One of our readers asked us this question on our blog: Understand that the accrued interest have to paid back when we the property that is used to finance is sold. So if the property is not sold, the amount of OA used will still be incurring accrued interest, in this case can we settle the amount to our CPF OA account using cash to stop it from accruing interest? We went to do some research and asking and we got the answers for you! The answer is below: Yes! You can actually voluntarily choose to use your own money to pay back into your own CPF account the amount of money you used to buy your house. It has become common for Singaporeans to know that CPF current charges an accruing interest (currently at 2.5% p.a.) on the amount in your Ordinary Account you use ......