Author: We Are Avant

2 Months In: A Transparency Report

At the time of this post, we started Avant exactly 2 months ago. From the beginning, our rationale was to spread and promote more on financial literacy, we knew that in the context of Singapore alone there are tons of other financial bloggers that provide in-depth and knowledgeable content. In order to be different, we wanted to be as transparent as possible. Being clear with what we were doing was always the model that we prioritised. Today we have come up with something different – a report on our progress since the very beginning, and the steps we took...

Read More

Robo-Advisors vs Traditional Investing Accounts

Recently, we attended Stashaway’s event regarding their Investment Framework and their new Income Portfolio, which aims to deliver returns ranging from 3.75% to 4.4% per annum. We’re here today to offer an objective view on why these Robo-Advisors can offer an appropriate balance between risk and reward, and explain the differences as compared to your traditional investing accounts. To some, traditional investing can be inconvenient, expensive and not personalized to your needs. It could sometimes be troublesome to source and to do your research for every investment before putting your money down. However, with new technological advancements in the...

Read More

How Does Interest Rates Actually Affect Consumers Like Us?

You have probably come across too many articles on “Fed cuts interest rates” on your daily commute to school or work. You know what interests are – you borrow a sum of money at first, and at the end, you must return the same sum of money plus a fee, this fee is known as “interest”. The lender can make money by collecting the fee you paid for the privilege of borrowing money. However, have you wondered how interest rates work? Does an increase or decrease in interest rates be beneficial or disadvantageous to you? In this article, we...

Read More