I always like to browse through some of my fellow blogger's postings. I find many of their postings informative, useful and at times, engaging. In fact, some of their work help to shape my current philosophy on life, personal developments and investments. I am just so glad to have embarked on this learning journey because it just keep making me become a better person.

One of my favorite blogs is Janny Cole's "How to be Rich, Happy and Free from Scams". One unique aspect of her postings is that she covered both United States and Singapore financial tips and news. In her latest posting, I learned something new again and that is the difference between miser and smart spender. I agreed with her wholeheartedly that time is money and that if your hourly income is more than what you would pay for someone to do the household chores, then hiring ......