Author: ValueChampion

4 Ways to Be a Smarter Holiday Shopper This Year

The holidays are a wonderful time of year to spend time with family and friends. Many of us would like to shower these loved ones in gifts. However, navigating the budgeting and shopping processes can be tricky for all of us. To help, we’ve outlined a number of ways to make your holiday shopping as financially responsible as possible. Set a Limit for Your Holiday Spending Budget If you are truly serious about monitoring your finances during the holiday season, it is crucial to set a budget for the gifts that you plan to buy. To start, make a...

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Do Millennials Save Money by Living in Co-Living Spaces?

Co-living spaces have become increasingly popular with millennials and expatriates living in Singapore. These homes tend to include modern furnishings, maid service, utilities, wifi and a sense of community for their residents. But could you actually save money by signing up for a co-living room? We set out to determine whether could you actually reduce your housing costs by living in one of these units. What Are Co-Living Spaces? Co-living spaces are shared flats in which residents rent individual rooms and share common spaces such as kitchens and living rooms. These living quarters have become quite popular with young...

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7 Last-Minute Luxury New Year’s Eve Getaways for Couples

New Years is a time for celebration, whether you are enjoying a quiet evening in with your family or spending a wild night out with friends. With glamorous New Years Eve experiences happening all over the world, it may be tempting to celebrate all your hard work in 2018 by treating yourself to a luxury getaway with your significant other. But how much would it really cost for Singaporeans to enjoy the most top-notch NYE experiences around the world? Below, you’ll some of the top NYE experiences around the world and their costs. Luxury NYE Experiences in Asia &...

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Want a Smart Home Appliance for the Holidays? Here Are 3 That Are Actually Worth Your Money

If smart phone is the the most influential consumer technology in the world today, smart home is one of the next frontiers that the biggest technology farms are going after. However, smart home technology and devices can be a rather tricky topic. First, these devices can cost thousands of dollars (think smart refrigerator) and are therefore difficult to “upgrade” every 1-2 years. The implication of this is that buying the wrong device when the technology itself isn’t yet mature (or for that matter, proven to be all that useful) can be a rather expensive mistake. Afterall, it’s still not...

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ValueChampion Student Interview Series: Joel Ng, MITB Candidate, SMU

Graduate school is a major investment in one’s professional future. Here at ValueChampion, we hope to make this financial decision more approachable. By interviewing students and sharing their stories, we hope to shed light on key decision making factors for prospective students. Following his bachelor’s degree and several years in the working world, Joel NG decided to return to SMU in order to pursue a Master of IT in Business (MITB). In our interview we asked him what made him choose this degree and learned more about how he was able to finance this career investment. What influenced you...

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Want to Travel Around the World? How One Couple is Doing it Without Breaking the Bank

To many, travelling the world may seem like a pipe dream. Whether it’s due to a tight budget or a very busy work schedule, many people may feel like they don’t have the means to accomplish their travel goals. However, one couple is altering the perceptions of the cost of traveling, while documenting how they can afford to do so and where they get the best experiences. The founder of the popular travel blog “A Girl and a Bald Traveller” gives us some tips on how he is able to travel multiple times a year while maintaining a full-time...

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November BTO Sales Launch: Where Can You Find the Best Value?

The Housing & Development Board’s current Build-To-Order (BTO) sales launch will provide 3,802 new HDB flats, which is an exciting proposition for many prospective homebuyers. Given that purchasing a home is one of the most important investments that you will make in your lifetime, it is crucial to do your research in order to find good value. With that in mind, we’ve carefully reviewed the sales launch information to help you make a good investment. What Type of Homes Are Available? The latest BTO sales launch offers a wide range of housing options. For example, available units range from...

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Beauty Pageant to Tech Industry: How Jeraldine Phneah Took Control of Her Career & Bought a HDB Flat by Age 26

For young Singaporeans graduating from universities, the realities of the job market can be quite sobering. For example, the annual surveys of recent graduates from leading universities in Singapore found that only 78.4% of last year’s graduates were able to find full-time jobs 6 months after their final examinations, down more than 10% from 89.8% in 2007. In this regard, it’s becoming ever more important for young adults in Singapore to take both conscientious decisions and creative paths to craft a career that work for them. Jeraldine Phneah, a former beauty pageant in Singapore, has an interesting perspective to...

