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no ifs or butts about this health alert

no ifs or butts about this health alert

in a health alert issued by the us health and nutrition examination survey* involving 4,757 adults in the united states and which was published in the european heart journal last month, determined that sitting down for too long is bad - regardless of whether the...

Distribution of CPF monies on death

Distribution of CPF monies on death

As I was helping with my client’s death claim recently, I got to recap on some of the issues arising from CPF monies on death. I was surprised that many people had so many different versions on how CPF monies are distributed upon death. The...

Hello, Bye Bye

Hello, Bye Bye

When I started working, I realised that how most friendships in the workplace don't really last very long.While you are working together, you eat together, suffer together, get angry with one another. You enter the office and sit around people who might or might not...

Pedestrian scam – is this real or fabricated?

Pedestrian scam – is this real or fabricated?

Received this e-mail. With so much foreign workers in Singapore (some from the villages - having spent a fortune to come and work here), many will try to make money from unsuspecting Singaporeans and the insurance companies. Is this real or fabricated? Hi my dear...

Is US heavily in debt?

Is US heavily in debt?

The current perception is that US is taking on too much debt, an amount that it may not be able to repay. Kenneth Fisher suggested we should not blindly follow the general perception, and we should investigate to find the truth. Just like personal finance, we...

Is life insurance good or bad?

Is life insurance good or bad?

Life insurance is inherently good. It allows people to pool the risk of premature death and to save for their future needs. It becomes bad when insurance companies and agents takes away too much of the accumulated savings (i.e. as much as 50%) to pay for expenses and...

High cost of motor repair

High cost of motor repair

Dear Kin Lian, I got involved recently in a minor accident with an SMRT taxi. It was my fault as I followed too closely from behind and bumped into the back light of the old taxi. The resulting damage was a hole in the plastic of a back light. I agreed to pay for the...

Growth fund vs STI ETF

Growth fund vs STI ETF

Dear Mr Tan KL, I would like to ask your advise on a good investment strategy for my CPF special account, since the money is for the long term. Is there a safer product that gives a better return than the 4-5%) offered by CPF? Would you consider NTUC Income's Gowth...

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