Latest Articles

Is The Customer Always Right?

Is The Customer Always Right?

Yesterday, I learnt another real life lesson which I hope will NEVER ever occur again in terms of meeting or exceeding my client's expectations. A client and fellow church member (for the record, I knew him before I knew he was worshipping in our church) wished to...

Passive Investing Versus Active Investing

Passive Investing Versus Active Investing

As one grows older, one’s financial needs change and evolve. Many financial experts and planners have advocated different allocations for one’s funds according to one’s age bracket, and this post is to discuss the options available to one as one ages and nears...

Price Earnings and Payback in Years

Price Earnings and Payback in Years

Another way to think about the all powderful Price Earnings Ratio is to think of it as Payback in Years. Ok, here's the expraination: Price Earnings = Price / Earnings Say if a stock earns 5c per share and you are paying $1 for it, how many years would it take for you...

Q: HDB Outstanding Loan vs CPF

Q: HDB Outstanding Loan vs CPF

This is the first time that I received a query on personal finance issues from a reader. I'm pretty 'shocked' actually because I am not a qualified financial adviser but the average Joe facing the same day to day financial problems like man on the street. The reader...

The Hard and Soft Commodities

The Hard and Soft Commodities

In my investment portfolio for my clients, I'd allocated around 10%-20% towards commodities funds. In theory, Commodities are supposed to be able to hedge against inflation and provide some sort of diversification from Equities and Bonds. Some commodities funds gain...

Reflections

Reflections

I know I've not been blogging for some time, so here's my feeble attempt to do that. Blogging has always been a reflection of myself. Though I've not been writing, I've always been reflecting. So, maybe this blog article will just log in some of the things that I've...

Traders and Investors

Traders and Investors

Just like to share my own definition of traders and investors that I thought about recently... First let's start with Ben Graham's definition of investors and speculators. Graham first stated that an investment operation is one which, upon thorough analysis, promises...

Like us on Facebook

Follow us on Twitter


Share This