Search Results for: miles

The McDonalds App Strategy Of Earning Miles

Psst. I’m gonna teach you how to get free food at McDonald’s. You ready? You see, I visit McDonald’s at least twice a week to blog. Some people work at Starbucks, others do better at the library, but I get my creative juices flowin at Mickey Ds. They’ve got free wifi, cheap coffee ($2.60 for their premium roast black coffee + unlimited refills is Singapore’s best kept secret), and just enough background noise to work in. I also have a hack that I’ve been using for years to score free or discounted food and drinks at McDonald’s. I’ve used it to...

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2016 Weekly Review – Week 9 [Bear Army defeated. 200K Milestone]

Quite a fair bit of happenings on week 9. Finally a major turning point in the war against the Bear Army.  5 successive days of victory surely defeated the Bear Army…… There was no more Bear troops in my territory since Wednesday.  My portfolio turned positive on Wednesday (not counting dividends collected). My total portfolio value jumped more than $10K just this one week and its value crossed 200K for the first time. My worst performing counter is still Keppel Corp, but its unrealized loss has narrowed to 23.3% its invested value after week 9.  HPHT is second worst...

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30-Year HDB Loan? A 5-Years Milestone

How time flies. It has been more than 8 years since I have applied for my HDB apartment and almost 5 years since I have collected the keys. While these are personal milestones, perhaps let me take the chance to show you the grass on the other side. Whether or not you think they are green enough, it is up to you. Shorter Or Longer HDB Loan? It is rather common to hear cases where couples would rush to pay off their HDB loan in 10 years or less, utilizing every single cent of CPF ordinary account. In an alternate...

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150,000 and 180,000 Milestones

I have written a similar post on the 4th day of the Goat Year in February 2015.  At that point in time, the page view on my blog has crossed “100,000” and my total portfolio value has crossed “170,000”. As many of my counters were at or near 52 weeks high then, I thought it would be just be “a piece of cake” crossing 180K. How wrong was I? A mini-bear attack lasting from July to September.  STI retracted more than 20% from 2015’s high.  My troops barely holding the fortress during the Bear Army attack. Finally come October...

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Milestone – 10,000 pageviews. Thank You

Dear Readers   I woke up this morning and had a pleasant surprise. The pageviews for this blog has crossed the 10,000 mark. I thank you very much for the support and constructive comments and feedback which you have provided.   I continue to want to keep this page ad-free as my sole purpose is to help the cause of improving investing education and sharing also my journey to full-time investing and hoping that it may inspire others to do the same.   The recent market gyrations has not been an easy one to navigate. However, I strong believe...

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A “Frequent Flyer Miles” Card For The Masses – The Amex IMAGINE Card and Travel Smart Rewards

In the unending quest to save money on as many expenses as possible, I stumbled upon Travel Smart Rewards a few years back, a “points for miles” (technically it’s “points for kilometers”, since we use the metric system here) scheme where you clock points with your ez-link card by travelling during designated decongesting times in the morning, in order to reduce passenger load on the train. Do take note that this only applies for commutes by train, though. With the points, you can use it to play a “spin the wheel” game to convert the points to cash to be credited to...

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100,000 and 170,000 Milestones

Happy New Year to all! It is a bit late as today is already the 4th day of the Goat Year. But as the saying goes, “better late than never”, wishing all “Huat Ah” in the new year. Yesterday there was a spike of the page views on my blog and the page view counters crossed “100,000”. I started this humble blog as a personal tracking on my investment and also a logbook for my small boat on the journey to Financial Free Kingdom. Thanks everyone for the encouragement and support! On the other front, my stock portfolio values...

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A milestone achieved!

Today, I’m very excited to share that this blog has hit 10,000 page views! I really want to thank all of you who have shown me your constant support. This blog started as a personal tracking for my personal investments but it slowly grew into an enjoyment for me to share my thoughts and findings. This is definitely just the beginning and I look forward to coming up with more research and articles that could be of use to you all! I will keep reading and learning to learn how to extract better insights so as to benefit readers...

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A Small Milestone At A Time – Thank You All!

TGIF! Wish all have a great weekend ahead. After slightly more than 7 months later (since the born of this humble blog), I am pleased to share my excitement in reaching a small milestone i.e. crossing the 100,000 pageviews yesterday! It is not an huge achievement by any standard but it is still something that make me smile ;-) Hence, I like to take this opportunity (post) to thank all who have visited my blog! THANKS! So, what did I do to “celebrate” this small milestone? I think some of you might have guess it, I went to watch a movie called...

