Even though we spent above $4,200 this month, I thought it was quite an impressive feat considering we made a couple of frivolous purchases like the $1,200 laptop and a $230 Samsonite luggage. Most notably, the duality of cooking more often at home and enjoying meals out on weekday afternoons instead of weekday evening/weekends was pretty powerful and our food expenses came down quite drastically as compared to the earlier months this year. There’s really little to no feelings of deprivation on this front. Average expenses for the year remained at around $4,260 and I reckon we will hit $42,000 of spending by the end of October.

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Eating Out: $416.60 Hawker ($122.30) – It seems ridiculously low and it’s a amazing we are spending less than $5 a day on meals at food courts and hawker centres Fast Food ($41) – 2 Mac meals as I do enjoy the ......