Author: Wealth Directions

Write a good 2016 year- Happy New Year!

“Tomorrow, is the first blank page of a 365 page book. Write a good one.” ― Brad Paisley Dear readers and supporters, A year has gone past and as we all reflect what we have done over the past years, let us not forget the more important thing to do is to look and plan for the future. What has past is gone and now is the time to starting thinking about next year, next month, next week, tomorrow. Because you will be making your own history come true. From all of us at Wealth Directions, here is wishing...

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Are you concerned about the interest rate hike in US?

Rarely a month goes by without the topic of US interest rate hike being discussed. As long as this issue keeps getting delayed, it would have an adverse effect on every investor, causing uncertainties and volatility within stock markets. As a result, retail investors like you and me, being at the bottom of the chain will be the ones suffering the most. I am sure resolving an issue this complex requires detailed planning and a gradual transition as increasing interest rates cause a chain reaction, affecting debt laden economies to businesses as well as individuals. So, if I were...

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你担心美国加息吗?

美国考虑加息己经有一段时间了。如果美国还是无法为这个课题画上句点。那投资者将一直关注它,而股市还是会不断上下波动。美国拖了这么長时间还不能確定是否加息的真正原因我们这些小投资者无法知道。我的猜想是,其中一个可能的原因是经济与股市无法结受長时期低息时代的结束。它的影响是广泛的,尤其对于欠债的国家,企业与个人将得开始面对利息成本的增加。 今天要讨论的是小投资者如何面对它。有些投资者担心加息会使股票下跌什至大跌而造成巨大的損失。有些投资者却希望加息能使他们的存款利率升高,有助堤高他们的退休收入。有些投资者希望加息后如果股市大跌能在下一次的?市开始布局与投资下一个牛市。所以不同的投资者有不同的想法与期待。你是属于那一种投资者。 我是属于…...

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Buying Low & Selling High – 1

I am sure most investors would be very familiar with the mantra “Buy Low Sell High”. Gurus worldwide have been preaching that as long as you could do that, you will be profitable in the stock market. However, how many retail investors (you and me included) are able to buy low and sell high MOST of the time? On the contrary, most investors experience the reverse, buy high and sell low instead. This may be because we are “forced” to sell once the stock price continue dropping and reaches our stop loss level or the stock may have dropped...

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Saizen Reit has been bought over!

Pop the champagne! One of my favorite REIT (Siazen Reit) has announced on 30th Oct 2015, that  they have accepted the offer for Triangle TMK to buy over their entire Reit’s portfolio at S$517.3 million. You can read the official announcement here. This offer price translate to a 3.4% premium to the appraised value of the properties. Which is not not very high, but reasonable. But the best part of the story is that since their trading price has always been below NAV, the estimated net offer price of S$1.17 per unit, translate to a whopping 36.9% premium above...

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Profit in Stocks from Commodity Market Cycle (Oil & Gas, Palm Oil, Mining, etc)

Every major investment market (eg. stock, property, commodity, forex, bond) has its own unique market cycle. A wise investor could combine 2 market cycles of 2 different markets to maximize the potential gains. Currently, regional stock markets have diversified performance.  Major economy such as US, China and Germany are still at moderate to high optimism levels.  At the same time, countries with GDP depend heavily on commodity, eg. Malaysia, Indonesia, Australia, are suffering in slower economy due to declining commodity prices.  Their stock markets are at low optimism level now, risk seems to get higher with political uncertainty and...

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Fundamentals of a winning investor: Knowing oneself

As Warren Buffett says, everyone should learn financial knowledge since young. If you have savings but not involved in any form of investments, you need to find out the reasons. Are you sceptical that investments can help grow your wealth? You do not know how and what to invest in? Are you worried of losing money? Or did you have bad experiences in the past which is causing you to shy away from investing? I strongly feel you need to know YOUR reason, clear the obstacles and move on. Many investors I know of DO NOT consistently stay in...

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Predicting the price top is as easy as ABC – Part 2

“Buy Low, Sell High” to make profit…. Everyone knows this.  But how high is high?  How low is low?  The question is translated to: “when should I buy?” or “when should I sell?” With the recent market’s rout, did you manage to sell your position? Or at least, cut loss at 5% or 10%, or did you even have the courage to cut lost? Or just, pray and hope? In this article, I will share a simple and intriguing way to “predict” the price top, so that you don’t have to suffer a big loss, or even bought at the...

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Global Stock Market Crash?

Global stock markets of 4 major economy: US, China, Japan and Germany have achieved 75% optimism. Therefore, it is not a surprise to see major correction in the past 1 month. We should follow Optimism from Level 1 (individual stock) to Level 2 (sector) to Level 3 (country/region) to Level 4 (world). Although Singapore STI and Hong Kong HSI have been only 50+% optimism in the past few years, they are smaller market, we need to follow a bigger market to evaluate our probability of success with Optimism. High optimism = high risk, 75% World Optimism means the chances...

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Predicting the price top is as easy as ABC – Part 1

“Buy Low, Sell High” to make profit…. Everyone knows this.  But how high is high?  How low is low?  The question is translated to: “when should I buy?” or “when should I sell?” With the recent market’s rout, did you manage to sell your position? Or at least, cut loss at 5% or 10%, or did you even have the courage to cut lost? Or just, pray and hope that the price will go back up again? In this article, I will share a simple and intriguing method to “predict” the price top, so that you don’t have to suffer a...

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Debate: Will we have good jobs in next 20 years? Probably not

Singapore has enjoyed a meteoric rise from Third World to First World in just 50 years. What were the success factors for our success? Will it continue to work for us in the next 20 years? If there are risks, how can we be prepared? These are the key questions we are asking our readers think about as we reflect our 50 years of nation building. Click to discuss at our Facebook page. Debate in FB Did you know a recent poll reported that on average, Singaporean need $1.38M to retire? While there may be many success factors and some...

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First Reit- Price is high so time to say bye?

At current price level ($1.430), First Reit has the highest Price/Nav ratio at 1.45 among all other Singapore Reits. Plus their price now is near to all time high. So is it time to say good-bye to this counter? First Reit Background This counter has been very good to me. In fact it is my best performing dividend counter thus far. I bought it for $0.73 in 2011 and bought more at at $1.088 in 2013. Just capital gain alone is 55% not including the dividend collected. So naturally, I will ask myself if I should take some profit...

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FSL Trust – It could be a hidden gem (follow up 2)

I’m writing a quick follow up.  You can read the first writeup here and first follow up here. Let’s revisit the ABC Wave Patterns I shared in the first writeup. Let’s see the latest chart (2 year chart) below If you notice, from the bottom in 2014, the price movement has exhibited 5 waves movement.  If you understand Elliot Wave theory, you most likely know what it means. The recent high, $0.193 has reached the C.max target (black line) calculated back in Early January 2015.  Did I sell that high?  Nope.  I sold mine average around $0.16, and it’s a about...

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Denied entry to SUNTEC REIT AGM

I bought SUNTEC in 2012 and I was really looking forward to the AGM to assess if I should sell some when prices are quite high now.  But the receptionist stopped me at my track and told me my name was not on the Suntec Reit investors list and I was not allowed in to the AGM! At this point of time, my mind went on hyper drive trying to figure out what happened. I mean, how can I can be wrong? Could it be I sold it unknowingly? Am I going to lose my 35% gain? Or someone hacked...

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