Couple of posts back, I wrote about the Amex Platinum which I cancelled. So my wife cancelled the card cos they charged her the annual fee. Previously if this happened, I would be the next person who applied for the card so we can continue to utilize the promotions. Now, I'm unemployed so I can't apply... Or can I? So I thought about all those old retired folks with money... Does that mean they cannot apply for credit card? Sounds strange right? How can someone who is retired who maybe has a lot of money and yet they cannot apply for credit cards? Cannot be right? So I tried my luck and called Amex pretending to be a rich retired guy. "I used to have an Amex card when I was employed, but I cancelled it and now I'm like semi retired. Is there anyway I can apply for a credit card based on my investments or AUM?" Well, the usual ......