TheFinance.sg

Posted on March 11, 2010 - by Alvin

Your investment capital looks like this

Featured Investing

Everyone has seen how stock charts look like. But have you seen the chart for your investment capital – how your capital rise and fall with time? The way your investment capital moves depend on the type of investor. I have heavily generalised 3 kinds of charts for the Buy-and-Hold investor, Trader and the Clueless investor. This is important because all of us would always monitor our capital time to time to see if it has grown. By doing this, we subject our happiness to it’s rise and dejection to it’s fall. And whether we still have the tenacity to continue investing when we feel dejected. The end point maybe the same, but the journey can be very different. Find out which of the capital movement chart you prefer and you can find out the type of investor best suits you.

The Buy-and-Hold Investor

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Posted on March 6, 2010 - by LatteMoney

Save Money By Asking Yourself 7 Questions Before Making Any Purchase

Personal Finance
Save Money By Asking Yourself 7 Questions Before Making Any Purchase

You will need to be creative in finding ways to reduce your expenses that will not negatively impact your current standard of living.
However, no matter what you need to buy, if you invest time and energy into shopping around for the best possible deals, you will almost always save money. 7 questions you may consider [...]

Posted on March 5, 2010 - by PanzerGrenadier

Reviewing Your Lens Towards Financial Freedom

Personal Finance
Reviewing Your Lens Towards Financial Freedom

This post arises from the gentle prodding of La Papillion (aka Bullythebear) on the state of my personal finance and financial freedom blog posts of late. He commented that I seemed to be busy and the frequency of my posts had gone down.
The reasons for me posting less are several. The most obvious one is [...]

Posted on March 5, 2010 - by Jay

On Financial Freedom

Featured Personal Finance
On Financial Freedom

Just some thoughts on this term “financial freedom” that has become a much coveted goal in life popularized by Robert Kiyosaki in Rich Dad Poor Dad. Btw apparently Kiyosaki was never as rich as he proclaimed. He got rich after selling his book. Well, some of his ideas are refreshing though.
What is the definition of [...]

Posted on March 4, 2010 - by Aaron Lau

Tax Planning (Part 5 of 8)

Personal Finance
Tax Planning (Part 5 of 8)

The objective of tax planning is to arrange transactions to minimize tax legally.
Tax evasion, on the other hand, involves the use of unlawful methods to eliminate tax. It is illegal and punishable by law.
The Basics (Who, What, When, Where, Why, How?)
(1) Who?
Tax residents include:
- A Singapore citizen or permanent resident who resides permanently in Singapore;
- [...]

Posted on March 4, 2010 - by La Papillion

Daring to dream big

Personal Finance
Daring to dream big

After a night of chatting with AK, who is truly inspirational, thoughts began to come to me until I can formulate a 10 yr plan. This plan occurred to me while I was on my way to work this morning. As a ‘big-picture’ kind of plan, it must be simple enough for me to be [...]

Posted on March 4, 2010 - by AK71

Seven steps to creating passive income from the stock market.

Featured Investing
Seven steps to creating passive income from the stock market.

I have made it known to my family and many friends that I aim to create a minimum of $50k in annual passive income from investments in the stock market alone.  Recently, while chatting in the cbox at Bully the Bear, I mentioned this and at least one person was incredulous.  How to achieve this?
Well, to [...]

Posted on March 3, 2010 - by Martin Lee

Existing Medical Insurance Cover and She Didn’t Know

Insurance
Existing Medical Insurance Cover and She Didn’t Know

The other day, I was referred to someone who wanted to get some health (or medical) insurance. According to her, she didn’t have any medical insurance cover and wanted to use some of her Medisave to get an appropriate cover.
This was a fairly straightforward transaction but usually, what I will do is to double check [...]

Posted on March 3, 2010 - by Kay Toh

Make full use of interest free study loan

Featured Personal Finance
Make full use of interest free study loan

If you are or you have kids who will be entering university soon, you should take advantage of the interest free study loan and tuition fee loan and use the funds to invest. The returns that are generated can be used to offset the cost of a university education slightly.
Fresh undergraduates who will be entering [...]

