Most couples would apply for a BTO flat as a first step to setting up their own family. However, some of us would be buying resale flats as we want a better location or we want to stay near our parents for convenience sake. Resale flats are also much faster for you to move in as you do not have to wait at least 3 years for your house to be built finish as with the case of buying a BTO flat. Resale flats are flats bought from the open market which is not subsidized by the government as like the BTO flats. However, there are still grants available to help out with the high housing cost. Let's take a look at the various grants available: Family Grant The grant available for this scheme is $30,000. To be eligible, your household income must not exceed $12,000 (revised ......