Author: Wealth Directions

2 Simple Steps of Investment

Many people thought investment is very complicated, only for smart people. Actually, there are only 2 simple steps of investment to bridge between knowledge and fortune.  Let’s learn together here. 1) Set the Right Direction Knowing the right direction to go is very important for any investment. One could be very hardworking but running in opposite direction, will be further away from the goal. In investment, we need to know what are the good businesses which are profitable, sustainable for a long term.  We could simply buy their stocks to have a share of this wonderful business.  If one...

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你应该卖出你手中的华侨银行股票吗?

股市有这样一句话:会买股票是徒弟,会卖股票才是师父 我对这一句话的理解是只会买不是那么重要,要知道在什么价位卖比较重要。不要卖在太低的位置只赚点小利,也不要在高位没卖而后悔。我说的高位当然不是在最高点,只有上帝才知道最高点在那里。 很多投资人学习技术指标来帮助自己卖在高点。例如RSl,趋势的反转,MACD死叉,等等…  今天我要分享的是从另一个考虑点来思考你是否应该卖掉你手上的股票。 以OCBC(SGX:O39)的股票为例子 为了容易使你了解我的考虑因素,我以新加坡的银行股票为例子。以下是华侨银行在过去10年的股价波动表。华侨在09年的危机从S$9.50跌至最低的S$3.95 (March 10,2009)。且不说危机的低价位。在2015年美国股市在一次大调整时华侨从S$10.92跌至最低的S$7.41。而现在股价己从当时的S$7.41上涨了44%,且己离过去10年的2次高位不远了。  本文的财经图表和信息取自 Google Finance, dated June 11, 2017 以下几个问题可以帮助你思考是否应该考虑卖出你手中的华侨银行股票: 一年前美国的股市调整时华侨下跌了44%,你认为接下来的1至2年美国会有调整吗? 当下一个调整到来时,华侨的股价会下跌吗? 华侨从现在的价位下跌30-40%的机率比上涨30-40%的机率会比较高吗? 假如未来的1至2年华侨因为美国调整而再一次下跌44%至$7.5元,你会觉得现在不卖是一个错误的决定吗? 以技术指标R S l超过80,你会觉得高吗? 如果以上的问题你的答案都是”会”的话,那你应该认真的考虑是你卖华侨的时候了。当然,你可能不卖的原因是想保留它作为长期投资,因为华侨现在的PE为12.6,你认为不是太贵。考虑华侨明年的业绩可能比今年好,所以PB在1.24你也可以接受。股息为3.5%比定期存款高你满足了。如果你是这类型的长期投资者那另当别论…...

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Charity to Tzu Chi (慈济) with REITs & Business Trusts Investing Strategies for Passive Income

Dr Tee, Ein55 Mentor & Graduates have together organised 4 charity investment courses (REITs/Business Trusts in Nov 2015 and May 2017, High Dividend stocks in Mar 2016, and Discounted NAV stocks in Sep 2016) in the past 2 years, donating net income of around $70,000 to Tzu Chi 慈济 (Singapore). We hope to inspire more Ein55 Graduates to reach out the society, helping others who are in need.  More importantly, they have also learned the secrets of making money through investment. When more Ein55 Graduates are successful financially, they could also contribute back to the society to help more...

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你想投资一支能賺取一倍回报的股票吗?

