Busy is Good?

  We Asians love to associate your success with work.   Recently, I met up with my friends to celebrate the Chinese New Year before it starts. Due to the extremely hectic schedule of many of them, we finally managed to squeeze a day out to meet. This makes me feel so lazy, as I seem to be the one who is able to make it most of the time! Many of my friends are so busy that they clocked numerous … [Read more...]

Gong xi gong xi

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Some companies are wishing themselves happy chinese new year with their retrenchment exercises near the festive season. One of the more notable examples is given below: Besides that, HSBC also recently closed some branches and cut some jobs (here). I guess we all have to strive for financial freedom one day, because there'll come a time where even if you want to work, you might not be able to, … [Read more...]

January is coming to an end

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When we were asked what we look forward to in the new year, all of us (NSFs) in the unit replied in unison, "ORD!". The first month is coming to an end soon. It's been also a year since I started this blog and tracked my finances. In that process, one observation was clear. Your career is the single most important source of building wealth We are told by our parents to study hard and get … [Read more...]

My Career Story – Past, Now & Future

For the past 6 years I have been blogging, I have not really talked about how I transition my career growth from one to the next. It is not because that I had purposefully avoided them, but rather there is no impending urge to think and reflect about how I had transitioned from each stage to the next. I had mentioned several times in my post about how important human capital is in the … [Read more...]

My la la land clarified!

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From my part 1 and looking at the comments, initially I was indignant. Why are you guys not supporting me? However, on a closer look, I am happy that you cared, no sarcasm whatsoever. It would have been worse if nobody have commented. You guys gave me good and sound advice and cautioning me against throwing everything into the wind. Thank you for caring and sharing! Anyway, I realised I … [Read more...]

Is Freelancing Worth It?

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It seems like I am not the only one as more and more millennials are turning to freelancing. As a tutor and budding writer during the past one year or so, I have had my fair share of triumphs and disappointments. So, I thought it would be good for me to share some of my insights so that people pondering on making this switch can have a better understanding of this life before making the … [Read more...]

Surbana terminated 50 staff

Temasek Holding’s Surbana Jurong terminated about 50 staff who were deemed as “poor performers”. The layoffs occurred a couple of weeks ago, just before the Chinese New Year. Surbana has stressed that the terminations were not retrenchment exercise. The staff were let go simply because of their poor performances. It is indeed a sad day for Singapore. Some people may argue that many of the … [Read more...]

My la la land

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It's the start of the year yet I have reached my mid life crisis. Or rather, a mid career crisis although I have only been working for 7.5 years. Yep, don't laugh. I am very clear of my end goal, which is to be financially free. To get to the goal, I will need my own business and get out of the rat race. I can keep on climbing the corporate ladder but my personal time with family will be … [Read more...]

What Heartland Boy Learnt From Working In Jakarta

Despite being only 1 hour and 20 mins away by plane, most Singaporeans would never visit Jakarta unless they absolutely have to. For Heartland Boy, that “absolutely have to” moment came in January 2016 when he was posted to Jakarta for a 2-year work assignment. It’s absolutely unbelievable how fast one year had already transpired. Since he is halfway into his overseas secondment, it is an apt time … [Read more...]

CREATE MORE WEALTH NOW!

We are into the first two weeks of Year 2017. How is your working life so far? I asked as I believe most of us are employees and hence we spend a lot of time at work. I asked as most of us have one main source of income for which we spend most of our working hours at. I always believe since we deploy so much of our time to earn our salaries, we have to perform our best. It is not simply about … [Read more...]

Why lazy people "want" to continue working?

(I salute Tan Hock and Wilson Poh.) An exchange with another blogger. Blogger: Just thought I'd share this since many investment bloggers (whose plans, like mine and yours) are to live off investments; Not sure if it's because a significant number do not understand the trade-offs involved nor the aspirations of passive investors, but it is a poorly conceived notion that living off … [Read more...]

Book review: So good they can’t ignore you

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I picked up this work on the 2 Jan this year and finished it yesterday, 10 Jan. On Amazon, this book is listed at 267 pages. I is the (non-affiliated) link from Amazon: here. Without further ado, let's quickly skim the main points of the book. So good they can't ignore you: why skills trump passion in the quest for work you love The author segments the book into 4 rules and allocates a … [Read more...]

New Year, New Lobang for You!

I'm a bit late to the game of reviewing 2016 goals and posting about my 2017 goals, but I've got a lobang which I thought I should share! Udemy is an online course learning platform and you can pretty much learn anything you want there, and the price is very reasonable since it is e-learning (note: DIRT CHEAP). Even the gov recognises this, which is why quite a number of online courses on Udemy … [Read more...]

Too Expensive?

It's the new year, and my company has a number of new hires. I notice a trend in the recent new hires. Locals generally make up the fresh graduate hires. For experienced executives hires, they are generally headhunted from overseas (and they get relocated to Singapore under local terms). On the bright side, it's great that the company is willing to hire and train locals. But for the … [Read more...]

When Reality does not Meet Expectations

Read a US news article which argued how dining expenses will increase if President Trump's policy were set in place. You can read it here. What got pique my interest was this particular paragraph: "A stark example of the need for immigrant labor was apparent in 2011, when the North Carolina Growers Association had 6,500 farm jobs available, all of them in or next to counties with … [Read more...]

Priorities, Systems and Goals for 201

Priority No. 1: Mental and spiritual health: - meditate daily - practise yoga daily - read up and practise stoicism Priority No. 2: Physical health: - get enough sleep (at least 7 hours a day) - eat as much healthy food as I want - be active everyday - go for a suitable full-body health screening (any recommendations?) Priority No. 3: Relationships with loved ones - … [Read more...]

Can You Help, Please?

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In an alternate universe, I could easily be working as an employee in a tuition centre like “Learning Champs”, drawing a salary and receiving employee benefits. And imagine if such a scenario played out on me: Learning Champs is running into financial difficulties and Mind Lab is taking over the tuition centre I have worked at for the past three years. Mind Lab: Hi 15HWW, since you … [Read more...]

Will there be sperm in the air in 2017 ?

In the final 2016 issue of the Economist, Vienna was declared the city of the century for its intellectual and cultural accomplishments. Vienna was the city which won the accolade because it could employ the diversity of its population to create new ideas and philosophies so much so that writer Stefan Zweig commented that "There was sperm in the air. " Singapore can potentially become an … [Read more...]

A Review Of My Choices In 2016

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Since it’s still the school holidays, I was able to squeeze all my weekend lessons on weekdays instead. So yes, I am enjoying my last peaceful weekend before 2017 kicks off. Besides using today to read up on other financial bloggers’ reflections of the year (here, here, here and here), I have also decided to review my choices for 2016. Super kickass, probably the best blockbuster of the year … [Read more...]

I have been retrenched …

In the recent months, there have been more news about corporate laying off staffs due to the worsening of the global economy. Most of us won't feel it unless it happens to you or someone you know. Few weeks ago, I received a phone call from 2 ex-colleagues, and both of them had been retrenched as the unit closed it's Singapore operation. However, they should be able to tide over this difficult … [Read more...]