Author: Wealth Directions

What Is Investment?

Investment is to take calculated risk, using special edges (eg. Optimism + FA + TA + PA) to give unfair advantages in winning rate over time, aligning to own personality with independent thinking. Investment is NOT to copy and paste the methods with stock tips, news and rumours, following herd mentality with hope strategy. No one could know what will happen tomorrow. Guessing or hoping is not a reliable strategy for investment. Instead, we should know ourselves first, our unique personality which comprises of many aspects, eg. control of greed and fear, stress management, risk tolerance level, profit target,...

Read More

Stock Investing with Common Skills in Poker Game

There are many similarities between Poker Game and Investing. In fact, we could have more special edges or unfair advantage in investing but most people do not know. 1) Technical Analysis (TA) – Reward / Risk, Following Trend For both poker and investing, we bid or invest more when the reward/risk is higher.  If we play Black Jack (total = 21 points), if you have 12 points, likely you will take the risk to add 1 more card because your chance (a card with 9 or less points, so that not exceeding 21 points) is high. Similarly, for trading...

Read More

用3天涨完2年的跌幅

用3天涨完2年的跌幅 下面的图表可以看出,这支股票跌了2年。但是却用了3天的时间都涨完了。 我曾经写过一篇短文介绍这支股票。如果你有兴趣可以点击以下连接去看看这篇文章。 Link: 凤凰传媒已跌落谷底你敢贪婪吗? 跌得越深反弹越大 为什么股价会有这样的反应?因为跌得越深反弹越大。但是为什么有些股票跌了之后再也起不来,而且有些什至在投资人不闻不问和不知不觉中消失了。原因在于其股票的质量。投资者应该学习如果评估一支股票的价值和质量。当一支好的股票因为某些因素暂时被市场投机者看空或卖空时,那正是投资者可以开始关注而有计划的开始买入。并耐心的等待投资的回报。因为有价值的股票,随着时间的推移,股价最终会回归其价值什至超出其价值。但也因为股价在下跌的通道而投资人又惧怕下跌的刀子会伤了自己而不敢买入。这就须要你对这支股票有一定程度的了解后所建立的信心来支撑你的投资而把恐惧放一边。这就是大多数人所说的投资须要做功课。 等待上升趋势才投资 当然你也可以耐心的等到一支股票在往上走上趋势时才投资它。这也是一个可行的方法。但是有些股票在你用技术指标确定上趋势时己经上涨了很多,你可能也不一定会买入,因为它可能在你买入之后又来一个调整让你心谎而止损。总之投资是一门学问,须要投资人不断的学习而 …...

Read More

4 Critical Actions in Bullish Stock Market

There are many people confused, what they should do in the phase2 of bull market. Which action is right? Buy, Hold, Sell, Wait or Shorting? The answer is dependent on unique personality and condition. In general, we could broadly categorize 4 types of critical actions for 4 groups of traders and investors. Each of them as a gift from heaven: 1) Long Term Investor (No Stock) – best gift from heaven is to wait patiently for global financial crisis, applying low optimism to buy fundamentally strong stocks at lousy price – intermediate plan is for a long term investor...

Read More

Investing in Consumer Stocks

Stock prices will rise over time when business is growing.  Consumer stocks depends on businesses in consumer market. A consumer business sells us products and services which could be in 2 broad categories: 1) Good to Have (we WANT) Optional for us, eg high end restaurants, premium property, branded handbag, children enrichment programs, etc. In stock market, “Good to Have” are Consumer Discretionary stocks, they are usually dependent on consumer purchasing power which subject to economy condition. In a bull market, many people could make money in stocks or properties or having a higher increment in salary, therefore having...

Read More

2 Simple Steps of Investment

Many people thought investment is very complicated, only for smart people. Actually, there are only 2 simple steps of investment to bridge between knowledge and fortune.  Let’s learn together here. 1) Set the Right Direction Knowing the right direction to go is very important for any investment. One could be very hardworking but running in opposite direction, will be further away from the goal. In investment, we need to know what are the good businesses which are profitable, sustainable for a long term.  We could simply buy their stocks to have a share of this wonderful business.  If one...

Read More

你应该卖出你手中的华侨银行股票吗?

