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Early Payout Critical Illness – NTUC VIVOCARE
By eemin.the.ifa  •  October 2, 2011
NTUC Income has launched VIVOCARE since 19 Aug 2011.

It is a plan targeted at the whole spectrum of Critical Illnesses; from EARLY stage to Intermediate and finally, Advanced stage. This means early stage CANCER or carcinoma in situ will be covered, in addition to early stage definitions of other Critical Illnesses.


Key Features

1.   Early Stage Critical Illness– 50% payout (capped @75K) +bonus

2.   Intermediate Stage CI– up to 100% payout (capped @150K) +bonus

3.   Advanced Stage CI – payout of any remaining sum assured + bonus

4.    Special Dread Disease benefit

a.        20% payout, capped at $30,000 for following

                              i.            Angioplasty (heart stent/balloon)

                             ii.            Severe Rheumatoid Arthritis

                            iii.            Diabetic Complications

                            iv.            Severe Osteoporosis

b.      Claim of Special benefit does NOT reduce Sum Assured.

5.   Death Benefit – 300% of basic sum assured less off any ...

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By eemin.the.ifa
Ee Min is a licensed Independent Financial Adviser representative of Financial Alliance Pte Ltd. He hold the professional qualification of AFP and am a member of FPAS. Contributing to this blog stems from his passion to help others get actively involved in their own financial planning. Read his story here.
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