increase your well-being, but are also quite easy to accomplish. Below, we explore 4 resolutions, how...

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Is Singapore's Public Transportation System Really That Efficient?

Get the Best Credit Cards in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”credit-cards”,”title”:”Get the Best Credit Cards in Singapore”,”options”:[{“label”:”Rewards”,”url”:”https://www.valuechampion.sg/best-rewards-credit-cards”,”value”:”rewards”},{“label”:”Cashback”,”url”:”https://www.valuechampion.sg/best-cashback-credit-cards”,”value”:”cashback”},{“label”:”Miles”,”url”:”https://www.valuechampion.sg/best-travel-credit-cards”,”value”:”miles”},{“label”:”Promotions”,”url”:”https://www.valuechampion.sg/best-credit-cards-promotion-and-bonus”,”value”:”promotions”},{“label”:”No Annual Fee”,”url”:”https://www.valuechampion.sg/best-no-fee-credit-cards”,”value”:”no-annual-fee”},{“label”:”Petrol”,”url”:”https://www.valuechampion.sg/best-petrol-credit-cards”,”value”:”petrol”},{“label”:”Overseas Spending”,”url”:”https://www.valuechampion.sg/best-credit-cards-overseas-spending”,”value”:”overseas-spending”},{“label”:”Grab Rides”,”url”:”https://www.valuechampion.sg/best-credit-cards-grab-rides”,”value”:”grab-rides”},{“label”:”Shopping”,”url”:”https://www.valuechampion.sg/best-shopping-credit-cards”,”value”:”shopping”},{“label”:”EZ-Link”,”url”:”https://www.valuechampion.sg/best-ez-reload-credit-cards”,”value”:”ez-link”},{“label”:”Student”,”url”:”https://www.valuechampion.sg/best-student-credit-cards”,”value”:”student”}]} People always tend to grumble about their city’s public transportation system. This made us curious, how do transportation systems compare? And how well is Singapore’s system actually performing? To find out, we analysed publicly available data with the goal of getting a better picture of how Singapore compares to other major cities around the world. Singaporeans Wait Less Than Other Commuters Nothing makes passengers more upset than having to wait a long time for their train or bus. Thankfully for...

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Is Singapore’s Public Transportation System Really That Efficient?

People always tend to grumble about their city’s public transportation system. This made us curious, how do transportation systems compare? And how well is Singapore’s system actually performing? To find out, we analysed publicly available data with the goal of getting a better picture of how Singapore compares to other major cities around the world. Singaporeans Wait Less Than Other Commuters Nothing makes passengers more upset than having to wait a long time for their train or bus. Thankfully for Singaporeans, the average wait time of 12 minutes in Singapore is shorter than most other major cities. Additionally, fewer...

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Hydroponic Farming at Home: How to Grow Safer, Better and Cheaper Food in Your HDB Flat

Last week, 131 people in Singapore fell ill with gastroenteritis after consuming food from a catering service, which follows 2 other incidents where about 300 people suffered food poisoning from a restaurant and a different catering service. While eating bento boxes at a conference or going out to restaurants is unavoidable, these incidents to make us wonder if there is a safer way to eat. In fact, there is a way that is not only safer, but also cheaper and better for the environment: hydroponic farming. Having become quite popular in the last few years, hydroponic farming is quite...

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Hydroponic Farming at Home: How to Grow Safer, Better and Cheaper Food in Your HDB Flat