股市有这样一句话:会买股票是徒弟,会卖股票才是师父 我对这一句话的理解是只会买不是那么重要,要知道在什么价位卖比较重要。不要卖在太低的位置只赚点小利,也不要在高位没卖而后悔。我说的高位当然不是在最高点,只有上帝才知道最高点在那里。 很多投资人学习技术指标来帮助自己卖在高点。例如RSl,趋势的反转,MACD死叉,等等…  今天我要分享的是从另一个考虑点来思考你是否应该卖掉你手上的股票。 以OCBC(SGX:O39)的股票为例子 为了容易使你了解我的考虑因素,我以新加坡的银行股票为例子。以下是华侨银行在过去10年的股价波动表。华侨在09年的危机从S$9.50跌至最低的S$3.95 (March 10,2009)。且不说危机的低价位。在2015年美国股市在一次大调整时华侨从S$10.92跌至最低的S$7.41。而现在股价己从当时的S$7.41上涨了44%,且己离过去10年的2次高位不远了。  本文的财经图表和信息取自 Google Finance, dated June 11, 2017 以下几个问题可以帮助你思考是否应该考虑卖出你手中的华侨银行股票: 一年前美国的股市调整时华侨下跌了44%,你认为接下来的1至2年美国会有调整吗? 当下一个调整到来时,华侨的股价会下跌吗? 华侨从现在的价位下跌30-40%的机率比上涨30-40%的机率会比较高吗? 假如未来的1至2年华侨因为美国调整而再一次下跌44%至$7.5元,你会觉得现在不卖是一个错误的决定吗? 以技术指标R S l超过80,你会觉得高吗? 如果以上的问题你的答案都是”会”的话,那你应该认真的考虑是你卖华侨的时候了。当然,你可能不卖的原因是想保留它作为长期投资,因为华侨现在的PE为12.6,你认为不是太贵。考虑华侨明年的业绩可能比今年好,所以PB在1.24你也可以接受。股息为3.5%比定期存款高你满足了。如果你是这类型的长期投资者那另当别论…...

Read More

Charity to Tzu Chi (慈济) with REITs & Business Trusts Investing Strategies for Passive Income

Dr Tee, Ein55 Mentor & Graduates have together organised 4 charity investment courses (REITs/Business Trusts in Nov 2015 and May 2017, High Dividend stocks in Mar 2016, and Discounted NAV stocks in Sep 2016) in the past 2 years, donating net income of around $70,000 to Tzu Chi 慈济 (Singapore). We hope to inspire more Ein55 Graduates to reach out the society, helping others who are in need.  More importantly, they have also learned the secrets of making money through investment. When more Ein55 Graduates are successful financially, they could also contribute back to the society to help more...

Read More

你想投资一支能賺取一倍回报的股票吗?

一倍回报的股票 如果你投资一支股票后在3至5年能取得一倍的回报是否属于很有吸引力的投资?我不知道你的答案,但我相信对于那80%在过去10年利用公绩金投资亏损的投资者,我相信答案是肯定的。可能你还不能理解在3到5年取得一倍的回报意味着什么。我将从另一个角度来解释。如果你投入一万元在3年后增长一倍至2万元,这代表你的复合年回报率为25%。如果是5年后增长一倍也有14%的复合年回报率。 接下来将简短的分享一支能在接下来有机会让投资者有在此时买入后在未来的一段时间取得超过一倍的回报的股票。我在上一篇短文”凤凰传媒已跌落谷底你敢贪婪吗?”己经谈过这支股票,如果你有兴趣可以通过以下链接阅读。 凤凰传媒已跌落谷底你敢贪婪吗? 股票投资案例的分享: 凤凰传媒 我在2014年分析一支媒体行业的股票。我对它产生兴趣是因为我很多年以来就有观看由这家电视台所制作的节目。它就是凤凰台,如果你是华人,关注世界的新闻报道应该也对它有所听闻。 我在2014年在10元左右投资这支股票。此股票的主要收入来源是通过企业客户在凤凰电台打电视广告。近年来业务受互联网与移动科技的普及而下滑,股价也从之前的$12随之下跌超过70%。如果你是其中一位投资者在3年前以$10元左右买入后当作长期投资。你现在应该后悔莫及。 逆境求存的投资策略 我须然是在3年前在$10元开始投资,但我却有心里准备它有可能下跌而采用不同的投资策略。这让我能在它即使下跌至$3元左右的价位也可以以愉悦的心情来对待它,而且做好准备来迎接它的下一个可能的上漲。 股票投资策略的选择与布局是股票投资重要的一环。它的作用在于投资人如何预防与应对股票的趋势向你投资的反方向前进。很多投资人不但沒有考虑投资策略,连自己投资的股票也不闻不问,还想要在投资股票上賺钱那是异想天开,缘木求鱼。 邀请 如果你有兴趣了解更多关于我过去3年投资于凤凰传媒的经历。可以参加我一个讲座分享会。在2个半小时的时间将分享以下的內容: ‌凤凰传媒的业绩的主要的业绩指标。 我在过去3年凤凰在其熊市的投资过程。 我对笆菲特的投资名言:“当别人恐惧时你要贪婪”的理解。和如何应用在实际的投资操作。 我也会同时分享我用不同于凤凰的投资策略在另一支与互联网相关的股票。我们将会从中了解不同的投资策略对投资回报有重大的影响。 参加这个分享会你将能够参与我的“Trainer Stock Pick”,我将与会员分享我的一部分买卖的决策与回报...

Read More

凤凰传媒已跌落谷底你敢贪婪吗?