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Top 10 Financial Milestones Every Singaporean Should Look Forward To

In a recent study conducted by Nielsen, it was reported that nearly two-thirds of Singaporeans share the optimistic belief of achieving their financial goals in the future. However, we all know life would be a whole lot simpler if survey optimism was an indicator of our financial destiny. The financial expectations and needs of Singaporeans at each stage of their life are variable, and a pro-active approach to managing these goals via a healthy savings and investment portfolio is the singular key to financial survival. We have to remember the fact that one-third of Singaporean respondents still felt that...

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Top 10 Financial Milestones Every Singaporean Should Look Forward To

In a recent study conducted by Nielsen, it was reported that nearly two-thirds of Singaporeans share the optimistic belief of achieving their financial goals in the future. However, we all know life would be a whole lot simpler if survey optimism was an indicator of our financial destiny. The financial expectations and needs of Singaporeans at each stage of their life are variable, and a pro-active approach to managing these goals via a healthy savings and investment portfolio is the singular key to financial survival. We have to remember the fact that one-third of Singaporean respondents still felt that...

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How to Extract Maximum Value From Your KrisFlyer Miles & Subtract Travel Expenses

Despite the immense impact of globalization and hype about a future with ubiquitous connectivity, it’s a pity that air travel is still considered the transport mode of choice for the elite. Yes, affordable air travel is still a distant dream and most wanderlust-inspired bucket lists are left unfulfilled due to the financial burden they can put on one’s lifestyle. For Singaporeans, the budgeting for air travel is an even more unrealistic challenge since they already have their plate full with sky high living costs. Most Singaporeans hold out for promotional periods to make their bookings months in advance to...

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Net Worth Update (May 2014) – $100,000 Milestone !!

Current Net Worth Assets Apr-14 May-14 Change % change Savings Account 1 $7,081.85 $3,100.93 ($3,980.92) -56.21 Savings Account 2 $2,185.46 $2,165.46 ($20.00) -0.92 Savings Account 3 $39,440.36 $41,367.34 $1,926.98 4.89 Stock Holdings $9,860.00 $10,915.00 $1,055.00 10.70 Phillip Money Market Fund $40,105.56 $45,121.11 $5,015.55 12.51 Physical cash $1,000.00 $1,000.00 $0.00 0.00 Market Value Of BTO Flat (to be built in 2016/2017) $750,000.00 $750,000.00 $0.00 Total Assets $849,673.23 $853,669.84 $3,996.61 0.47 Liabilities Home Loan $617,500 $617,500 $0.00 0.00 *Net Worth (including flat to be built in 2016/2017) $232,173.23 $236,169.84 $3,996.61 1.72 Investible Net Worth $99,673.23 $103,669.84 $3,996.61 4.01 Highlights Completed the...

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$250K – First Milestone Target Reached!!

I started out my journey some 4+ years ago and back then I had set out a 10-year projection target for myself. I tried to review them at the every interval of my birthday month to see how I was doing and if the target was overly ambitious. Projection Target Year Year Starting Capital Cumulative Annual Capital Injection  Dividends on Starting Capital Total Yearly Dividend Payout Monthly Passive Income 0 1/9/2012 $100,000.00 $60,000.00 $6,000.00 $6,000.00 $500.00 1 1/9/2013 $166,000.00 $60,000.00 $9,960.00 $13,920.00 $1,160.00 2 1/9/2014 $245,920.00 $60,000.00 $14,755.20 $19,190.40 $1,599.20 3 1/9/2015 $345,030.40 $60,000.00 $20,701.82 $25,453.25 $2,121.10 4 1/9/2016...

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Global Leaders in Islamic Finance: Industry Milestones and Reflection

What is Islamic finance, and how is it different from its conventional counterpart? Why is there a need for it, and how did it all start? Is it only for Muslims? Addressing all these questions is a new book, Global Leaders in Islamic Finance: IndustryMilestones and Reflection. Unlike any other textbooks or technical books on Islamic finance, this book is neither about the finer details of Islamic financial structures nor the intricacies of technical issues challenging the Islamic finance industry. Taking her cue from authors Jack Schwager and John Train, Emmy Abdul Alim has brought together an elite group of...

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