Volatility and Uncertainty, these two words are perfect definitions of what the market has been.

Its been a busy 3 months transiting and settling down into university. Expenses have skyrocketed and income is now zero.

In my 4 years of investing, this has been the deepest red sea I’ve found myself swimming in. Honestly, i am trembling and am feeling trepidation. There have been many varying macro factors around the world, and there is a plenitude of negative consumer sentiments going around.

I too have been tempted to follow the herd in the recent sell-off, but once again resisted. Fundamentally speaking, my holdings should be largely unaffected. However, the unfounded and consecutive sell off has triggered a consecutive loss.

Personally, i am at quite a lost as this is a first. With about 80% of my assets in equities and stocks, my financial situation is largely dependent on the markets.