Get the Best Credit Cards in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”credit-cards”,”title”:”Get the Best Credit Cards in Singapore”,”options”:[{“label”:”Rewards”,”url”:”https://www.valuechampion.sg/best-rewards-credit-cards”,”value”:”rewards”},{“label”:”Cashback”,”url”:”https://www.valuechampion.sg/best-cashback-credit-cards”,”value”:”cashback”},{“label”:”Miles”,”url”:”https://www.valuechampion.sg/best-travel-credit-cards”,”value”:”miles”},{“label”:”Promotions”,”url”:”https://www.valuechampion.sg/best-credit-cards-promotion-and-bonus”,”value”:”promotions”},{“label”:”No Annual Fee”,”url”:”https://www.valuechampion.sg/best-no-fee-credit-cards”,”value”:”no-annual-fee”},{“label”:”Petrol”,”url”:”https://www.valuechampion.sg/best-petrol-credit-cards”,”value”:”petrol”},{“label”:”Overseas Spending”,”url”:”https://www.valuechampion.sg/best-credit-cards-overseas-spending”,”value”:”overseas-spending”},{“label”:”Grab Rides”,”url”:”https://www.valuechampion.sg/best-credit-cards-grab-rides”,”value”:”grab-rides”},{“label”:”Shopping”,”url”:”https://www.valuechampion.sg/best-shopping-credit-cards”,”value”:”shopping”},{“label”:”EZ-Link”,”url”:”https://www.valuechampion.sg/best-ez-reload-credit-cards”,”value”:”ez-link”},{“label”:”Student”,”url”:”https://www.valuechampion.sg/best-student-credit-cards”,”value”:”student”}]} Last week, 131 people in Singapore fell ill with gastroenteritis after consuming food from a catering service, which follows 2 other incidents where about 300 people suffered food poisoning from a restaurant and a different catering service. While eating bento boxes at a conference or going out to restaurants is unavoidable, these incidents to make us wonder if there is a safer way to eat. In fact, there is a way that is not only safer, but also cheaper and...

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6 Ways to Save Money When Renting a Car on Vacation

Renting a car while on vacation can provide you with unlimited freedom to go wherever you want. Consider Iceland, where some of the most interesting sights you’ll see can be tucked away in places only accessible by car. Similarly, imagine how much more you can discover on a quintessential road trip across the United States as opposed to staying in one city. However, while renting a car can give you financial freedom during your travels, it can be quite expensive compared to public transit. To help you save money when driving abroad, we explored different ways you can save...

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4 Ways to Be a Smarter Holiday Shopper This Year

The holidays are a wonderful time of year to spend time with family and friends. Many of us would like to shower these loved ones in gifts. However, navigating the budgeting and shopping processes can be tricky for all of us. To help, we’ve outlined a number of ways to make your holiday shopping as financially responsible as possible. Set a Limit for Your Holiday Spending Budget If you are truly serious about monitoring your finances during the holiday season, it is crucial to set a budget for the gifts that you plan to buy. To start, make a...

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Do Millennials Save Money by Living in Co-Living Spaces?

Co-living spaces have become increasingly popular with millennials and expatriates living in Singapore. These homes tend to include modern furnishings, maid service, utilities, wifi and a sense of community for their residents. But could you actually save money by signing up for a co-living room? We set out to determine whether could you actually reduce your housing costs by living in one of these units. What Are Co-Living Spaces? Co-living spaces are shared flats in which residents rent individual rooms and share common spaces such as kitchens and living rooms. These living quarters have become quite popular with young...

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7 Last-Minute Luxury New Year’s Eve Getaways for Couples

New Years is a time for celebration, whether you are enjoying a quiet evening in with your family or spending a wild night out with friends. With glamorous New Years Eve experiences happening all over the world, it may be tempting to celebrate all your hard work in 2018 by treating yourself to a luxury getaway with your significant other. But how much would it really cost for Singaporeans to enjoy the most top-notch NYE experiences around the world? Below, you’ll some of the top NYE experiences around the world and their costs. Luxury NYE Experiences in Asia &...

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Want a Smart Home Appliance for the Holidays? Here Are 3 That Are Actually Worth Your Money

If smart phone is the the most influential consumer technology in the world today, smart home is one of the next frontiers that the biggest technology farms are going after. However, smart home technology and devices can be a rather tricky topic. First, these devices can cost thousands of dollars (think smart refrigerator) and are therefore difficult to “upgrade” every 1-2 years. The implication of this is that buying the wrong device when the technology itself isn’t yet mature (or for that matter, proven to be all that useful) can be a rather expensive mistake. Afterall, it’s still not...

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ValueChampion Student Interview Series: Joel Ng, MITB Candidate, SMU

Graduate school is a major investment in one’s professional future. Here at ValueChampion, we hope to make this financial decision more approachable. By interviewing students and sharing their stories, we hope to shed light on key decision making factors for prospective students. Following his bachelor’s degree and several years in the working world, Joel NG decided to return to SMU in order to pursue a Master of IT in Business (MITB). In our interview we asked him what made him choose this degree and learned more about how he was able to finance this career investment. What influenced you...

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