Posted on March 3, 2010 - by Drizzt

Dividend Investing:It matters when you buy the stock

Featured Investing
Dividend Investing:It matters when you buy the stock

A question alot of folks ask about dividend stock is that they aren’t realy defensive when a bear market comes along as the share price will still go down. It would be more worth while to sell then buy back at cheaper price.
What do i think of this kind of move? I am all supportive [...]

Posted on March 2, 2010 - by kevinscully

Sing Holdings 2009 results – no major surprises but company did give update on Laurels….

Shares and Derivatives
Sing Holdings 2009 results – no major surprises but company did give update on Laurels….

Sing Holdings, one of my newer Stock Picks released its 2009 results last Friday. There were no major surprises in the numbers but the company did give an update on its project in Cairnhill – The Laurels”.
2009 results take-aways:
a) revenue in 2009 rose 243.6% to S$71.03mn
b) net profit was S$7.24mn up 426.6% from 2008 with [...]

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Active Trading

Success rate of 75% for the month of February 2010

259 pips profit was generated for the month of February 2010. 12 trades were executed: 9 trades won and 3 trades lost. This results in a Success rate of 75%!
If you are trading 1 full contract (100,000) per trade, your profit for 259 pips will be around US$2590.
Here are the details of my trades:
1. [...]

Active Trading Featured

Lessons Learnt as a Trader (so far)

It’s only been almost 2 years since I began trading and I must say I am still learning how to trade. I have summarized the lessons learnt so far in my trading journey:
Be patient and wait for the best opportunity to place a trade
Trading is really a patient game. It is not as quick as I imagined in the first [...]

Active Trading

329 pips profit was generated for the 1ST 3 Weeks of February 2010

329 pips profit was generated for the 1ST 3 Weeks of February 2010. 11 trades were executed: 9 trades won and 2 trades lost. This results in a Success rate of 81.82%!
If you are trading 1 full contract (100,000) per trade, your profit for 329 pips will be around US$3290.
Here are the details of [...]

Market Review and Trends

STI: Marching in place in March?

TA is not about predicting price movements. TA always presents two possible scenarios. To most people, this immediately means it’s as good as not saying anything. Well, if we had a tool that could tell us if a security was definitely moving up or down, …………..; you fill in the blanks.
Then, why [...]

Featured Market Review and Trends

Investing Pitfalls In the Year of Metal Tiger

The Year of the Metal Tiger is upon us. Traditionally, the Lunar New Year is a festive period where the Chinese celebrate by giving angpows, buy new stuff after doing a thorough spring cleaning, clear outstanding debts and look forward to bountiful rewards. However, given that the tiger is a ferocious animal, this year is [...]

Market Review and Trends

A rebound or something more lasting?

A reader, CT, posed some questions in response to my post yesterday:
“i was wondering why u would reduce ur exposure at this point in Goldenagri and STI. do u think that there will be another correction soon? or are u just afraid of high volatility? could u expand ur thoughts on that? i ask because [...]

Shares and Derivatives

Healthway Medical: A beautiful symmetry again

On 11 January, I had a post titled “Healthway Medical: A beautiful symmetry.”  In that post, I said: “I am a believer in chart patterns. See how the cup formation troughed at 9.5c and topped out at 14.5c? The target price in case of a breakout of the top of the formation is just a [...]

Shares and Derivatives

First REIT: This one is for keeps

You might have experienced deja vu before. It has happened to me countless times. Psychic? Maybe but sometimes, things just fall into place in the strangest ways.
Today, I received a payment voucher from my broker on income distribution from First REIT. This is not a very glamorous REIT but I count [...]

Shares and Derivatives

Sing Holdings 2009 results – no major surprises but company did give update on Laurels….

Sing Holdings, one of my newer Stock Picks released its 2009 results last Friday. There were no major surprises in the numbers but the company did give an update on its project in Cairnhill – The Laurels”.
2009 results take-aways:
a) revenue in 2009 rose 243.6% to S$71.03mn
b) net profit was S$7.24mn up 426.6% from 2008 with [...]

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