My insurance agent sends me a newsletter every month to talk about insurance coverage and the events they held. This was done privately by them and not by the insurance company. I was pleasantly surprised this time when I found a very honest yet important piece on critical illness. Many people have been asking if they need critical illness plan. Isn't it similar to hospitalisation plan? No, of course it is different.

Can die but cannot be sick? It doesn't have to be this way.

Let's zoom in on hospitalisation plan first.  There is MediShield Life for everyone, and to cover the cash portion, the Integrated Shield Plans (IP or riders). I have compared the prices for the different IP before in my previous post so please consider it before making any purchase. For any hospitalisation stay in the hospitals, the hospitalisation plan will cover them ...