笆菲特的投资名言 “当别人恐惧时你要贪婪”。懂的人很多,但能做到的人太少。知易行难,为什么我们了解这个道理但就是做不到,因为这就是人性。当股价在过去几年跌跌不休,当每个人都对它失去希望,试着想想你会投资它吗?当每个投资人都对它产生恐惧而离它而去时你能贪婪得起来吗?大多数人的答案都是否定的。原因有很多,我例出几个我知道的主要原因: 多数投资人都是追随者,沒有自己的判断,所以当大多数人都不敢投资它时,我们也不会跟随。 对于比较有经验的投资者,它们通常都对趋势和技术指标有了解。所以当一支股票己经在下跌的通道,它们是不会投资的。 当股票跌跌不休时,肯定是有坏消息或业绩不好。那也没有足够的理由让投资者买入。 当大多数人因技术面和基本面都不看好的时间,肯定就不会投资它。那股价就会继续往下跌,变成恶性循环长时间住下跌。 如何做到 “当别人恐惧时你要贪婪” 既然如此,我要讨论的问题是:我们在什么时候才能做到笆菲特所说的名言,“当别人恐惧时你要贪婪”?当别人恐惧时?还是当别人己经大赚一笔时? 我个人的浅見是你是可以在別人恐惧时开始买入股票。前提是你必须对你要投资的股票有一些了解。例如公司所处的行业展望;公司的业绩与竟爭能力;什么原因造成股价下跌;下跌原因是否因投资人过度恐惧的超卖;公司的价值与其能度过难关的能力,等等。少数我们无法知道的原因是股价能跌到多低。但是我通常会开始投资于我比较了解的公司而股价己大跌至价值以下或我觉得有吸引力的价位。当然在投入资金的同时须要考试资金与风险的问题。以下的一个实际投资例子是希望与大家分享如何能在别人恐惧时贪婪一下。当然你必须自己做一些工课了解一下,建立信心才能贪婪。 股票投资案例的分享: 凤凰传媒...

Read More

Jardine Group and UOB Group with Cross-Holding Stock Network

Company A owns Company B. In return, Company B also owns Company A. This is a complex cross-holding of stock network. Let’s learn how smart investors in Jardine Group and UOB Group, using the complex structure to hide their undervalue gem of stock. Jardine is a giant group of stocks with nearly 200 years of history for Jardine Matheson Holdings, originally from China/Hong Kong, then having dual stock listing in London and Singapore stock exchanges. Ein55 Graduates have already considered Jardine Group of stocks: Jardine Strategic Holdings (SGX: JSH), Jardine Matheson Holdings (SGX: JMH), Jardine Cycle & Carriage (SGXL...

Read More

Invest in Golden Goose or Golden Egg?

In the investment world, a golden goose can be a giant stock with growing or highly profitable company.  The golden eggs could be the quarterly or yearly dividend distributed by the business to shareholders.  The golden goose or business could grow in size and therefore could produce bigger golden eggs in future. If one could have a golden goose which could lay a golden egg once a year, should the investor sell the golden goose to exchange for a big sum of money in short time or collecting the golden eggs patiently over a long time? This is exactly...

Read More

Download Dr Tee Investment Toolbox (下载Dr Tee投资百宝箱三宝)

最好的进场时机是当大部分人在惶恐不安,但业务依然在正常运作及表现稳健的时候。这是难得一遇的大好时机,我们应学习如何从中受惠,真真正正做到低买高卖。 Dr Tee建立的乐观指数策略让投资者知道哪种投资(股票、外汇、产业、商品、债券等) 可以安全进场;何时买入;何时卖出;或选择长期持守。迄今已经有超过1万名人士从Dr Tee为大众提供的高质素免费课程中受惠。马上行动,利用你的金融知识进行投资,开始你迈向财务自由之旅。 The safest time to buy a stock is when everyone is afraid the sky will fall down while the business is still operating normally with consistent performance. This could be a rare opportunity to buy during a crisis, we should learn how to take this advantage to truly buy low sell high. The unique Optimism Strategy developed by Dr Tee provides a special advantage to know which investment (stock, forex, property, commodity, bond, etc) to buy safely, when to buy, when to sell, including option of long term holding.  So far over 10,000 audience...

Read More

Healthcare Stocks – Choice between Life or Money

Healthcare sector is one of the strongest sector in most countries of the world, business has been growing steadily. Between “Life” and “Money”, most people would choose life over money. Regardless rich or poor people, they are willing to pay to cure their sickness, prolong their lives, staying alive as long as possible. As a result, doctor / medical specialist is also one of the most respectful profession because one could make a lot of money with this specialized medical skills. Hospital could save millions of lives and make a lot of money at the same time due to...

Read More

Blessing in Disguise: US Interest Rate Hike

US has just increased the interest rate to 0.75-1%.  The global stock markets respond positively.  When the interest rate hike has become a predictable pattern, eg. 0.25% quarterly or 1% yearly, global investors would have priced in the impact, fear will be overcome by greed until the arrival of next global financial crisis. We could observe the emotions of market, how it affects the stocks in both ways. Last few years, when global economy was lagging, news of US interest rate hike is a negative factor. Now, interest rate hike becomes a neutral or even positive news as the...

Read More

Like us on Facebook

Follow us on Twitter