As discussed in my previous post on why you should use Google Sheets for personal finances, I will outline how to use it in this post. I will be referring to my Google Sheet and how it is set up for illustrations purposes. However, I recommend you take the time to prepare your own Google Sheet instead of using templates that are available online. By building your own Google Sheet one cell at a time, it will give you an insight into your personal finances since you have to work out why the information is in the Google Sheet and how best to illustrate it. How to use Google Sheets? Basically, it works like an online Excel spreadsheet but its functions are limited. You won't get the wide range of functions like Microsoft Excel but you will have enough for the purposes of your personal finances. Why not Microsoft Excel? Interesting question I ......