It is a plan targeted at the whole spectrum of Critical Illnesses; from EARLY stage to Intermediate and finally, Advanced stage. This means early stage CANCER or carcinoma in situ will be covered, in addition to early stage definitions of other Critical Illnesses.
Key Features
1. Early Stage Critical Illness– 50% payout (capped @75K) +bonus
2. Intermediate Stage CI– up to 100% payout (capped @150K) +bonus
3. Advanced Stage CI – payout of any remaining sum assured + bonus
4. Special Dread Disease benefit
a. 20% payout, capped at $30,000 for following
i. Angioplasty (heart stent/balloon)
ii. Severe Rheumatoid Arthritis
iii. Diabetic Complications
iv. Severe Osteoporosis
b. Claim of Special benefit does NOT reduce Sum Assured.
5. Death Benefit – 300% of basic sum assured less off any ...