By: Adrian Khiat I talked to a group of retirees in a coffeeshop recently when I meet up with one of my annuitant client. We discussed about having a fruitful retirement life and how we manage money during this period. They are around 60 yrs old and in the early stage of their retirement life. They are enjoying themselves by having frequent coffee sessions with friends and lots of fun with their grandchildren. They spend time watching the stock market and going for holiday with their family once or twice a year. Being a Financial Planner, I naturally started probing into how they manage their finance. From the conversation, I managed to draw some points and I started to get worried for them as we discussed further. So what are my points and worries? Read more...