15HWW Origins: Illness And The Passing Of My Mum

My Mum was the closest kin I had, by millions of miles. If my Mum were still alive, we would be celebrating her 54th birthday today. If only. She had passed away 6 years ago, after a one year struggle with ovarian cancer. My Mum My Mum was one of the kindest and most responsible person I know and she sought to instil those qualities in her children. No matter what happened, she would … [Read more...]

Random thoughts: Abundance and buffet

I believe my world is one of abundance, and the world in general can be of abundance too. However, abundance need a ingredient. It is thankfulness. Thankfulness is the lens we see things. There is plenty of randomness in this world, I happen to be a beneficiary in plenty of things, lucky if you like. Why do I say this? I know of 2 persons, of equal capabilities doing the same work. Of course, … [Read more...]

Knowing when to take a break

There has been no new post on this blog for the past week. Reason being my wife and I went for a trip to Seminyak (Bali) for a few days with our good friends and their almost 2 year old daughter. We stayed in a 2 bedroom villa and had a great time brunching, wining & dining at different cafes & restaurants every day. The local food scene in Seminyak never ceases to amaze me and it is … [Read more...]

Creating Isn’t Easy

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One of my favorite movie scenes of all time comes from the film Limitless. Bradley Cooper plays Eddie – a down-and-out loser who’s struggling in his career as a writer. He comes across NZT-48 – a “smart drug” that lets him access 100% of his brain instead of the usual 10% (this is a myth, but hey, it’s a movie). He swallows the pill, and suddenly he’s the most productive, creative and … [Read more...]

Feb 2017 Update

Update No. 1 on 2017 Priorities, Systems and Goals My progress so far… Priorities Systems / Goals Evaluation No. 1: Mental and Spiritual Health Meditate daily I meditate about 2-3 times per week. Pretty happy with this but will be great to increase weekly frequency to 3-4 times.  Practise yoga daily I practise yoga about 3-4 times per week. Pretty … [Read more...]

Living your life in 2 hr block

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There was a remake of Battlestar Galactica. It's a sci fi show about how a group of humans was attacked by a race of robots that they had created (it's a long story) called cylons. Only a few ships made it off the planet and they are wandering in deep space being pursued by the cylons. The attacks on the cylons are relentless, because every 33 mins, they will find out the location of the entire … [Read more...]

Allocating edu-chest resources

I have done some additional thinking after my two posts on the Skillsfuture Qualification Award and the Post-Secondary Education Account. These are resources for us to utilize, to upgrade ourselves in the face of even greater uncertainty in the job market. Besides the SkillsFuture credit, I have found other resources which could be used as well. As a whole, this pool of resources could be … [Read more...]

Monday Musings

Life! Monday feature I like the Life! feature story that comes out every Monday, typically featuring someone that has achieved a certain measure of success in her life, doused with nuggets of wisdom and reasons behind that success, including her motivations and background. Today's article is about the founder of The Projector, an indie film lifestyle operatorship based out of the top levels … [Read more...]

Having the right people around you

I just realised my past few posts have been about our investment transactions, dividend income and interest income for the month of Feb 2017. I decided against writing a net worth post this time round since I just about had enough of reporting on another financial status update for the month of Feb 2017. Might be a good idea to space them out and mix them up with other types of posts so I don’t … [Read more...]

Captain Fantastic

Was introduced to this show by a close buddy of mine. And it was totally fantastic. It basically revolves around an American family led by a Dad that has a contrarian approach to life and raising his six children. Instead of going through the public education system, Dad has decided that the best way to raise his kids would be to foster education through both experiential and textbook … [Read more...]

Man’s search for meaning

When I first started out in the work force more than 8 years ago, I came across the aforementioned statement but did not really pay much heed to that.   Goals back then were pretty simple and revolved largely around trying to get as far up the learning curve as possible and grab on to those handrails on the gravy train without getting flung off. I shudder at the thought off getting thrown off a … [Read more...]

Old news that made me go hmmm last week

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I am not a very up-to-date kind of guy. Sometimes I stumble across some very old facts that I did not know about before (and that have nothing to do with investing). Like this one: The condor uses the least energy to move a kilometer of all species. So far so good. That sounds reasonable. The source being a study published by Scientific American in March 1973 (= good excuse for not having … [Read more...]

Random thoughts: The sense of urgency as a student

Time flies, as much as I enjoy my semi-retirement life as a student, (Stressfree at full pay, how cool is that?)it is almost at half way point. It is quite a hectic schedule, but stress-free, makes hell a lot of difference.   I felt an urgency to really read as much as possible, talk to people as much as possible and prepare as much as possible before I go back to school, because I am aware, … [Read more...]

My notes on Tools of Titans

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I just finished the big tome of a book, titled "Tools of Titans" by Tim Ferriss. If you're into self help books, you cannot avoid reading his books. This book is a series of summary from all his 200+ podcasts (each 2 hrs+ long) condensed into one big compendium, divided into 3 broad sections of health, wealth and wise. As a financial blogger, you might think I'll dive straight into the wealth … [Read more...]

What I learnt from 14 years of tutoring

I was filling up some forms for baby bonus and all the other paper work, when I realised that I had worked as a tutor for 14 years! That represents so much of my life, so I think I should reflect and think about some of the things I've seen and learnt from my students and their relationships with their parents and school in general. It'll be a good thing to do less of the wrong stuff and do more … [Read more...]

Sadly there might be four more less happy people in Singapore soon

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Most of us think that if we win the first prize in a lottery we’ll be happy forever. A few days ago four fellow inhabitants of Singapore won the TOTO Hongbao draw bagging about S$3 Million each.  Soon they will find out first hand whether our forecast is true or not. The research on happiness after striking it big in the lottery suggests that not only is it not true, but if anything, lottery … [Read more...]

Random thoughts: My biggest takeaway as a student

My mental model. Not the slogan shouting type of positive attitude etc. it's my understanding and analysis lens. I now see issues in 2 ways: the pendulum and the ice-berge. Pendulum It's easier to see the faults or weaknesses of current situation. But we sometime forget the trade-off when we swing the other side. Anything extreme is not good. But it is important to know where we … [Read more...]

Her motherhood journey – Part 2

This is the second part of our pregnancy journey. The first part is from my perspective as a father to be, titled aptly My fatherhood journey. This is wholly the work of my wife, who had taken time in between rest and her care duties to our son, to write out her reflections to chronicle this milestone event. After reading for the first time in order to post this, I feel that I need to provide a … [Read more...]

My financial goals to make the most out of 2017

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It’s a new year again. How has 2016 been for you? As we begin the new year, it is time to reflect on my goals for 2016. Here are some goals I set for 2016: Advancing in my career  In 2016, I wanted to advance in my career after being in the same job for the past 6 years. I figured that if I continued to stay on, there wouldn’t be much progression. I also wanted to go into another industry … [Read more...]

What I Learnt From 4 Weeks Of Personal Training

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I’ll let you in on an embarrassing secret. Last year, I really wanted to build some muscle and “get fit”. I was too cheap to pay for a personal trainer, so I got hold of a copy of the Bikini Body Guide (BBG). As you can tell from the name, it’s a self-run fitness program. For ladies. I tried the first session and almost died. Somehow, I managed to stumble through 6 weeks of hell training, … [Read more...]