It was not too long ago that Heartland Boy participated in a HDB BTO (Housing Development Board Build to Order) exercise. For the foreign readers who are in unfamiliar territory, this is a public housing system in Singapore that allocates new HDB flats to aspiring home owners. For first-timers, this can be a pretty harrowing and confusing experience. This is especially so when everyone claims to be an “expert” when it comes to property. Over-zealous parents, well-meaning relatives and friends who have gone through this baptism of fire would chip in with their golden nuggets of advice on how to game the HDB BTO exercise.
For Heartland Boy and Heartland Girl, it was indeed a roller-coaster ride of emotions. Not to exaggerate, tears were shed and fault lines were drawn, all unnecessary experiences that Heartland Boy hope does not have to happen to other couples out there when shopping for ......