I saw this quote as part of Collaborate Fund’s Little Money Rules and thought that this is an important statement.

So I wish to pen some short thoughts.

Many of us got into wealth building by being exposed to the power of compounding. We start small with some money that we had that seem insignificant.

No matter how insignificant, we kept accumulating it. We try to get better in our career, increasing our income, watching our expenses.

As we keep doing this, the gap between income and expenses increases. This is our wealth capital.

We then invest our wealth capital, hopefully wisely.  This is essentially the essence of the wealthy formula.

What was insignificant became larger and larger.


4 Pillar Freedom lets us know that the first $100k tends to be the hardest.

However, over time the next few 100k became much faster.

When your money gets to …