EIGHT STOCKS for CHINESE NEW YEAR

Customary for every Chinese New Year, Singapore Stocks Investing will discuss the Singapore stocks which investors can consider for the Chinese New Year. Unlike the stock picks where it comes to a brand new year which are driven by analysts, the stock picks for the Chinese New Year are mostly based on forecasts by Fengshui experts. For this post, let me discuss MY very own take of stocks to … [Read more...]

Infographic – All You Need To Know About HDB Loan And Bank Loan (Guest Post)

home-loan-vs-bank-loan.PNG

Buying a HDB flat for the first time can be an intimidating experience. It’s probably the first big ticket purchase in your life that will take the next couple of decades to pay off, so you’d definitely want to rake in as much savings as you can. Perhaps you have not really thought about what kind of loan to take up. If you don’t already know, you have a choice between taking up a HDB or bank … [Read more...]

Is Freelancing Worth It?

7076-1nlj4ig.jpg

It seems like I am not the only one as more and more millennials are turning to freelancing. As a tutor and budding writer during the past one year or so, I have had my fair share of triumphs and disappointments. So, I thought it would be good for me to share some of my insights so that people pondering on making this switch can have a better understanding of this life before making the … [Read more...]

Cambridge Industrial Trust’s Manager Sold to e-Shang Redwood Limited – What could be the background?

dFlzOUg.png

SGX listed Cambridge Industrial Trust (dividend yield 7.1%) shareholders do take note. The majority shareholders of the manager, managing Cambridge Industrial Trust was finally able to sell their manager to e-Shang Redwood Limited (ESR). nabInvest Capital Partners and CREIM Limited have agreed to sell 80% of their stake in the manager to ESR. Who is ESR? A look up on the internet shows … [Read more...]

SMART Goals Are Sooooo 2016

target-board-300x200.jpg

Ugh, I swear if I read another life-coach blogpost talking about “SMART goals”, I’m going to stab myself in the eye with a plateful of ikan bilis.  Today, SMART is THE cliche of the personal development world. It’s the equivalent of a student ending his essay with, “…And then he realised it was just a dream.” It makes us all roll out eyes. All my life, I’ve been setting SMART goals like “Get a … [Read more...]

CapitaLand Commercial Trust (CCT) FY 2016 Financial Results

Contribution.jpg

CCT released their FY 2016 Financial Results this morning. Seems a strong results for 2016 overall per se. 穷小子 shall touch on some of the key factors. CapitaGreen's contributions is 100% with effect from 01 Sep 2016 Starting off with the much anticipated on CapitaGreen contributions injections to the portfolio. Note that its contributions is 100% only from 01 Sep 2016 onwards, … [Read more...]

Purple cow – transform your business by being remarkable

Other than the 4Ps of Marketing, now we have another P - Purple Cow. I picked up this book last week, but stopped it halfway to read another book - talking to humans. Finished it today, which took me around 5 days. Overall, it's a very light reading. This book is about Marketing, and how do you design, create, market, or promote your product or service in a way that is so remarkable that … [Read more...]

Tools for Titans #40 : Reject the norms of your time.

This segment is about Neil Strauss. He is the author of the pick-up book The Game. If I were to read The Game in my 20s, Neil might have turned out to be my favourite author. Unfortunately, I learnt of his works through mutual friends who experimented with "negging" women with low self-esteem at pickup bars. ( I don't neg women with low self-esteem. My wife, however, is very good at negging men … [Read more...]

It’s not personal, it’s just business!

Here’s a summary of the main points of the book: The Theory Of Business Enterprise. It’s an interesting read and it definitely reflects the direction of our societies today. The video by Ray Dalio sums up the first few chapter of the book. Our entire society is turning into a giant business and everything is getting impersonal. [embedded content] Introductory Veblen’s main points: The … [Read more...]

4 Money Mindsets for My Kids to Grow Up To

Truth be told, I have been arrowed to write this article by the Boss. Left to my own devices, this is territory I would rather avoid. Unfortunately, being the only parent in the team (up till today at least), the least I can do is to pull some weight. Truth be told #2. This article is long overdue. We were supposed to publish it weeks ago. I have lots of excuses for it being so late but I will … [Read more...]

