There was some recent discussion about CPF in my chatgroup that got me thinking about CPF SA topups vs SRS Contributions.
As you guys might know, I previously emptied my OA into my SA, as well as did a cash topup, the idea being that I'll let the government give me more interest than the cash I put in over the long term. I'll look at contributing another 9k across the years, and that's pretty much it.
My OA will be used to finance my future home, at most I'll probably either chuck the excess into the SA from OA or use the OA to invest if the option still exist by then after the house is fully paid and when I no longer have a use for the OA funds stuck there.
This post is mostly some thoughts I have, so feel free to discuss more, ......