On 18 December 2018, CIMB Group Holdings Bhd (CIMB) is trading at RM 5.65 a share, 22.6% decline from RM 7.30 some 8 months ago.

Source: Google Finance

So, should we grab CIMB now? Or, should CIMB be dismissed?

In this article, I’ll revisit its fundamentals, bring an update on its latest financial results and assess its investment potential with a handful of valuation tools. As such, here are 7 things to know about CIMB before you invest.

#1: Asset Quality

CIMB has expanded its portfolio of Loans, Advances, and Financing (LAF) assets by CAGR of 12.0% over the last 10 years. It has increased from RM 117.4 billion in 2008 to RM 324.2 billion in 2017. In that period, the bank has been gradually improving its asset quality as it reduced its Gross Loan Impairment Ratio (GLIR) from 6.1% in 2010 to ...