I must be getting old. I'm starting to get intrusive questions such as "Got girlfriend or not?", "How come you no girlfriend?", "Why are you still single?", and "Have you considered finding a girl and settling down?" In a few weeks' time, I'll once again be on the receiving end of the same old fusillade. Apparently, a simple and logical explanation of my situation never goes through: 1). I have no permanent job (see here) 2). I have to "leverage up" to do my Masters first before I can get a permanent post With such an insecure cash flow, it would be prudent to establish myself first before searching for a life partner. I still have to pay $200 a month for my Nikko AM STI ETF Invest Saver plan (I'm almost there; my annual dividends will soon be able to cover it). I've yet ......