For many Singaporean investors, the content of this article will come across as highly offensive. But recent happening in local stock market warrants a reality check for many Singaporeans. The hard truth is, most Singaporeans don't know how to invest in stocks. In fact, many Singaporeans don't even know exactly what is investment all about. Last Friday, I read an article from The Straits Times that an investor has lost $120,000 of his retirement funds trading in the Blumont shares. He was still in a shell shock state because the value of his shares is now worth only $5,850. He lamented that "I'm one of many saddened and disheartened investors who will have to live with this painful memory for a long time," 

Even though Singaporeans in general are highly educated, many still lack of "FQ", commonly known as Financial Quotient. So what this means is that they can be ...