No Matter How Much You Earn, If you Spend Too Much, You Cannot Retire
There is a large number of Singaporeans that are high income. They are those who start businesses, the corporate high flyers in thriving industries, the ones who worked the Singapore school systems who eventually got into good secure government jobs. They earn upwards...
The Real Incentive Behind Achieving Financial Independence
I've written two themes about financial independence this year and they are both about passive income. You can refer to the link here and here. The allure of being able to have no worries about money is the main attraction of financial independence and you can quickly...
Cory Diary : Dividends Aug’17
As most dividends announced coming to an end this month, I have tabled my dividends taken YTD. This has hit $30,828. Half from Reits. I did not compute how much I will get by year end but I would think $40 K will be a good number. Since I last blogged about some of my...
Do not do this if you want to remain friends with someone
Have you ever lent someone money? I have. Twice in my life. The first time was $15,000 and the others was $4,000 to two different people. On both occasions, once I hit the transfer button, I regretted it immediately. I don't know why I didn't learn my lesson after the...
11 Things In Singapore You Shouldn’t Pay For But Probably Are
Stop overpaying for things you can get for free! Singapore has been rated as one of the most expensive countries in the world, but many Singaporeans still spend money on things that they can get for free. While some are no-brainers, many people still pay a hefty sum...
GSS Energy dived 31% since 29 Mar 17. What gives? (18 Aug 17)
Since my write-up on GSS Energy (“GSS”) dated 28 Nov 2016 (see HERE), GSS’ share price has surged 154% from $0.078 on 28 Nov 2016 to an intraday high of $0.198 on 29 Mar 2017. It has subsequently dived 31% to close $0.137 on 18 Aug 2017. For chartists who monitor GSS,...
Moya Holdings Asia Limited – 4 Things You Need to Know Now
Moya Holdings Asia Limited is a stock that has come out of nowhere and has won many investors’ hearts. Just look at the chart below. The stock was trading at SGD 0.029 on 18 Feb 2016, on 18 Aug 2017, the stock price was SGD 0.107. That is an almost 270% increase...
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Save with CPF or Save with Fixed Deposits?
This post will contain a tip on how to increase your CPF returns, namely in the form of interest.One way to earn more interest from CPF is to transfer your extra money, into your CPF Special Account.The choice between CPF or Fixed Deposits is determined by how much...
How To Survive On $500/Month In Singapore
Is it really possible in Singapore? Back when we were students, we largely survived on a shoestring budget, relying on funds from our families, student loans or even part-time jobs. When we graduate and start working, we start to lose control of our spending. Here are...
Claiming your SkillsFuture Credit
As requested by Sy in my previous post, here are the steps I took to claim my SkillsFuture Credit. Depending on who your course provider is and how they handle claims (either you pay first and they reimburse you later or the government pays the training provider...
How to send $165,000,000 USD in 2 minutes for $0.67 USD
Send $100+ MM Fee < $1#bitcoin pic.twitter.com/293q2w3a4X — Alena Vranova (@AlenaSatoshi) August 16, 2017 Bitcoins, that's how. A friend showed me this link and my jaw just dropped. And of course, you should not just trust, but also verify. Thank god we have the...
Jul 2017 Trading
July, I had a bad start with a few huge losing trades. But I am glad to say that I can reverse it to be a small loss. But overall for the month of Jul, it was a negative month for me :( Let's see what I can do in Aug :) Period $ Profit/Loss % profit/loss Capital...
Is early critical illness insurance necessary?
I have blogged about the importance of having critical illness insurance before and because I get questions from readers now and then on whether early critical illness insurance is essential, I decided I should blog about it. Please bear in mind that this is just my...
There's no good excuse to be poor
I did a post close to this previously. It's been over 3 years since that post and many things have changed. Namely... Uber/Grab has given more opportunity for many people.I'll define this properly first. There is a difference between reason and excuse.To me, an...
Bukit Sembawang Estates Limited – What really matters in a Stock?
“Bukit Sembawang Estates Limited, an investment holding company, engages in the property development, investment, and other property-related activities primarily in Singapore. It operates through two segments, Property Development and Investment Holding. The company...
Highlights of High-Yielding Billionaire Stocks
There are 37 primary-listed stocks on SGX with a market capitalisation of above S$1 billion and dividend yields above 4%. These stocks averaged a total YTD return of 19.1% and a yield of 6.1%. Of the 37 stocks, the five best performers in the YTD were Hi-P...
IS STOCKS MARKETS MELTDOWN COMING?
[embedded content] Dear readers, are stocks markets correcting? Is stocks markets meltdown on the cards?...
Can you make a meal for $1 in Singapore?
Some of us may have read about Elon Musk and when he was young, he was reportedly able to spend $2 per day on food. So I was thinking, is something like this possible in Singapore? Cos many people are always complaining of how expensive things are and that Singapore...
OCBC SECURITIES A MAJOR SHAREHOLDER IN THIS PENNY STOCK
Dear readers, OCBC Securities Private Limited has a 17.21% in this penny stock company, making it the second largest shareholder of the company after the Executive Chairman. Are the above of interest to you: the fact that a financial institution and the top man are...
Deferred Resale Levy
According to Minister for National Development, Lawrence Wong, there were 7900 second-timer households who paid the required resale levy when buying second subsidized flat from the Housing and Development Board (HDB) from 2010 to 2015. Notwithstanding the figure, I...
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