Reader says... My friend bought 2 units private condo (District 9-10) last year and early of this year. One for own use and one for investment purposes (still vacant as at to-date). As recently all banks increase the loan interest. Thus, I asked him whether it is stressful to service the two condos. He told me... AIM FOR THE CAPITAL GAIN. WHY WORRY IF YOU KNOW THAT YOU CAN MAKE 300K IN THREE YEARS TIME? Any idea whether Singapore property sure will increase price? See so many en bloc recently, I believe developer here won't anyhow dump their money. Isn't it? AK says... Your friend knows for sure his recent D9 purchase can make $300K three years from now? After all the costs that comes from holding it vacant for three years? Power! He probably knows something I don't. As for property developers, they have tons more money than we have and they probably have easier access to credit than us too ......