Latest Articles

Earnings from a Shield Plan

Earnings from a Shield Plan

I am quite disappointed when someone wrote in his blog as if agents are unethical by selling Shield Plans. I like to be transparent as of how much I will earn from a Shield Plan to illustrate that no adviser of sound mind will wants to be unethical using Shield Plans....

Good Businesses to Own

Good Businesses to Own

There are businesses and there are businesses. Some companies just cannot generate good enough returns for shareholders not because management sucks or there’s too much competition. It’s the business model that’s flawed. Usually, it’s the high capex ie very high...

Panzer Equity Trading Rules of Thumb

Panzer Equity Trading Rules of Thumb

Many of us who are working our way towards financial freedom also engage in the frequent occasional bout of speculative activity of buying/selling shares and selling/buying intra-day or within a few days. This type of activity comes with risks and rewards. The risks...

The Revival in IPOs

The Revival in IPOs

It’s been quite some time since I’ve blogged about Initial Public Offerings (i.e. IPO), with my last post on this being dated April 2009 and the previous one was more than 2 years ago in August 2007! Over this time, I have learnt a lot more about the nature of IPO and...

Jason Marine IPO

Jason Marine IPO

I seldom blog about IPO as I have never made money from it. Usually company owners who want to sell their business will weave a compelling story to entice people to invest. If I own a company that is really profitable, I would need an offer that I can't resist before...

The Importance of Monitoring

The Importance of Monitoring

I guess I cannot emphasize this more - but monitoring is one of the aspects of investing which an astute and dedicated investor CANNOT miss out on (the caps are intentional to highlight the significance of this activity). By "monitoring", I mean not just monitoring...

Child Education: When to start and for how much

Child Education: When to start and for how much

I was reading the papers today when I came across a very interesting article ("Should pre-schools be nationalised"? The Straits Times, 10/10/2009, Pg A38). The poignant point which was raised in that piece was the glaring disparity of childcare cost in Singapore. The...

DBS 1% Unit Trust Sales Charge

DBS 1% Unit Trust Sales Charge

DBS Unit Trust Sales Charge has been publicized widely recently on papers. This is 50% cheaper compared to the 2% charge by online portals and financial advisors. Moreover, financial advisors, especially independent ones quote a wrap fee that demands their clients to...

A Review of Past Divestments

A Review of Past Divestments

I had mentioned in one of my previous posts about reviewing past divestments in order to ascertain if they were indeed good choices or bad decisions. This is because the measure of an investor is not only in the performance of the companies he currently owns, but also...

Pre-existing Illnesses – Shield Plans(2)

Pre-existing Illnesses – Shield Plans(2)

The most common exlusion in Health Insurance is a "Pre-existing condition" exclusion. This exclusion means that any illness or disability that you have, or have had, when you sign up for the plan will not be covered. We have to also bear in mind that the definition of...

Like us on Facebook

Follow us on Twitter


Share This