It’s been a good CNY 2016 and we enjoyed the long weekend. Thought it might be a good time to reveal our current asset allocation and start tracking it from here. For illustration purposes, we have combined our assets to be shown as The Finance Smith Asset Allocation. The figures have been rounded to the nearest S$5,000 for now but should get more accurate as I update our asset allocation monthly.
February 2016
As you can see, I have highlighted the assets that I have over-allocated to in orange and the assets that I have under-allocated to in red. It’s a balancing act and my aim is to reduce the percentage difference to as low as possible. The target % might change as we enter different phases of our lives but we have gone with the asset allocation described in my previous post for now. It’s a total approach to asset ......