Case Study: What Separates The Winners From the Whiners?

August 10, 2014 by Lionel
One of the coolest things about having a decently-sized email list (we’re almost 2,300-strong now – woot!) is that my Gmail inbox becomes a giant petri dish of different types of readers. I get to hear from people from all walks of life: “regular” executives/entrepreneurs/bloggers/journalists, freeloaders who don’t read my blog and ask me for [...]
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How To Invest Using Exchange Traded Funds (ETF) For Portfolio Diversification

July 17, 2014 by Doctor Wealth Team
When it comes to stock investing, one of the simplest and very effective method is to have a diversified portfolio. A simple way to think of diversification is not to have all your eggs in one basket. For stocks, a basic diversification strategy is to have many different stocks instead of a few. Another is [...]
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MAS Should Consider Removing SIP Rules on ETFs

July 9, 2014 by Doctor Wealth Team
Following the recent article, more Singaporeans turning into investors, there were a record number of new accounts opened in past 12 months. While the number of user have gone up, total stock market turnover for first 6 months actually dropped dramatically by 34% to $136 bil. It seems strange that while there are more investors, [...]
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May 21, 2014 by Little Boy
It’s been awhile since I did my last post. Woohoo, exams are finally over. Yay, FREEDOM :) I will be doing a summary on the difference between Nikko AM STI ETF and SPDR STI ETF. Some people are still confused over these two ETF. I hope my post can bring some enlightenment. Basically, these two [...]
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We are not perfect but we can improve our lives.

April 8, 2014 by AK71
Hi AK, I am also pessimistic, actually. The thing I realised these couple of months is in life things can be unfair or by a stroke luck fate deals a bad set of cards or bad things happen because of my incompetence. However, whatever situation one is in, the cliche of being optimistic that’s sold by [...]
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Why Living In The World’s Most Expensive City Can Be An Advantage

March 9, 2014 by Lionel
A lot of people are complaining about how hard it is to get by in Singapore these days. Maybe it’s because of that EIU report claiming that Singapore is the most expensive city to live in. Maybe it’s the huge surge of unhappiness over the recent transport fare hikes and Whatsapp charges. My Facebook feed [...]
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The best investment advice you never get

February 22, 2014 by Investment Moats
Barry Ritholtz ripped this whole post just in case it went missing from the original site. I thought it’s a good long read so I shared it here. The best bits for me in the article was the tale of Patrick Geddes, a former CFO of Morningstar, which is a mutual fund research house. One [...]

in Categories: Investing

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Gold correction over …

February 19, 2014 by Oldman
After a major correction, gold has lost it’s shine and people have not been talking much about them recently. Most of the people were worried about the tapering, stocks and interest rates, this might be a good opportunity to relook at gold again. In the recent Barron’s Roundtable, gold and gold mining stocks were highlighted [...]

in Categories: Uncategorized

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What’s Good To Invest In “Right Now?”

February 6, 2014 by Lionel
One of the side effects of being a personal finance blogger is that relatives love asking me for financial advice. This Chinese New Year, about 20 uncles and aunties asked me “so what’s good to invest in right now?” in between mouthfuls of prawn rolls and bak kwa. What’s good to invest in “right now”? I [...]
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The Myth of the Successful Money Manager

January 4, 2014 by Lionel
I love to laugh at the fancy ads that fund management companies take out on the MRT. They’ll say things like “Hey, we’re superdamnawesome at knowing our stocks, so don’t worry, let us do the dirty work to invest for you!” But the truth is, “professional” investors like unit trusts (or as Americans call them, [...]
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The first market plunge test for POSB Invest-Saver investors

August 25, 2013 by Investment Moats
Stock market  volatility and market plunges can  be very uncomfortable for first time equity investors. Do remember what you have pre-committed and preserving your brain is more important than your money. It always seem that the banks like to release products at exactly the wrong time. Whether it is guaranteed products at the time when [...]

in Categories: Investing

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POSB Invest Saver, Another Regular Investment Plan

August 24, 2013 by Ivan Guan
The recent launch of OCBC’s Blue Chip Investment Plan (BCIP) has attracted a lot of attention in the market. Financial institutions are more aggressive to accumulate their AUM (asset under management) nowadays as the investment business has suffered since financial crisis. POSB has launched their own POSB Invest Saver Plan, which “Invests in Singapore blue-chip [...]

in Categories: Investing

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The importance of benchmarking your investments against the Effort Free Rate

February 6, 2013 by BigFatPurse
Imagine a world where there are only two investment opportunities. You are first presented with a risk free investment opportunity; your capital is guaranteed, you have absolute faith in the counter party, and there is zero risk of default. This investment promises returns of n % per annum and you are tempted to invest. The [...]

in Categories: Investing

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Passive Investing: The Movie

January 14, 2013 by Lionel
It’s only 2 weeks into 2013 and I’m already swamped! These few weeks are absolutely packed for me, with work guzzling most of my brain fuel, and an upcoming work trip to Beijing. I’m also sticking with my 2013 goal schedule, as well as finding time to work on a free ebook (woot!) that will [...]
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Why a simple low cost portfolio strategy is better in some cases

January 12, 2013 by Investment Moats
This blog discusses more on active management strategies. However, aside from honing and building the skill to manage an active portfolio, identifying individual stocks, when to sell and buy, a simple strategy for the average folk is what I hope to uncover. And in some situations, a passive investing strategy may be more applicable than [...]

in Categories: Investing

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The Great Index Unit Trust Hoax

November 14, 2012 by Lionel
Whenever I check into a hotel, I get really fascinated by just how crazy expensive some of the items in the minibar are. One time when I was on vacation, I felt a little hungry so I lumbered over to the minibar and pulled out a pack of cashew nuts – just the regular kind [...]
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Investors Favor Vanguard’s Low Costs Index and ETF Funds

May 26, 2012 by Investment Moats
Vanguard have come a long way since the 1970s when John C Bogle worked hard to build a financial institution that sells index funds that have ultra low expense ratio. You would have asked if they do not have management fees and expense ratio so low how can they survive? Well, they happen to manage [...]
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STI ETF marks 10-year anniversary and averaged 9.01% annually

April 9, 2012 by BigFatPurse
Received this email excerpt from SGX: The month of April 2012 represents the 10 year birthday for the SPDR® Straits Times Index Exchange Traded Fund (ETF). The SPDR® Straits Times Index ETF is Singapore’s first locally-listed ETF, and also referred to as the streetTRACKS STI ETF. This ETF allows investors to access the broad market [...]
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