It’s not so easy to be active in the stock market. Because when people I meet learn that I make my money predominantly from the abundant stock market, they—more often than not—flood me with questions on my prediction of the future trends and also, to share one ‘hot tip’. I have to say that the latter—the sharing of the one ‘hot tip’—is easier to comply: I simply don’t give out tips! Not because I am egoistic, or that I am reluctant to share my knowledge, in truth, it’s because of these practical reasons:

1) I neither know their risk tolerance, nor their investment horizon, nor their emotional state, nor their fundamental financial situation, nor…  you get the point, don’t you?  One size definitely does not fit all, no matter what H&M tries to tell us with their “One Size fits All Socks” (they are too small for me anyway).

2) Even if the ‘tip’ was right for them, can I guarantee that I ...

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