Going against the narrative

My wife and I went for the Coldplay concert last night at the National Stadium Singapore with a bunch of good friends. We couldn’t get tickets closer to the stage because of the large group and ended up with tickets all the way at the back. Both of us watched Coldplay perform before at a concert in Sydney a few years ago. The seats were closer to the middle and the stage then. The show was amazing … [Read more...]

If you’re an eunuch, here’s how to grow a pair !

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When I left the private sector, I was already financially independent. But I wanted to see if I could get into a career which would stretch longer and give me work life balance. Unfortunately, my tenure out of the private sector was very short and I never managed to get used to the culture of the public sector. It's actually sad what public servants had to endure in the past few months. One … [Read more...]

Self cultivation

Very often, we get so busy making a living that we forget to live a life. The woodcutter story never fails to drive home in me the importance of self cultivation. The story goes like this: One day, a timber owner advertised for a helper to help him cut the trees. A very strong woodcutter applied and got the job. The pay was good and working condition was excellent. Eager to impress his boss, … [Read more...]

The most anticipated time in your work year – performance bonus, promotion and increment

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Every month, I look forward to pay-day. But my most anticipated moment of the (work) year is my PB. Wish I could click enter many times This is the time of the year where I eagerly await my report card. This is also the time when people feel excitement, happiness, anger, betrayal or disappointment on how they are assessed for their work over the past year. I've been in my … [Read more...]

Nine years as a corporate warrior

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I have been a corporate warrior for nine years, and in these nine years, I have worked for three different companies, in three very different roles. These nine years also shaped what I want from a job.   Just recently, I received my five year award from my current company. This is my first long service award.    Just after graduation, I started my first job. Back then, my aim was to earn … [Read more...]

How to survive the corporate grind?

I went for a career development course sponsored by my bank today morning. I had previously gone for the induction training session a few months ago, which turned out to be really fun and interactive. Whilst providing me with a good overview of the corporate values, culture, leadership and structure of the bank. Similar sessions that I have attended at my previous firms have always turned out to … [Read more...]

Take that dream job and take on more risk?

This was my reply to a reader's email: Hi L, If you remember, I have a blog that says unless we are rich, be pragmatic, not romantic. Most of us have to work, exchanging our time and energy for pay. If we are not financially secure, then, we might have to forgo that dream job which does not have a predictable income. Having a predictable income stream provides peace of mind which is … [Read more...]

Personal Update

There has been no article on Equity Management last week because I as getting into the deep end of the book which talks about selecting the right data and tracking errors, items which are dry even for a dedicated finance otaku like me. Instead, I hope to start talking about the Portfolio Management section of the book over this weekend. So all I have is a personal update : a) School has … [Read more...]

I Am Liability To The Team!!!

Read? Random thoughts: Coporate Rats out there, We can be happy rats As corporate rats; we will run the Mill as dictated by Top Down and corporate development scene. We as rats running or spinning will have little control over how we should run the Mill. The day may arrive sooner than expected that we are no longer that happy rats running that old Mill. The Mill is unknowningly shifted or … [Read more...]

Random thoughts: Coporate Rats out there, We can be happy rats

This post is sparked by a post from Andy ( Tacoomb) but is in my mind for quite a while. In our pursuit of FIRE, let's not forget the "now". Of course, FIRE holds a lot of promise- doing charity, your own business, sleep till the sun hits your buttocks. It is a nice picture, and defintely a worthy pursuit. Full time giving back to society, sending your kids to school and picking them. What is … [Read more...]

KFC founder got rejected 1009 times at age 65

This will be a short post that I hope to inspire readers. Recently when I tried to order Kentucky Fried Chicken (KFC) online, I wondered how come the logo consists of a picture of an old man. Why not a picture of the founder in his prime? It was then I found out that the KFC founder, Colonel Sanders, got rejected 1009 times at age 65 before he found success. Colonel Sanders was forced to start … [Read more...]

Taking care of my own busyness

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It happened again. I had lunch with an ex-colleague back from that phase in my life when I served my corporate duties and built up the foundation of my finances. TACOMOB: “How are you?” CORPORATE WARRIOR (CW): “Busy.” TACOMOB: “Busy with what?” CW: “Busy with work, what else?” TACOMOB: “Why are you not busy with life?” CW: “Actually, I am busy all of the time.” TACOMOB: “What … [Read more...]

Random thoughts: My thoughts of Japan’s schools

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This is a random thought series and is purely my perception. I have already visited 4 schools. One "highly-ranked"public school, 1 private school (both junior high and senior high) and one international school. Beside the private school, the facailties is really so-so, but the facilities at the private school is rather impressive. Indoor swimming pool, art gallery and etc. But what … [Read more...]

Allocating edu-chest resources

I have done some additional thinking after my two posts on the Skillsfuture Qualification Award and the Post-Secondary Education Account. These are resources for us to utilize, to upgrade ourselves in the face of even greater uncertainty in the job market. Besides the SkillsFuture credit, I have found other resources which could be used as well. As a whole, this pool of resources could be … [Read more...]

Random thoughts: Joy is both the fuel and fire for sustained learning

They say learning is to change.   I reflected on my learning journey. What are some of the things that I have been doing on a sustained basis, they are those related in my work and those related to investment.   The benchmark here is sustainability, not results. Not saying my teaching super solid or my investment skills power. But I am still trying out new ways of teaching despite all odds, … [Read more...]

Thoughts on Scholarships

Arrived home yesterday to find the annual "Scholarships" edition of tucked between the papers. It's the season of the year again when the GCE A Level results are announced and the scholarship application frenzy officially kicks off. Just thought I'll provide my perspective on taking on scholarships, that might hopefully lend some use to the hopeful 18/19 year old folks out there who are … [Read more...]

The Singaporeans you will meet in the Economy of the Future.

Perhaps it is time for a semi-serious look into the four kinds of Singaporeans you will meet in the future. I call this is new 4P model of the Economy of the Future. a) Prince / Princess You will find Princes in those schools along Bukit Timah Road that offer the New Age International Baccalaureate syllabus because only rich people can buy a ticket out of taking the A levels. The … [Read more...]

SINGAPORE BUDGET 2017

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Without a doubt, retail investors and fellow Singaporeans will be looking forward to the details of Singapore Budget 2017 to be delivered by Finance Minister Mr Heng Swee Kiat later today, 20 Feb 2017. The budget is expected to be one which will provide more details on how the government will allocate resources to transforming the current Singapore economy into the future economy envisioned in the … [Read more...]

Challenges for the modern millennial woman

Do you remember a post I wrote last year about why I left my previous job? One of the main reasons being the deteriorating relationship between my tax partner and tax manager (after her return from maternity leave) over mismatched expectations, lack of communication and poor conflict resolution. This put me in a difficult position in the middle between the both of them and I hated it. Would you … [Read more...]

CFE post : How SMU can fit into the future economy.

Yay ! Mid-terms are over. Today, I wanted to combine several posts into one. Of recent note, SMU has been on the radar of social media as of late. Exchange student Kerry Dwyer has written very candid comments about her SMU and Singapore experience here. In a mid-term party which was conducted by my JD pals yesterday,  my foreign classmates felt more inclined to agree with Kerry. There are … [Read more...]