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October 2018 – Portfolio Updates
By Miss Niao's Financial Journey (and other random stuff)  •  November 15, 2018

So 11.11 happened over the weekend and usually I’ll be stuck in front of my PC trying to find good deals. For this year though, I didn’t buy a single thing nor went to any website to look for something, for the sake of buying something. It just felt like I didn’t need anything, and I am thinking if it’s related to my minimalistic approach to stuff now.

The cycle goes something like this. The less I purchase, the more I know what I need, and I can be selective with my money. And being a natural cheapskate towards myself, it is easy to say “no” when it comes to unnecessary evil.

In fact, I don’t even shop all that more when I’m overseas.

Well, alright. Perhaps I am guilty of some splurges on food and anything that costs <$20 but costs >$20 in Singapore.

But mainly food being my

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By Miss Niao's Financial Journey (and other random stuff)
10 facts about me! I love point forms, they are so easy for the mind to digest. 1) I’m 27 this year. 2) I’m an Electrical Engineer! (you can trust me :p) 3) My blog’s link is Miss Niao because BF always says that I’m a penny pincher. I would prefer that I be addressed as “financially savvy” ...
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