Uncle8888 has been probing those white-hair Zebras around in his office; but his probing results didn't show that experience with past market cycles made us wiser and profitable. Once we were badly burnt; we are likely to chop our fingers and stay away from the market. He is 55+. He couldn't meet his CPF Minimum Sum so his 5-Rm HDB flat was automatically pledged. He confessed he lost heavily during AFC and especially in CLOB saga. He still remember those days of just watching TeleText and made easy money doing active contra trading. One particular stock, he could remember so well - Van Horst. (Oldies may know this stock). He "contra-ed" for seven times in one week and made lots of money. In pre-AFC days, CPF members could draw out their profits to spend; but losses were retained in their CPF investment account. This was how CPF members hold on their ......