The National Day Rally (‘NDR’) has often been dubbed the year most important political message in Singapore’s calendar. Unsurprisingly, Heartland Boy had his ears peeled to the English version of the 2018 NDR that took place at ITE College Central on 19 August 2018. Afterall, he considers himself a mini current affairs geek. Topics spoken had a central theme of rising cost of living. One topic that many have a vested interest in, or at least 80% of the population that are living in HDB flats, is that of decaying HDB leases. It all started with a timely reminder from the Minister for National Development that once the leases of HDB flats run out, they will be returned to HDB at zero value. This came as a rude shock as most HDB owners were relying on their HDB flats to provide some form of retirement value. Therefore, if …