Health is wealth. Without health, you cannot enjoy anything, even with all the money in the world. However, we occasionally take health for granted. As I aged, I start to see more illnesses happening around me which are constant reminders that I should put in more efforts to maintain good health. However, I can only do so much to prevent illnesses from happening. So, it's due time I do a post on hospitalisation plans aka Integrated Shield Plans or Riders. I kept delaying this even though I get many queries on this. Reason being, it is complicated and a huge headache to sort through the numbers. My parents kept telling me they hate reading the fine print and different conditions so I know I have just got to do this for myself and for them. If even 1 other person can benefit from this, then my efforts would not have been in vain ......