一倍回报的股票 如果你投资一支股票后在3至5年能取得一倍的回报是否属于很有吸引力的投资?我不知道你的答案,但我相信对于那80%在过去10年利用公绩金投资亏损的投资者,我相信答案是肯定的。可能你还不能理解在3到5年取得一倍的回报意味着什么。我将从另一个角度来解释。如果你投入一万元在3年后增长一倍至2万元,这代表你的复合年回报率为25%。如果是5年后增长一倍也有14%的复合年回报率。 接下来将简短的分享一支能在接下来有机会让投资者有在此时买入后在未来的一段时间取得超过一倍的回报的股票。我在上一篇短文”凤凰传媒已跌落谷底你敢贪婪吗?”己经谈过这支股票,如果你有兴趣可以通过以下链接阅读。 凤凰传媒已跌落谷底你敢贪婪吗? 股票投资案例的分享: 凤凰传媒 我在2014年分析一支媒体行业的股票。我对它产生兴趣是因为我很多年以来就有观看由这家电视台所制作的节目。它就是凤凰台,如果你是华人,关注世界的新闻报道应该也对它有所听闻。 我在2014年在10元左右投资这支股票。此股票的主要收入来源是通过企业客户在凤凰电台打电视广告。近年来业务受互联网与移动科技的普及而下滑,股价也从之前的$12随之下跌超过70%。如果你是其中一位投资者在3年前以$10元左右买入后当作长期投资。你现在应该后悔莫及。 逆境求存的投资策略 我须然是在3年前在$10元开始投资,但我却有心里准备它有可能下跌而采用不同的投资策略。这让我能在它即使下跌至$3元左右的价位也可以以愉悦的心情来对待它,而且做好准备来迎接它的下一个可能的上漲。 股票投资策略的选择与布局是股票投资重要的一环。它的作用在于投资人如何预防与应对股票的趋势向你投资的反方向前进。很多投资人不但沒有考虑投资策略,连自己投资的股票也不闻不问,还想要在投资股票上賺钱那是异想天开,缘木求鱼。 邀请 如果你有兴趣了解更多关于我过去3年投资于凤凰传媒的经历。可以参加我一个讲座分享会。在2个半小时的时间将分享以下的內容: ‌凤凰传媒的业绩的主要的业绩指标。 我在过去3年凤凰在其熊市的投资过程。 我对笆菲特的投资名言:“当别人恐惧时你要贪婪”的理解。和如何应用在实际的投资操作。 我也会同时分享我用不同于凤凰的投资策略在另一支与互联网相关的股票。我们将会从中了解不同的投资策略对投资回报有重大的影响。 参加这个分享会你将能够参与我的“Trainer Stock Pick”,我将与会员分享我的一部分买卖的决策与回报...

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凤凰传媒已跌落谷底你敢贪婪吗?

笆菲特的投资名言 “当别人恐惧时你要贪婪”。懂的人很多,但能做到的人太少。知易行难,为什么我们了解这个道理但就是做不到,因为这就是人性。当股价在过去几年跌跌不休,当每个人都对它失去希望,试着想想你会投资它吗?当每个投资人都对它产生恐惧而离它而去时你能贪婪得起来吗?大多数人的答案都是否定的。原因有很多,我例出几个我知道的主要原因: 多数投资人都是追随者,沒有自己的判断,所以当大多数人都不敢投资它时,我们也不会跟随。 对于比较有经验的投资者,它们通常都对趋势和技术指标有了解。所以当一支股票己经在下跌的通道,它们是不会投资的。 当股票跌跌不休时,肯定是有坏消息或业绩不好。那也没有足够的理由让投资者买入。 当大多数人因技术面和基本面都不看好的时间,肯定就不会投资它。那股价就会继续往下跌,变成恶性循环长时间住下跌。 如何做到 “当别人恐惧时你要贪婪” 既然如此,我要讨论的问题是:我们在什么时候才能做到笆菲特所说的名言,“当别人恐惧时你要贪婪”?当别人恐惧时?还是当别人己经大赚一笔时? 我个人的浅見是你是可以在別人恐惧时开始买入股票。前提是你必须对你要投资的股票有一些了解。例如公司所处的行业展望;公司的业绩与竟爭能力;什么原因造成股价下跌;下跌原因是否因投资人过度恐惧的超卖;公司的价值与其能度过难关的能力,等等。少数我们无法知道的原因是股价能跌到多低。但是我通常会开始投资于我比较了解的公司而股价己大跌至价值以下或我觉得有吸引力的价位。当然在投入资金的同时须要考试资金与风险的问题。以下的一个实际投资例子是希望与大家分享如何能在别人恐惧时贪婪一下。当然你必须自己做一些工课了解一下,建立信心才能贪婪。 股票投资案例的分享: 凤凰传媒...

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Jardine Group and UOB Group with Cross-Holding Stock Network

Company A owns Company B. In return, Company B also owns Company A. This is a complex cross-holding of stock network. Let’s learn how smart investors in Jardine Group and UOB Group, using the complex structure to hide their undervalue gem of stock. Jardine is a giant group of stocks with nearly 200 years of history for Jardine Matheson Holdings, originally from China/Hong Kong, then having dual stock listing in London and Singapore stock exchanges. Ein55 Graduates have already considered Jardine Group of stocks: Jardine Strategic Holdings (SGX: JSH), Jardine Matheson Holdings (SGX: JMH), Jardine Cycle & Carriage (SGXL...

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Invest in Golden Goose or Golden Egg?

In the investment world, a golden goose can be a giant stock with growing or highly profitable company.  The golden eggs could be the quarterly or yearly dividend distributed by the business to shareholders.  The golden goose or business could grow in size and therefore could produce bigger golden eggs in future. If one could have a golden goose which could lay a golden egg once a year, should the investor sell the golden goose to exchange for a big sum of money in short time or collecting the golden eggs patiently over a long time? This is exactly...

