HSBC Early Critical Care was launched in early March 2012.
It is a pure term insurance protection focussed on early stage critical illness claims.
Plan highlights
- 100% term protection (standalone plan)
- Covers 90 medical conditions across wide scope and severity of critical illnesses.
- 100% payout of Sum Assured at all stages, subject to caps: $75,000 at Early and $150,000 at Intermediate Stages.
- Special CI benefit for Dengue Haemorrhagic Fever, Diabetic Retinopathy, Osteoporosis, Severe Rheumatoid Arthritis. Each payout 20% of sum assured, cap $25,000 for each claim.
- Angioplasty (heart stent/balloon) payout is 10% of sum assured, cap $25,000.
- Coverage term: to age 65 or 85.
- Max sum assured: SGD 1,000,000.00 (min SA: SGD 50,000)
- Premium Waiver till end of policy in event of early/intermediate CI claim.
Special CI payout is in addition to the plan's sum assured. So in theory, it may ......