Why Dollar-Cost Averaging is overrated

Happy businessman or manager brags success graph.

Dollar-Cost Average (DCA) is a very popular investing technique and I believe it is probably one of the first few techniques that new investors will come across. With so many books and articles explaining the benefits of DCA, I also think that it is well suited for a lazy investor like me - put in a fix amount every month and let father time do its magic. The returns may not be fantastic but I … [Read more...]

Surbana terminated 50 staff

Temasek Holding’s Surbana Jurong terminated about 50 staff who were deemed as “poor performers”. The layoffs occurred a couple of weeks ago, just before the Chinese New Year. Surbana has stressed that the terminations were not retrenchment exercise. The staff were let go simply because of their poor performances. It is indeed a sad day for Singapore. Some people may argue that many of the … [Read more...]

Dutech Holdings – What Lies Ahead? Part III

47-dutech-holdings-logo.jpg

This is a continuation of the earlier posts: Dutech Holdings – What’s Next? Realize $117k Profit, Hold Or Add More? (Part I) Massive FY16Q4 For Dutech Holdings – Digging Deep To Understand The Impact Of Metric Group Acquisition (Part II) In Part III, I will be sharing mainly on what are the happenings in the industry that would affect Dutech Holdings’ immediate – mid term prospects, as … [Read more...]

The Emergency Fund

In The Bedokian Portfolio, I made a very brief mention about the emergency fund1. I also stated that it is up to you how much your emergency fund should be and it must not be mixed into the Bedokian Portfolio's cash component. One of the questions that I had was how to build this emergency fund in the first place. I did not cover this part in the ebook as this issue is more of a personal … [Read more...]

The Long Sunset for Oil Rig Demand?

20170117-Rig-Orders-1975-to-2016.png

Different industry have different length of business cycle. I can still remember one acquaintance of mine observe closely that the shipping up cycle usually takes place 4 years and down cycle 2 years. He may not be wrong, but in recent times, the shipping supply was so out of wack that the downturn lasted longer than normal. The global slowdown and  challenging economic situation does not … [Read more...]

Tools for Titans #39 : Gut Investing.

At least according to Tim Ferriss, Kevin Rose is the best stock picker in the start-up world. Compared to the other sections of the book, this section ranks as one of the more important ones for the investing public. When it comes to start-up investing, most value investors who need to look at accounting statements would be quickly rendered impotent because may startups are hardly profitable … [Read more...]

Can’t Get BTO Flat? What Are The Other Options Available?

Applying for a BTO may not be as easy as it seems with many couples trying many times and still can't get the flat they want. BTO stands for Build To Order where the government will launch new flats every 3 months for couples to try their luck in getting one of the units. The November 2016 BTO was especially hot with good areas such as Bedok, Kallang and Bidadari (Toa Payoh). All these locations … [Read more...]

The 15HWW Permanent Portfolio Is LIVE!

I talked about the principles behind this portfolio almost a year back (over here) but it took me almost a year to build up this portfolio to $150,000 worth of value. I am officially tracking it from 1 Jan this year. And this is not a hypothetical tracker since I am putting real money (a significant chunk of my wealth) inside it. The $150,000 is split into 5 assets which makes it about … [Read more...]

My la la land

23986784766_0763d992e1_k.jpg

It's the start of the year yet I have reached my mid life crisis. Or rather, a mid career crisis although I have only been working for 7.5 years. Yep, don't laugh. I am very clear of my end goal, which is to be financially free. To get to the goal, I will need my own business and get out of the rat race. I can keep on climbing the corporate ladder but my personal time with family will be … [Read more...]

How to retire in 10 years

You may have came across this article in today’s The Business Times ,,, an interesting article in searching of “ The Freedom formula “ for early retirement . The big word “ R”  or retirement is very subjective and one may not want to retire if he/she really enjoying the works and some may want to retire earlier to pursue their dreams and passion . Here is another article on “ 10 good reasons … [Read more...]