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Download Dr Tee Investment Toolbox (下载Dr Tee投资百宝箱三宝)

最好的进场时机是当大部分人在惶恐不安,但业务依然在正常运作及表现稳健的时候。这是难得一遇的大好时机,我们应学习如何从中受惠,真真正正做到低买高卖。 Dr Tee建立的乐观指数策略让投资者知道哪种投资(股票、外汇、产业、商品、债券等) 可以安全进场;何时买入;何时卖出;或选择长期持守。迄今已经有超过1万名人士从Dr Tee为大众提供的高质素免费课程中受惠。马上行动,利用你的金融知识进行投资,开始你迈向财务自由之旅。 The safest time to buy a stock is when everyone is afraid the sky will fall down while the business is still operating normally with consistent performance. This could be a rare opportunity to buy during a crisis, we should learn how to take this advantage to truly buy low sell high. The unique Optimism Strategy developed by Dr Tee provides a special advantage to know which investment (stock, forex, property, commodity, bond, etc) to buy safely, when to buy, when to sell, including option of long term holding.  So far over 10,000 audience...

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Healthcare Stocks – Choice between Life or Money

Healthcare sector is one of the strongest sector in most countries of the world, business has been growing steadily. Between “Life” and “Money”, most people would choose life over money. Regardless rich or poor people, they are willing to pay to cure their sickness, prolong their lives, staying alive as long as possible. As a result, doctor / medical specialist is also one of the most respectful profession because one could make a lot of money with this specialized medical skills. Hospital could save millions of lives and make a lot of money at the same time due to...

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Blessing in Disguise: US Interest Rate Hike

US has just increased the interest rate to 0.75-1%.  The global stock markets respond positively.  When the interest rate hike has become a predictable pattern, eg. 0.25% quarterly or 1% yearly, global investors would have priced in the impact, fear will be overcome by greed until the arrival of next global financial crisis. We could observe the emotions of market, how it affects the stocks in both ways. Last few years, when global economy was lagging, news of US interest rate hike is a negative factor. Now, interest rate hike becomes a neutral or even positive news as the...

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10 Strategies of Buy Low Sell High in Stocks

There are many strategies of entry & exit for stocks, all are possible to make money but must be aligned with our unique personalities. Here are some methods which Ein55 Graduates have mastered: (Swing Trading / Market Cycle Investing) 1) Buy Low Sell High (short term: weeks) 2) Buy Low Sell High (medium term: months) 3) Buy Low Sell High (long term: years) (Position Trading / Growth Investing) 4) Buy Fair Price & Hold to Sell Higher (short term) 5) Buy Fair Price & Hold to Sell Higher (medium term) 6) Buy Fair Price & Hold to Sell Higher...

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Make Friend with Billionaires in Investment

A multi-billionaire could become super rich mostly because they they have a profitable business or they invest in other people’s profitable business.  Their wealth is growing over the years, some could be as rich as the wealth of a small country. We may not be able to establish the same business as them but we could make friends with these multi-billionaires by becoming a shareholder of their business.  Alternatively, we could also study their stock portfolio because they also invest in other businesses. So, what are the billionaire stocks to buy?  The Billionaire Index is a compilation of stocks...

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Stock pick- It is time to be greedy (part 2)

Part 2 of my stock pick story If you have missed the first one, you can read it by clicking the link “stock pick- it is time to be greedy (part 1)”. Question: Will you do well with just 10-20 stocks? There are 2  schools of thoughts when it comes to holding the number of stocks in your portfolio. One school like to hold maximum 10-20 stocks. They will spend time to research really good one and stick with them throughout. They buy and sell as the price changes, but will always go back the same few. The theory is...

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Stock Pick- It is time to be greedy

Quote by Warren Buffett “Be Fearful When Others Are Greedy”.  Many people knew it but very few people can do it. Why we do understand but no able to do it?  Because this is human nature. When the stock has stumbled over the past few years, when everyone has lost hope on it, would a normal person like many of us have confidence to invest in it? When every investor is afraid of it and go away from the stock and, would you have the courage to be greedy and invest you money into the stock? The answer of most...

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Summary of Seminar with Hu Liyang 胡立阳 in Singapore (14 Jan 2017)

I was invited as a co-speaker in this seminar (14 Jan 2017, Singapore) with Hu Liyang (胡立阳), a famous stock investing guru in Asia. As requested by a reader, I am giving a summary here to show the similarities and differences of my views with Hu Liyang (HLY) on Market Outlook for the next few years. The last time I met HLY was probably 4-5 years ago. The first impression of him again is that both of us are getting much older. He has a few more “railway tracks” on forehead while I have many more white hairs. Both...

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