Personal Finance
Conversation with a retired teacher
By Akhiat  •  May 3, 2008
By: Adrian Khiat I met a retired teacher this afternoon and we chatted over a cup of tea. We discussed about leading a meaningful retirement and about how many young people like us find it hard to save adequately. After complaining that people of our generation find it hard to save, he began to share his concept of savings that he adopts since he was a boy. What are his concepts? 1) The concept of "70-20-10" salary allocation * Ever since he get an allowance from his parents as a young boy, he allocates his allowance strictly according to the 3 numbers. Read more...
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By Akhiat
Adrian entered the Financial Advisory Industry in Feb'03 after years in the Shipping and Logistics Arena. He joined the industry with a strong belief that the public need better advice in their financial plan. "It is a big challenge to me till today because I am not a natural Sales Person. However I want to remove public's perception that Financial Adviser are all Salespeople. It is a professional job that deserve more respect. I want to impart my methodology, skills and knowledge to help you improve your Financial Health and to share health tips to improve your Physical Health."

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