Growing our wealth can be a daunting task especially when our resources are limited. I think of wealth building as plucking fruits from a tree. Being a lazy fellow, I try to use as little energy as possible and would go for low hanging fruits. Why climb higher up to pluck fruits and risk a bad fall when there are low hanging fruits? I would climb higher up when my tree climbing skill has improved or if there is a safety net to catch me if I were to fall. Know what I mean? Hint, hint. Nudge, nudge. Wink, wink. I received this email from a reader: Hi AK, Thanks for sharing your knowledge with us young folks. Saw you previously at investx. I just did this calculation last night......