Archive

FAQs

Understanding Dividends Announcement

May 17, 2012 by Derek Lim
A reader contacted me with the following question and it struck me that I have been happily collecting dividends without really understanding how dividends are given out. All I know is to add up all the dividends announced and that will be my total dividends. Are there any positive/negative implications on having a single dividend [...]

in Categories: FAQs, Shares and Derivatives

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Securities borrowing and Lending program

May 2, 2012 by Derek Lim
A reader contacted me with questions on the above program. While I remember enrolling into the program, I hardly read up about it because there is almost no demand. I will try to answer the questions to the best of my ability. Feel free to share your inputs and correct my mistakes (if any). 1. [...]

in Categories: FAQs, Investing

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Some FAQs on Insurance

August 1, 2011 by Seth
Have been getting some recurring questions as well as repeated search queries reaching this site. I think it will be good if I can answer some of the more frequently asked questions about insurance. How to calculate charges for investment-linked policies? The various charges, such as distribution costs and sales charges, should be spelt out [...]

in Categories: FAQs, Insurance

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SMOL’s fun take on common Singaporean trading words:

July 26, 2011 by Jared Seah
Big cap Alternate name for big “head”. Positions held by traders who believe size does matter. Small cap Alternate name for small “head”. For traders who believe technique matters more; not size. Elliott waves Technique used by stressed-out insomniac traders to help them get back to sleep – counting waves as opposed to counting sheep. [...]

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International Investing: Think Nokia as a dividend growth stock is dead? Maybe not [$NOK]

April 3, 2011 by Drizzt
Sometimes we are quick to form a conclusion on certain issues based on limited thought process or from information that we take in only via our experience. Deep quantitative analysis and structured thought process might lead us to a very different conclusion. The consensus seem to be that Nokia is very dead after their smartphone [...]

in Categories: FAQs, Shares and Derivatives

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Avoid the risk of a life insurance policy

March 10, 2009 by Tan Kin Lian
To consumers: When you buy a life insurance policy, you are taking a big risk. You do not know what will be the inflation and mortality rates in the future. In spite of this, you are required to commit a fixed premium payable for many years into the future. The insurance company does not know [...]

in Categories: FAQs, Personal Finance

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When the STI Index rallied more than 80 points two days ago…

February 3, 2009 by Kevin Scully
….nobody asked me if this was the turn…..the most common response was the market appeared irrational !!! Nobody asked me if they should jump into the market when the STI Index rose more than 80 points 2 days ago. Today’s muted response to the Dow’s 200 point overnight gain seems to suggest that the Singapore [...]

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How to be a DIY Equity Investor – The Minimum Considerations

February 1, 2009 by SGDividends
It’s been sometime since we updated this blog, having been distracted by something beautiful. We have learnt a lot about ourselves these few years ,made some terrible investments but life goes on. We can’t turn back time but the only thing within our control now is to learn from our mistakes and not ever make [...]

in Categories: FAQs, Featured, Investing

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Preference shares Part 1

October 6, 2008 by La Papillion
By: La Papillion After chatting with a few guys over at the cbox, I realized that a better instrument for the person who wanted to buy OCBC (see my post on “Brief overview of Local banks“) will be the preference shares that is also offered by the three banks. Preference shares goes by the funny [...]

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Scrips dividend

August 31, 2008 by La Papillion
By: La Papillion A fellow forum user asked me to explain the basics of scrip dividends. Here is my response. I thought that it’s important to highlight this (even though the question is on MIIF) because one of the companies that I have partial ownership on – Pac Andes – is also going to do [...]

in Categories: FAQs, Investing

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What is a Life Participating Fund?

July 30, 2008 by Adrian Khiat
By: Adrian Khiat I received a letter from one of the big insurance company, which I have a Life policy, with regards to their 2008 bonus declaration. I am disappointed to see that bonuses had not increase despite the equities bull run since 2004. I am not too optimistic in the next few years if [...]

in Categories: FAQs, Insurance

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Excuse me, are you an IFA?

July 29, 2008 by Patrick Lim
By: Patrick Lim Hi, all, Firstly, please allow me to tender my most abject apologies to all of my regular readers of my blog for not posting even a single entry after the last one in march 2008. You see, since my MIA some months ago, I continued to receive many queries from both consumers [...]

in Categories: FAQs, Insurance, Personal Finance

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FAQ: Traded Endowment Policies

July 9, 2008 by Tan Kin Lian
By: Tan Kin Lian 1. What is a traded endowment policy? A traded endowment policy is a policy that is sold by the policyholder to an investor. The investor pays a sum that is higher than the surrender value offered by the insurance company. The investor will continue to pay the premium under the policy [...]

in Categories: FAQs, Insurance

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FAQ: True cost of life insurance

April 14, 2008 by Tan Kin Lian
A quick and informative guide written by Mr. Tan for people who are new to insurance. By: Tan Kin Lian 1. Does a life insurance policy provide good value for a person to plan for the future? 2. Why does the life insurance policy cost so much, i.e. a reduction of 4.5% in yield? 3. [...]

in Categories: FAQs, Insurance

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