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Beauty Pageant to Tech Industry: How Jeraldine Phneah Took Control of Her Career & Bought a HDB Flat by Age 26 With Her Partner

For young Singaporeans graduating from universities, the realities of the job market can be quite sobering. For example, the annual surveys of recent graduates from leading universities in Singapore found that only 78.4% of last year’s graduates were able to find full-time jobs 6 months after their final examinations, down more than 10% from 89.8% in 2007. In this regard, it’s becoming ever more important for young adults in Singapore to take both conscientious decisions and creative paths to craft a career that work for them. Jeraldine Phneah, a former beauty pageant in Singapore, has an interesting perspective to...

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Redefining Ugly: How One Singapore-Based Startup Aims to Achieve Zero Food Waste

The Food and Agriculture Organization of the United Nations reports that each year more than 1 billion tonnes of food is wasted. Local startup, UglyFood, has found that foods that are not cosmetically attractive (or “ugly”) are often wasted as they are viewed as less desirable to shoppers. The startup’s founders saw this as both a business and social-impact opportunity. So far, the business has diverted more than 7,384 perfectly edible fruits and vegetables by transforming them into juices, smoothies and popsicles. We conducted an interview with UglyFood to learn about the organisation’s mission, successes and future goals, as...

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How One Man is Changing Car Insurance to Help You Save Money

As part of our series to reach out to insurers and insurtech companies to bring you direct news about the evolving landscape in the insurance industry, we spoke to the founder of one of the most innovative insurtech companies in recent years. Yujun Chean of Vouch Insurtech tells us what drove him to create Vouch and how he thinks technology is changing the car insurance space for the better. What made you think of starting a company like Vouch? Personally, I have no prior working experience in the industry. Instead, as a consumer, I have been paying for different...

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4 Ways to Avoid Losing Money As a Landlord

Renovations, accidental structural damage and noncompliant tenants are among the top fears of landlords. With the number of HDB rental applicants increasing 55% between 2011 and 2017, we can surmise that more and more homeowners are making the decision to rent out their properties in hopes of getting extra cash. However, it is important to address the potential financial risks that can come with becoming a landlord. The decision to become a landlord comes responsibilities beyond simply collecting the rent check every month. You also need to make your sure your flat is comfortable for your tenants, carry out...

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5 Affordable Ways to Set Your Child Up for a Lifetime of Good Health

Parents always want what’s best for their child, often spending thousands of dollars on the best schools, extracurriculars and gadgets. However, instilling healthy lifestyle habits is just as important as getting your kid into the best school. Not only does a healthy lifestyle in childhood correlate to a healthy lifestyle as an adult, but it also prevents unnecessary spending on easily avoidable doctor’s visits that take time away from their education. However, despite high healthcare costs, you don’t actually need to spend a lot of money to keep your child healthy. Below, we discuss 5 things you can do...

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3 Ways to Boost Your HDB Flat's Resale Value

In recent months, HDB flat resale values have remained sluggish. Whether this is caused by fears of 99-year leases ending or by cooling measures, it is not a great sign for homeowners. Because these homeowners can’t affect the market’s trends or make their neighborhood trendy overnight, we wondered how these individuals could actually boost the value of their homes. In this article we examine three different ways that you can increase the value of your home, ranging from expensive to more affordable options. Got a Big Budget? Hire an Interior Designer If you feel that your home needs a...

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Travelling for Deepavali? Where to Go and How to Save While Celebrating

Deepavali (Diwali) is the second to last public holiday left this year, a stark reminder that 2018 has somehow ended as fast as it began. While Singapore has many interesting things to do during the Festival of Lights, some people may want to take advantage of Deepavali falling on a Tuesday and take a well-deserved long weekend holiday. In fact, this can be the perfect time to not only explore a new destination, but also see how other countries around the world celebrate this festive Hindu holiday. Below, you’ll find some of the top destinations to visit if you...

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