Hello, Bye Bye

When I started working, I realised that how most friendships in the workplace don't really last very long.While you are working together, you eat together, suffer together, get angry with one another. You enter the office and sit around people who might or might not talk to you for days or even weeks. Some of them you might have lunch with. Others, they are just acquaintances. Then people come … [Read more...]

do we have choices?

i do not know whether other consumers have had our experience when eating out during the current holiday season but this is our experience today. while in-between the traditional visitation to our relatives' homes, we stopped by to have our lunch at the neighbourhood coffee shop. perhaps or perhaps not surprisingly, we had to pay a 'surcharge' levied on our drinks and fish ball noodles (not … [Read more...]

Try beating my high score!

I don't know what the fuzz is about the infocomm thingy, but it sounds like a great buzz is generating on the social media. I'm rather attracted by their graphic designs so I clicked in and went around to check it out. You can go in and take a look around at what's on offer..I think there's a scholarship for those who are interested in pursuing a career in it. What's interesting is that you can … [Read more...]

Food for thought

I came across this wonderful quote by Mae West. I thought I should share it with everyone. It captures the spirit of not shortchanging yourself and living a life to the highest potential. What is considered 'right' is different for everyone, but I think the best way to find out if something is 'right' is to consider whether you'll regret how you live your life and the decisions that you've made. … [Read more...]

Excuse Me, Are You A MBA?

‘Don’t judge a book by it’s cover‘, the old saying goes. Now, we have to add another – ‘Don’t judge a man by his titles‘. In the 21st Jan 2011 edition of The Straits Times (Insurance agents’ body sued for offering dud degree), it was reported that a financial adviser has sued an professional body for offering a MBA from a non-recognized university. Kudos to the man who has stopped mentioning the … [Read more...]

Reading and Mind Flip

Just for Laugh ... I believe many of us may have spend some time reading books and articles related to personal finance, motivation, trading and investment, etc. We don't read such books or articles for fun. Right? We might be looking for some good and useful ideas presented by the authors and we even want to try out these ideas on ourselves to see whether the ideas works for … [Read more...]

Trust and integrity

Hi Mr. Tan Heard about this, but don't know how true is the report. There is a brokerage remiser whose clients defaulted on $1m stock losses, remiser could not pay, so his firm sued him for $2m. The incident happened during the recent financial crisis 2008. This means the poor remiser has to pay $1m in interests within a span of two years. Owing to lack of consumer protection here in … [Read more...]

Being the right person at the right place at the right time

In life, it's often not enough to be at the right place and at the right time. You also have to be the right person, at the right place at the right time. You'll hear people lamenting that if only I'm born earlier, I would have bought this piece of landed property at cheap and after 20 years, I'll become a millionaire because of the property appreciation. But seriously, if you're not the right … [Read more...]

The Art of Non-conformity by Chris Guillebeau

I have always been a fan of Chris Guillebeau’s ideas. He is one inspiring globe traveller who shares his philosophy of life and tries to wake people up from sleepwalking. He published this book after his successful blog and it is an easy and provocative read for most people. Below would be some highlights and summary of the book. The problem with conformity He mentioned that most of us … [Read more...]

Don’t think out of the box

We've seen this advice all the time to think out of the box. However, we've been in the box for so long throughout our entire lives, specializing in what we do best. Now, didn't the great investor Warren Buffett said that we should focus within our circle of competence and don't stray too far from it? I don't think there's much difference between a circle and a square when we're talking about such … [Read more...]

My reading list 2010

Since the year 2010 is over, I thought it's a good idea to review the books that I've read. Here are the list: 1. Have Spacesuit Will Travel - Robert A. Heinlein 2. World War Z - Max Brooks 3. The zombie survival guide - Max Brooks 4. Helmet for my pillow - Rober Leckie 5. Glory Road - Robert A. Heinlein 6. Stranger in a strange land - Robert A. Heinlein 7. The cartoon introduction to … [Read more...]

How to pick the most successful person from your graduating class?

As I was added more friends to my facebook account, I was rather shocked and surprised to see some of my friends in different era of my life doing something totally unexpected. I'm sure some of you had this kind of thinking whenever you go for those class reunion. I think the earlier on in life, the bigger will be the shock factor. You might have known this friend of yours in primary school who is … [Read more...]

optimum time management

this year will probably prove to be the most challenging for me in all of my time in the financial industry. and because God is fair and everyone of us, whatever our status, is alloted the same 24 hours a day to arrange/accomplish our daily schedules. and that's precisely the issue because no one can claim to have lesser or more time in any given day/night. and that's why time management is … [Read more...]

Repugnant resolution 2011

Today is a brand new year with an auspicious date - 1st Jan 2011 - 010111! Since almost everyone in the blogosphere is doing their resolution for the new year, I thought I should join in the bandwagon and do the same thing, but with a twist! I'll come up with naughty things that I should do for the new year :) Now, whoever says that new year resolution have to be nice and goody two shoes?! 1. Be … [Read more...]

Psoriasis, Investing, Blogging and thoughts for 2011

I really don’t like to come up with this post but I guess it might be easier this year. Work have been hectic in a way I think most people would think its not, but for me it is enough. This year have been a year where I muddle through and at the end of the year I really don’t know if I have achieve anything work wise. I realize one thing is that I really can’t concentrate that … [Read more...]

Don’t take things for granted

** "BIAS" is a special feature in my blog where I get to say whatever I want with scant regards for your feelings. I'm not politically correct in this feature, so go ahead, judge me." A dear friend of mine just broke up with her long time girlfriend. When I asked him about his feelings regarding this unexpected event, he just advised me not to take things for granted in a … [Read more...]

Goals for 2011 – Part 2

After setting my first set of goals, I felt that I would like to achieve more. Hence, I decided to set 4 more goals here and round it to 10 goals for 2011!: #7 – I read 30 minutes everyday. Why? I learned a lot by reading books. I also get lots of inspiration from reading. It keeps me going and motivated. It also provide topics to share on this blog. Hence, I should develop a habit to read … [Read more...]

Psyching myself for 2011

One of the good point about being a self employed tutor is that you can control the amount of work that you do in order to control the amount of income that you earn. This in turns affects the amount of savings you can feasibly achieve, especially after you've kept track of your expenses and know approximately your savings ratio. I can imagine being an employed worker who wants to increase his … [Read more...]

Financial Resolutions for 2011

The time of the year has come again for us to take stock of our lives and look back on what had transpired in the past year. As I celebrate Christmas and the upcoming New Year, I am reminded of my financial commitments and my promise to steer myself towards financial freedom. 2010 has been a somewhat turbulent year for me in terms of my personal life (I will not elaborate), and my finances have … [Read more...]