Critical illnesses suck. When it strikes you – touch wood – you’d have to undergo treatment or surgery. After that, you cannot work as per normal in your job because you have to set aside time to recover. This also means there won’t be any income in the meantime. Fortunately, that’s where critical illness plans come in. The lump sum payout helps you cope with the time when you are recovering from your illness. You also get to use that money to pursue alternative treatment. On big minus is that the plan terminates upon pay out and leaves you at risk when/if the critical illness strikes again. To address this, a new form of critical illness plan – multi-pay critical illness plan – provides multiple payouts over a period of time. In this article, fundMyLife reviews PRUmultiple ......