And here are the lineups…

Should You Focus on Making More or Spending Less? (Retire by 40)

“Should you focus on making more or spending less? This is a trick question. You need to work on making more AND spending less. Everyone should focus on increasing their saving rate instead of picking one side over the other.”

Let’s put it that way, both goes in tandem. Most of the financial bloggers I know, or rather at least those that have achieved FI pursue both to the most minute detail. We already know that income does not equate wealth. The other key factor is expenses.

The Real Singapore Inc. — Why We Don’t Have A Global Company (Dr Wealth)

“Singapore’s superpower is closely linked to our financial and economic status. We have no resources; we only have money. We cannot lose this power. The only way to preserve this and to